Robert Williams Ottawa Mortgage Agent

Most Canadians suffer with their highest personal debt load at this time of year, when holiday spending credit card statements have arrived. You may be able to use your home equity to consolidate that high-interest debt (20% equity is needed) into your mortgage. With extremely low pandemic mortgage rates, every month you could be seeing a big difference: a boost to your monthly cash flow... one easy payment faster debt paydown, and potentially thousands of dollars in interest savings. I can crunch the numbers to see if this makes sense for you. It could be the start of a new financial life!

How optimistic are you?

RRSP contribution limits and more...