Roseborsky Mortgage
5135 Tecumseh Road East N8T1C3 Windsor, ON, Canada

Today we're going to talk about how avoid losing money when investing... Saving your hard-earned money isn’t easy, so the last thing you want to do is make a badand costly investment decision.

It’s easy for some people to be pessimistic about retirement. With kids to put through school, a mortgage to pay off, the rising cost of everything and growing credit card debt, many people ignore retirement planning and hope for the best. Even if you’ve already started saving, it’s hard to be confident when stock markets are volatile and interest rates are low. But believe it or not, there’s a large group of retirees who are feeling fine about retirement.

As you know, there are lots of ways to "skin the cat" when it comes to building wealth. Frankly, it can get downright overwhelming when you start to think about all the options available. Let's cut through the clutter and keep it simple.

I'm just curious, have you had any pest problems in your home yet? If so, I'm about to give you some tips for getting rid of them. If not, here are a few preventative tips for pest-proofing your home...

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends.

Here's a trivia question for you... What form of investing has created more millionaires than all the others? Answer: Real Estate Investing! Yes, investing in real estate is the proven way to become a millionaire. Countless others have done it and that means you can too. All it takes is a plan, some dedication and the patience to see it through.

The King of Pop made the best-selling album of all time, Thriller, with sales of 100 -108 million copies. Yet in spite of the huge revenues he continued to receive from such recordings, Michael Jackson died broke -- or at least debt ridden. How could this be?

It’s true: less really is more! By accumulating more and more "stuff", we often unwittingly clog up our life with more and more debt, stress and busyness. Yuck. That's no fun.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little.

If you're anything like me, keeping records of income and expenses--and convincing your spouse to do the same--can be a real challenge.

According to recent studies, fewer than half of all adults have a will. Let's face it, nobody wants to think about death let alone spend money preparing a will, when it's something you never get to enjoy! But if you want to preserve the integrity of your life's assets AND make sure they go to the correct people, you need a will.

Instead of just working harder to make more money, why not make the money you have work harder for you.

Robert Kiyosaki is an American multi-millionaire investor who made his fortune through something he calls the Cash Flow Quadrant. Have you ever noticed that in today’s economy, while the middle class is struggling in a tough job market, some entrepreneurs just keep getting richer?

Are you planning on selling your home any time soon? If so, knowing precisely what your home is worth can make all the difference when it comes time to sell your home fast for top dollar. With over 22% of local MLS listings expiring before they are sold, it is important that you price your home accurately

I don't know if you're planning on painting your home any time soon but if you are, this info will come in handy... Before you hire the first "student painter" who comes along, let me give you 6 tips for choosing the right house painter.

If you're thinking of selling your home any time soon, here a few important tips to help you sell it faster and for top dollar...

This week we're going cover something a little different than the usual financial tip because we believe it's THAT important... Answer this question: Are you happy? You might be inclined to answer a quick "yes" or "no," but if you're anything like me, you're probably wondering what exactly is happiness, anyhow? And how do I know if I am any happier than the next person?

With house prices still rising, sometimes the only home you can afford is a fixer upper. If you've been considering buying a place than needs a little TLC...

I have a question for you... How would you like it if your company could provide you with an exclusive Employee Mortgage Benefits Program that allowed you to $AVE BIG when buying, selling and refinancing your home?

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner...

Your financial goals and social conscience don't have to be mutually exclusive. With ethical investing, it's possible to earn healthy returns without having a negative impact on others or the planet.

OK, today we're going to talk about an unfortunate but common challenge that many homeowners face... You see, when you and your partner get together and jointly buy a house, it’s only natural to assume everything will be happily ever after. But the sad truth is many relationships eventually end in separation, and that can have a dramatic impact on your mortgage.

OK, here's what you need to know about dividend stocks... When a corporation earns a profit, that money can either be re-invested in the business or paid to shareholders as a dividend. Many corporations keep a portion of their earnings and pay the rest as a dividend. Since dividend stocks offer regular dividends as well as long-term equity growth, are they a better investment? Like so many questions related to investing, the answer is "yes" and "no".

Your credit score is a three-digit number that lenders use to predict your creditworthiness. Credit reporting companies calculate your score based on your payment history, how much you owe, how long you’ve had credit and how often you apply for new credit.

Did you know that the average homeowner pays over $100,000 in unnecessary interest payments? Chances are, if you're like most homeowners, your mortgage payment is your single, biggest after-tax expense. And unfortunately, due to the way lenders charge interest, most of your payments go towards paying interest, not principle. That's why, in the rare case that someone actually does pay off their mortgage, they often end up paying 2-3 TIMES the value of their home -- with the effective interest (or total interest paid) amounting to more than their home is even worth! Sad, but true.

How's this for a new perspective... Rather than seeing your debts as a problem, what if they could be an opportunity? With a little knowledge, ingenuity and discipline you can transform those debts into wealth!