Richard Lee_TD

What happens if you don't qualify for the mortgage amount you want under the stress test rules? Meet with a TD Mortgage Specialist to talk about homeownership. Contact me for more info. https://go.td.com/2HpXIHq

Do you know the difference between mortgage pre-qualification and pre-approval? A mortgage pre-approval will give you a clearer picture of the home you can afford and what you might pay each month. Contact me for more info.

#DYK that the Bank of Canada recently lowered the 5-year benchmark for the first time since 2016? Here's what you need to know when it comes to understanding the qualifying rate and what it means for the mortgage stress test. Contact me for more info. https://go.td.com/2ZpTNRz

What is the mortgage stress test? Let's talk about how you might be impacted by the mortgage rules. Contact me for more info. https://go.td.com/2HpXIHq

This is a great opportunity to speak with a mortgage specialist to discuss your mortgage options. It never hurts to have a 2nd opinion on your finances. The worst that can happen is that you find out you are already right where you should be.

To my first home buyer friends, this article contains some great tips and advice. https://readyforyou.td.com//7-common-pitfalls-of-first-tim