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When saving for your Children's education- start early. https://www.rbcroyalbank.com/investments/resp.html

A possible second wave of the pandemic, coupled with the U.S. presidential election in November, could bring renewed volatility to markets. Despite economic and political uncertainty, Stu Kedwell, Co-Head of North American Equities, RBC GAM, explains how investors can prepare by thinking ahead and mapping out a broad range of outcomes. https://www.rbcgam.com//change-of-seasons-what-to-/detail

If you or someone you know doesn't have an RBC bank account... September 21st to December 17th will be the perfect time to switch your banking over, get a 32GB iPad (read conditions below).

An excerpt from the latest #macromemo written by RBC Global Asset Management Chief Economist Eric Lascelles: Gold Bug The price of gold recently exceeded $2000 per ounce for the first time ever. It has since retreated somewhat, but remains in rarefied air.... Why has it rallied by roughly 30% since the turn of the year? There are several answers: Initially, risk aversion drove investors into the perceived safety of gold, though most of the risk aversion has since faded from financial markets. Expectations of higher inflation are not unreasonable given enormous public debt loads, large central bank balance sheets, a possible shift toward average inflation targeting and the onshoring of supply chains. Ultra-low interest rates mean two things. First, gold investors are not forgoing much of a coupon in the bond market. Second, given how low yields are and a skepticism that the U.S. Federal Reserve will resort to negative interest rates, gold could well represent a better hedge against any bout of future financial market trouble than the bond market. S. dollar weakness usually sends commodity prices higher since they are priced in dollars whereas they are demanded globally. But the recent dollar weakness has a second implication: with the world’s reserve currency arguably in structural decline and no obvious substitute in the traditional currency world (neither the euro nor the renminbi seem ready to take over that mantle), gold has become a plausible substitute in the eyes of some. To the extent that several of these trends seem likely to remain in place for the foreseeable future, gold may continue to perform. However, let us not lose sight of the fact that, as a real asset, an investor should expect to achieve an inflation-adjusted return on gold over the long run of 0%! https://www.rbcgam.com//macromemo-august-24-august/detail

Across Canada, the housing market rebounded as pent-up demand pumped up sales volumes and prices in June and July. Montreal, for example, set a new record 46% jump in year-over-year sales. The pandemic has also shifted preferences, as more homebuyers venture to the suburbs in favour of space and greenery (putting a damper on the previously-hot urban condo market). Will we see this activity extend into the fall? And has COVID created a fundamental change in buying behaviour? RBC Senior Economist Robert Hogue shares his outlook on the housing market. https://soundcloud.com//how-covid-created-a-supercharged-s

Taking home more income in retirement can make all the difference in the type of lifestyle you get to enjoy. And one way to keep more of your income is to minimize the taxes you pay. Here are 5 tax-saving strategies to ask your advisor or tax professional about if you’re retired or getting close: https://www.rbcroyalbank.com//reduce-taxes-in-retirement.h

To help Canadians protect their retirement savings during the recent volatile financial markets, the Government of Canada has lowered the minimum withdrawal requirements for Registered Retirement Income Funds (RRIFs) and Life Income Funds (LIFs) by up to 25% for this year. RBC will not automatically convert this amount to be the adjusted minimum amount for 2020 - Contact your Advisor. https://www.rbcroyalbank.com//rrif-withdrawal-changes-2020

Growing up in Edmonton, I worked many retail jobs at a 'mega mall' - West Edmonton Mall. Though this video is about American malls, I found the history of how malls began interesting. https://www.businessinsider.com/the-rise-and-fall-of-the-am

Whether you have a cozy vacation cottage, a palatial estate or a sophisticated condominium, drawing up a clear estate plan can ensure your property is distributed in a way that suits both you and your family’s best interests. https://www.rbcwealthmanagement.com//4-ways-to-pas/detail/

As we head into a pivotal period of the current earnings season, tech stocks have buoyed key Wall Street indices Nasdaq, for one, briefly hit another record high early last week. But what’s on the ticker doesn’t necessarily reflect what’s on the horizon. The COVID crisis in the U.S. is worsening, while Congress and the White House square off over another aid package. Even c-suite executives are openly sharing their concerns on the economic recovery. How might the rest of earnings season play out? And what do the latest rallies reveal about consumer sentiment? Lori Calvasina, RBC Capital Markets’ Head of U.S. Equity Strategy, shares what’s beneath the latest market movements. https://thoughtleadership.rbc.com/why-markets-are-edging-h/

Do you have a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard? Earn 2x rewards on grocery and restaurant purchases until August 31st, 2020 >>> Register below. https://westjetrbcmc-offer.com/

Selling your home? https://discover.rbcroyalbank.com/selling-secrets-6-things/

The COVID-19 pandemic, and new social distancing rules, have transformed the home-buying process in Canada. Here's a step-by-step overview of how you can successfully navigate the new environment, and buy a home today. https://discover.rbcroyalbank.com/navigating-the-new-world/