Ryan McArthur
10 Horseshoe Cres L0R2H2 Waterdown, ON, Canada

If you were to be diagnosed with a heart attack, stroke, or cancer today, what would you do? Critical Illness insurance can provide: a) An income to allow you time away from work... b) Medical treatment not covered by OHIP c) The ability to live out your dreams in case of shortened life expectancy d) All of the above, and more. See if you qualify today.

Clock is ticking for some Generation X Canadians to save for retirement. Time is valuable, dont delay, find a professional to help you achieve your retirement goals.

Following last years consumer report, pressure on financial advisors from Big 6 Banks to up sell customers and meet unrealistic sales targets. Whats happened since then? Advisors say pressure is worse than before.

Is your RRSP too big? Some might find that question funny... However, those with large amounts saved in their RRSP face a giant tax liability in the future.

"Life is fragile. Life is tenacious. How do you live each day knowing that it can end in a heartbeat and yet behave as if you will live forever? Insure our lives against living too short and then build our retirement pool against living too long." https://www.livemint.com//The-ultimate-money-question-we-n

Some important highlights from todays federal budget announcement. http://business.financialpost.com//five-ways-the-federal-b

RRSP deadline is March 1st. If youd like to know more on how you can maximize your contribution, lets talk!

What do you look for in a financial planner? What would you do if you retire the same time as your adviser? http://business.financialpost.com//just-when-you-need-reti

What would you do if you had an extra $10,000? https://www.cnbc.com//lending-tree-survey-given-10000-amer

Shoutout to all the February birthdays - Im one of you! Best way to soften the blow of turning another year older? Let one of these generous retailers GIVE you a FREE present on your birthday! http://www.moneysense.ca//where-to-get-free-things-on-you/

What would happen to your family if you were diagnosed with cancer, stroke, or a heart attack today? Would you be able to pay your mortgage, medical bills, outstanding debts? Would you have to sell your house, or have your partner work 2 jobs? With critical illness insurance, you wont need to ask any of these questions. http://ow.ly/Rx1L30hG3QO

Canadians are eager to change their financial situation for the better, with 1/3 of New Years Resolutions pledging to improve financial health. Make 2018 the year you speak to a financial advisor, lets make your goals happen. http://ow.ly/mz9l30hA3qE

Is buying / selling your home one of your New Years Resolutions? These factors will be a game-changer for the housing market in 2018. http://www.cbc.ca/news/business/real-estate-trends-1.4460775

2018 is peaking its head around the corner. Here are the important numbers you need to know going into the New Year!

In the next decade, there will will be a large transition of wealth. Having an estate plan gives you a peace of mind that it will be passed along as per your wishes. Minimizing tax and any unforeseen costs along the way.

Weve been in a low interest environment for quite awhile and for millennials it is all we know. Learn how rising interest rates will impact you.

Everyone has a different view of what their retirement looks like. However, a common response is "Id like to be debt free in retirement". Why are Canadians carrying debt with them into retirement? Plan ahead and get that burden off your shoulders. Contact me if you are looking to improve your situation.

Here are some eye opening numbers... By 2036, 25% of the Canadian population will be 65 or over. In the 1960s, 6-7 workers were making CPP contributions for every eligible CPP recipient. By 2031, it will be 2.6 workers per 1 CPP recipient. Can you rely on government income in retirement?

Tips to increase your net worth

Wow... Your personal information might have been hacked. Over the summer the private information of up to 143 million Americans, along with an undisclosed number of Canadians have been comprised. They say Canadians with US dealings are at the highest risk.

The Canadian dollar increases to 0.83 US dollar. I sense a shopping trip across the border in the near future

Tax planning is one of the pillars of financial planning. In retirement you will start receiving government money (CPP, OAS, GIS), pension money through work and money coming from your personal investments. This money is taxable and in order to ensure that you have a successful retirement you should seek the advise of a financial planner. Have a professional help put more money in your pocket and less in the governments.

Approximately 1 out of 2 Canadians will be diagnosed with cancer in their lifetime. Critical Illness Insurance is a fantastic way to protect yourself. As an additional benefit, if you stay healthy until age 65 you will also receive all your money back. Either way your benefiting from having this policy. Here is a great article illustrating the importance of having CI insurance.

What does your financial plan look like?

People who have raised children and now are helping their parents are the sandwich generation, says Christine Van Cauwenberghe, VP Tax and Estate Planning. Mitigate stress and save your finances by planning ahead:

It is hard to believe that the Canadian dollar was once at par with the US. Going forward, itll be interesting to note how our spendings and savings will be impacted.

Tis the season, are you or someone you know getting married this year? Here are a few things to take into consideration before the big day.

A Registered Disability Savings Plan (RDSP) helps parents and others save for the long-term for of a person with a disability. The federal government matches what you put in the account. For those who qualify it is a great way to capitalize on the government grants.

Buying a home? Investors Group is currently offering a great promotion on their mortgage rates!

Were all different. So why are they giving us all the same financial advice? Get advice as unique as you.

Should you build your wealth or eliminate your debt? Why not both... Have a strategy that is customized to meet all of your goals.

Completely agree, the government has limited the use of TFSA thus far. Its potential has yet to be unlocked!

Why is the housing market skyrocketing in Toronto? These experts give their insight to the cause.