Ryan Young
180 Northfield Dr West Unit 6 N2L 0C7 Waterloo, ON, Canada

Sometimes we all need a little motivation- "Make today so awesome yesterday gets jealous."- Unknown

Are you getting the absolute most out of your week? Here are 5 things highly productive people do every Sunday that most others don’t!

This year we’ve had a lot of time to reflect on what’s important. When it comes to spending your #money, where do you see your hard-earned dollars going: Life experiences or online shopping?

Are you feeling a push-and-pull between trying to keep busy and taking time off during this pandemic? Stop putting so much pressure on yourself and focus on what makes you happy.

Those feelings of anxiety or fear before starting a work week are common. While many people experience the Sunday scaries, they aren’t inevitable. A psychologist from @aspirationsinccounselling shares how to minimize them. #LuminoHealthy https://luminohealth.sunlife.ca//Anticipatory-anxiety-and-

The new year is a good time to set new goals, including planning for your retirement. Let’s talk about the options right for you.

For most people, an RRSP is a great way to save for #retirement and pay less tax, but there are some other really useful things you can do with them. Here are 6 ways you can utilize an RRSP to reach your financial goals. #personalfinance

If you’re going through a tough time financially, know that you don’t have to do it alone. I’m here to help you not only create goals, but achieve them. Let’s connect today. https://advisor.sunlife.ca/ryan.young/

Are you getting the most out of your TFSA? While many Canadians use it as an account to park cash, this video discusses how to use it as an investing tool to help make you #money.

Looking to estimate how much life insurance coverage you need to take care of your family? Try this 2-minute calculator today. @SunLifeCA #insurance #planforthefuture

Good morning all! I want to let you all know that when it comes to questions and concerns about finances and retirement, you are not alone! We have faced many challenges this year that may have you re-thinking your plan. As an advisor, I can walk you through your options and help prepare for your future - today! ... All the best! . . . #AdviceMatters #Fall #Retirement #Health #Wellness #Wealth #Finances #FinancialFreedom

Have you been meaning to consolidate your savings into one place? Now is a great time to act! Get up to $500 and save on transfer fees, too. Find out more at sunlife.ca/consolidate.

Looking for ways to increase the value of your home but on a budget? HGTV has 30 great tips to help you get the biggest bang for your buck. https://advisor.sunlife.ca/ryan.young/

If one of your goals for 2021 is to purchase a home, there are some important rules you need to know first. #mortgage #protection

These stories are why I love helping people how I do! This millennial couple had a baby without financial pain, but buying their ‘forever home' presented a bigger challenge. Having a second baby and buying a new house, which might cost them $750,000, has them starting to worry" Starting a family, buying a home, getting married, receiving a diagnosis, changing careers, and events like these are great times to sit down and do a financial check up. Please, what can I help wit...h? I'm listening. https://financialpost.com//this-millennial-couple-had-a-ba

Whether it's Life or Health Insurance coverage, are you looking for flexible coverage for your family's needs? That's why I'm here! Contact me to learn more. https://advisor.sunlife.ca/ryan.young/

A Registered Retirement Savings Plan (RRSP) not only helps you save and prepare for a comfortable and secure retirement but can also reduce your tax bill. If you’re not sure how they work, I’m here to help! Let’s book an appointment for the new year to kick-start your financial goals.

Our mental health affects every aspect of our lives and practising self-care and checking in on ourselves is of the utmost importance. I encourage you to do a mental health checkup to make sure you’re taking the best care of yourself. #MentalHealth

Creating a realistic budget that works can be a great way to kick off Financial Planning Week. Here's how you can start. bit.ly/9budget1 Contact me for any advice you need! https://advisor.sunlife.ca/ryan.young/

It can be challenging, especially during these times, to save money for future goals like a new home or retirement. As an advisor, it’s my job to help you manage your finances today so you can reach your goals of tomorrow. Contact me today. #planforthefuture

If you deferred your mortgage payments in the wake of COVID-19, the 6-month waiver is ending September 30th. If your mortgage payments are starting back up and you’re not ready, here are some options you could try.

As the new year begins why not kick-start it off with a new plan, like saving more money. Let’s get you there by reviewing your financial goals today. http://bit.ly/LetsGetYouThereFH

Majority of Canadians want help understanding the aspects of a successful retirement. As an advisor, I can help you plan for your future so that you feel confident before and in retirement. Let's get you there together! https://advisor.sunlife.ca/ryan.young/ https://www.investmentexecutive.com//value-of-advice-mor/

This is a new year. A new beginning. Time for a new mindset. Let go of what’s gone. Be grateful for what remains. Look forward to what’s coming. #motivation #quotes

Having a plan to meet financial goals is important. As an advisor I can help you get there. Let’s connect today. https://advisor.sunlife.ca/ryan.young/ #Advice #Finance #Planning #Dreams Goals

Today is the first blank page of a 365 page book. Write a good one. Happy New Year everyone! #NewYearsDay #2021

Taking a brisk walk early in the morning not only has many health benefits but it can increase alertness and improve your mood. Here’s how to make the most of your morning walks.

