Ryan McAdam

Index funds vs Mutual Fund and what the heck is an ETF??? OK, I get this question a lot and to be sure, the landscape is getting more and more cluttered, not clearer So lets see if we cant demystify this topic a little bit Buckle your seatbelt, because this will be a long one Ok, lets go! All of the above are a collection of investments (Stocks, bonds, etc) purchased together as a fund. Your money is pooled together with money of other investors for the purposes of p...Continue reading

Some debts are fun when you are acquiring them, but none are fun when you set about retiring them. -Ogden Nash Talking about 'debt' seems like a timely subject as we close in the holiday season. The Christmas season is one of those times during the year when it very easy to go overboard with spending, leaving many with a big bill to pay throughout the beginning of the following year. Debt can be a very scary thing, and extremely demotivating when you are trying to do...Continue reading

Tis against some men's principle to pay interest, and seems against others interest to pay the principle. -Benjamin Franklin All debt is BAD right? Well, Not so fast Traditionally, there are two types of debt There is GOOD Debt, and there is BAD debt. ...Continue reading

Knowing yourself is the beginning of all wisdom. - Aristotle Should I aggressively pay down my mortgage with every extra penny I have, or should I direct those extra pennies towards investing for my retirement? The age-old debate rages on....Continue reading