Ryan W. Smith
546 St. Paul Street, Unit 250 V2C 5T1 Kamloops, BC, Canada

So, we didn’t quite make it to midnight, but we were there in spirit... #2021 #happynewyear #2021wearecountingonyou

I was going to quit all my bad habits for the new year but then I remembered that nobody likes a quitter! HAPPY NEW YEAR EVERYONE!... Cheers to 2021. #newyearnewadventures #happynewyear #2021wearecountingonyou

We are enjoying this cozy season by catching up on classic movies. One of our favorite traditions is watching the Muppet Christmas Carol and the Nightmare Before Christmas. Do you have a favorite Christmas movie? ... #tistheseason #snuggleupandwatchmovies

Ryan was extremely professional at every step of my home purchase. He worked through various financial scenarios to give us clarity on the numbers. He was very approachable and very proactive. I highly recommend Ryan if you or and of your friends or family are looking into getting a mortgage . ... FYI, he made our home buying process look like a piece of cake!!! Yash Thakker #happyclients #bestjobever #happytohelp

Happy Holidays! May your holiday season be all wrapped up with cheer and filled with celebration for the New Year. #happyholidays... #tistheseason #countdowntochristmas See more

10 more sleeps until the guy in the red suit shows up... ARE YOU READY? We are pretty excited about this upcoming Christmas. Our son is at the perfect age to enjoy the wonder and magic this holiday brings.... It may not be the typical Christmas, but we are happy to say we are happy, healthy, and staying warm together! PS this was taken last year... #countdowntochristmas #areyouready #theguyintheredsuitiscomingtotown

Did you know we send out a monthly newsletter? If you are thinking about buying your first home or are considering entering the market for an upgrade, my newsletter will keep you updated on the latest market trends. When you sign up you will also get a copy of our new mortgage checklist.... This check list is a starting point. Each client will have different requirements based on their unique situation so that is why there is a NOTES section. You can sign up here --https://www.ryanwsmith.ca/newmortgagechecklist.htm #mortgagechecklist #stayintheknow #ipromiseiwontspamyourinbox

Holiday hours: Office open: Up to Dec 23rd Office closed: Dec 24th to Dec 28th, December 31st, and January 1st Office open: Dec 29th and 30th... #happyholidays #tistheseason #countdowntoChristmas

Weekly or biweekly instead of monthly payments could shave a considerable amount on your overall mortgage interest payments, depending on current interest rates. I am here to answer all your questions. Message or call today to set up your free consultation. #paymentschedulesmatter... #iamheretohelp See more

VERICO @ Home - December 2020 Edition - https://mailchi.mp/e323df/verico-home-december-2020-edition

One of the most important parts of my job is to guide first-time home buyers every step of the way. Helping others through the process and educating people on how to financially prepare for homeownership is extremely rewarding. I am just a phone call away. If you are thinking about taking this next step into the adulting world give me a call!... #adulting #homeownership #lovewhatyoudo

FLEXIBLE MORTGAGE PAYMENT OPTIONS Choice of payment options, such as payment frequency and amount of down payment required, are most people’s top priority. Flexibility in your mortgage payments can help you to better budget your finances and make you feel more comfortable overall with your home purchase. ... And in some cases, it may even make sense to put less money down and use some of the leftover cash to renovate or pay down debts. If you have questions about your mortgage payment options give me a call or DM me right here. I am happy to chat. #flexiblepayments #optionsthatmakesense

"As a first-time home buyer I was really glad that I chose Ryan as my mortgage broker. He explained the concepts I didn't understand and always made time in his schedule to take my calls. Ryan is a very kind person and very knowledgeable. ... I will be recommending him to any of my friends and family looking for a mortgage broker in the future!" ~ Bhreagh Huber #happyclients #bestjobever #happytohelp

EGGNOG Yay? Or Nay? I don’t love it, but add a little rum and I’ll take it!... #tistheseason #cheers #nogornonog

Positive: Professionalism, Quality, Responsiveness, Value Ryan was excellent in ever aspect. He answered constant, detailed questions from me without hesitation and was happy to do so. He guided us in a way that helped us meet our goals and didn't push us towards any products or solutions that weren't the right fit for us. ... Best experience I've had with a mortgage broker or just about any person in any field. Highly recommended. - Ben J #testimonials #happyclients #lovewhatyoudo

I'm shouting from the rooftops that Ryan W Smith is the absolute best broker that I could have enlisted to help me with my recent mortgage refinance !!! Ryan was professional, knowledgeable, efficient, kind and patient. He communicated with me every step of the way. He explained things clearly and answered all of my questions in a timely manner, no matter how busy he was. I had a very unfortunate experience with another broker and wasted 3 months trying to re finance. I fi...nally called Ryan and it was the best decision I could have made. I am the most satisfied customer ever. Not only did Ryan complete this for me in less than 4 weeks time, but he did it expertly and professionally. I got what I needed and its made all the difference for me. If u r looking for the best in a broker, this is the person to call. I will definitely be calling again whenever I need this service again and I will be telling all of my friends and family to, as well. Thank you so much Ryan and team, for being the answer for me. - Wendy #happyclients #lovewhatyoudo #imheretohelp

VERICO @ Home - November 2020 Edition - https://mailchi.mp/338e4b/verico-home-november-2020-edition

Most first-time buyers will need a minimum down payment of 5% to purchase a home. Did you know there are programs where you could borrow that initial 5% down? Securing a pre-approved mortgage with a lender that checks your credit rating will allow you to get an idea about how much of a mortgage you may qualify for, so you can have a price range in mind when you look at different properties. If you are looking to buy your first home in Kamloops, I would be happy to have a cha...t about where you are at! Message me here to book a consultation today! #downpayment #minimumdownpayment #preapproved

Hey all! This is Ryan W. Smith here! Just thought I would drop by to say we are BACK to work in the office! It feels great and weird all at the same time being back in this space. Are you are thinking about buying your first home, but are not sure if you can start now? ... Send me a DM and we can book you in for a consultation. #backintheoffice #gettowork

Happy National Candy Corn Day! YES OR NO? Personally I’m a BIG NO.... #candycorncontroversy #likeitornot #nationalcandycornday