Grandparents! One of the best gifts you can give is helping to pay for a post-secondary school education. To discover more on how you can help, contact me today!

One of these days the unexpected may alter the course of your life and how you planned to live it. Are you ready if it does? As an advisor, I can help you navigate some of life’s biggest changes. Contact me today. #Retirement

Nearly 10 months into the pandemic and housing prices in Canada are still increasing. November housing sales were up 32% from the same month last year with a 9.1% increase in home prices. Get ready because next year is set to continue it’s record-breaking ways. #home #housingmarket

Saving for your child’s education shouldn’t be difficult. By putting #money away regularly and receiving matching contributions from the Government, you'll be able to reach your goals in no time. Contact me to get an RESP started for your little one.

Would you rather have more time or more money?

Have you heard of the work-space-in-the-home tax deduction? If you’re now working from home more than 50% of the time or use a home office to meet Clients, you could be eligible. https://advisor.sunlife.ca/ryan.young/

What is an RRSP? Simply put, it’s a registered retirement savings plan that helps Canadians save for their retirement. Find out, in simple terms, how it works with this great video. #Retirement #RRSP

Working from home for the foreseeable future? You may want to touch base with your home insurance provider since your job may give rise to liability that isn’t included or fully covered by your home insurance policy. #Insurance

May your home be filled with love and joy this holiday season! #MerryChristmas #HappyHolidays

Thinking about winter yet? Probably not but as the temperature begins to drop we’ll all be migrating indoors. How can we continue to protect ourselves amid the pandemic?

In September, Sun Life hosted a wealth webinar on the impacts of market volatility on your finances. Weren’t able to attend? Click here to listen to expert tips on how to save for retirement during the pandemic and beyond.

A new habit emerging is pandemic proofing your finances. With so much uncertainty, it’s important to be prepared. I can help. Reach out to me today. #personalfinance

I hope your day is full of Festivus miracles!

Parents! Your child is ready to head off to post-secondary school and now it’s time to reap the rewards of all your hard work. Before they do, it’s important to understand the withdrawal rules. Click here to learn more: https://bit.ly/7RESPs1

Wishing everyone a safe and happy Christmas. #HappyHolidays #Family

With kids going back to school, we’re entering a new normal which may be making you a little anxious. This is to be expected. To help you prepare, here are a few tips to help keep your kids informed, healthy and safe.

Cold weather shouldn’t stop you from getting outside and staying active. Here are some great outdoor winter activities that you can do while still maintaining distance. #Health

Has market volatility impacted your retirement? Join Sun Life September 22nd for a free webinar on planning for market uncertainty. Register now for an upcoming webinar, http://bit.ly/3WealthWebinar.

Having good life insurance coverage offers a helping hand to your loved ones should anything happen to you. How does it help? Contact me today to learn more or for a review or your protections needs. #insurance https://advisor.sunlife.ca/ryan.young/

Do not go where the path may lead, go instead where there is no path and leave a trail. Ralph Waldo Emerson #MotivationalMondays

Ideas for preserving your hard earned wealth. https://advisor.sunlife.ca/ryan.young/ https://sunlife.hubs.vidyard.com/wat/wY2Y9iTBeDLqMaxSzhcBQS

Your credit score is looked at by banks and other financial institutions when deciding whether to lend you money or not. If you want a good deal, you need to have a good score but what if you’re just starting out or new to Canada? Read on to learn more. #personalfinance

Imagine this: you’ve been working hard for decades and starting to feel comfortable about your financial future. All of sudden, a major life event forces you to retire sooner than you expected. Having an advisor on your side will help you plan before it happens. Reach out to me today! #planforthefuture #retirement

Being brave isn’t the absence of fear. Being brave is having that fear but finding a way through it. Bear Grylls #quotes

As we move into the long winter months amid a pandemic you may be struggling to find the mental capacity to take on more, and that’s okay. Your time has not become more free, you’re just managing it all differently. We all need rest and probably now more than ever. #mentalhealth

The rush to provide emergency aid in the early months of the pandemic, led to some benefits confusion. As a result, more Canadians may need to repay the CERB before the end of 2020. Learn more here.

