Faisal Vallani Mortgages
Greater Vancouver, Fraser Valley & Sea to Sky Vancouver, BC, Canada

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Happy Canada Day! . Let us reflect on how grateful we are to live in Canada; the True North strong and free. . Comment below - What are you grateful to Canada for?... . #happycanadaday #canada #truenorthstrongandfree #canadian See more

Effective July 1, 2020 CMHC is tightening up! This will certainly impact purchasers by requiring larger down payments and/ or greater incomes! Highlights:... - Minimum credit score requirements (increased to 680 from 600) - TDS (Total Debt Servicing) and GDS (Gross Debt Servicing) ratios have been lowered to ensure borrowers can maintain payments - Borrowed down payments will not be allowed -- What is TDS? Principal + Interest + Taxes + Heat / Gross Annual Income What is GDS? Principal + Interest + Taxes + Heat + Other Debt Obligiations/ Gross Annual Income -- See the example in the comments below. If you are interested to see how this will impact you, call, text, or email. I am here to help.