Will you continue to be working from home for the imminent future? Here are a few tips to help you create boundaries so you can be productive and thrive during this challenging time. #worklifebalance

When considering which type of life insurance you should purchase, understanding the basics, benefits, and realities are important. To find out if term insurance is right for you, contact me today! https://advisor.sunlife.ca/ryan.young/

Do you have an advisor? Sun Life’s recent survey found that Canadians working with an advisor often feel more financially secure and healthy. Here’s how working with an advisor like myself can help you address your needs and goals- no matter your life stage.

Very interesting article, not sure if you caught it. "The psychological difference between spenders and savers (and what your habits say about your personality)" https://www.cnbc.com//psychology-of-spending-vs-saving-mon

Own your own business? Are you maximizing your estate? https://advisor.sunlife.ca/ryan.young/ https://sunlife.hubs.vidyard.com/wat/gSpPnUNnK6qjATfBvdQBoF?

You've probably heard about life insurance but did you know there are different types? Here’s a quick look at the 4 most popular ones. Not sure which one is right for you? I can help. Contact me today.

Great article! Save early, save often, and never overlook the effect of compounding interest over time. How are your retirement savings coming along? https://www.businessinsider.com/started-saving-for-retireme

September 6th is National Read a Book Day. This day is meant to encourage us all to grab a book and spend the day reading. What are some of your favourite books to read?

Want to conserve funds this holiday season? Here are 4 #tips to help you stick to your budget and make the most of your quality time at home. https://advisor.sunlife.ca/ryan.young/

Health Canada approved Pfizer-BioNTech's COVID-19 vaccine this past Wednesday and provinces are preparing their roll-out plan. Here's a look at the plans across the country. #Health

There’s been many studies done over the years showing optimists to be the healthiest and happiest. But, being a measured realist might be even better for your mental health. Check out why here. #Health #Happiness

The idea of having financial freedom is usually something we all want to attain. But how do we get there? As a Sun Life advisor we can work together to create a plan to help you reach your goals. Reach out to me today to book a meeting! https://advisor.sunlife.ca/ryan.young/ #financialgoals #personalfinance #finance #advice

Divorce is difficult both emotionally and financially. As an advisor, I can help you get back on track and feel confident about your financial future. https://advisor.sunlife.ca/ryan.young/

You’ve got to get up every morning with determination if you’re going to go to bed with satisfaction. George Lorimer #quote #motivation

I believe everyone's entitled to these rights, without discrimination.

There’s a little more to consider when working on your taxes this year. Did you receive government support payments? Are you working from home? Don’t wait until April to start looking at your finances. Start today! https://advisor.sunlife.ca/ryan.young/

In a recent survey by The Canadian Payroll Association, a bizarre contradiction has been found increased saving levels has many feeling more worried about #money. How has the uncertainty of COVID-19 impacted your financial stress levels? #finances

Best wishes for a wonderful holiday & a Happy New Year. #HappyHanukkah

Negative thinking can have a major impact on our daily lives. Here are 6 actions we all can implement to help take charge of our thoughts and improve our mental health!

According to a recent CIBC report, Canadian households are sitting on a record 90 billion dollars. Spending that right now may not be wise but what other ways can you make your savings work for you? Here are 4 ways you could put that money to use. Ask me anything. https://advisor.sunlife.ca/ryan.young/

Great read! How many, if any, do you do? "The 7 biggest ways people waste money and how to avoid them, from a financial attorney" https://www.cnbc.com/select/ways-people-waste-money/

No matter what you’re saving for something short-term or your retirement I can help you reach your goals. And now you could get a bonus of up to $500 when you contribute to your Nominee account. Call me anytime to talk about how I can help you make the most of your savings.

Mortgage lenders come and go. Protection you keep. Learn about coverage that stays with you even if you move. https://advisor.sunlife.ca/ryan.young/

It can happen, our health and lives can change in an instant. Did you know that critical illness #insurance gives you a lump-sum payment that you can use any way you need and when you need it the most? Let’s have a chat, so we can help protect what you're working hard to build.

The allotted 2021 TFSA contribution room is set at $6,000, matching that of 2019 and 2020. How do you plan to utilize your room next year? Have yo opened your TFSA yet? To learn about your options, contact me today. #Saving #TFSA https://advisor.sunlife.ca/ryan.young/

Thought of the day! Live your life with a growth mindset and treat each day as an opportunity to be a better version of yourself than the day before. #quotes #motivation

Stressful situations come at us all the time. Understanding how to compartmentalize emotions can be an effective way to manage stress, as long as you don’t bottle them up completely. Learn more here. #LuminoHealthy