Samantha Roth Mortgages
10 - 156 St. Albert Trail T8N 0P5 Saint Albert, AB, Canada

5 Ways to Go Green with Your Home 5 Ways to go Green with your home 1. Faucets - A little dribbles goes a long way to wasting water. According to BC Living, a tap that drips 30 times per minute results in 10 litres of lost water per day. Make sure your faucets are turned off tightly when not in use, and fix drips... SamanthaRoth.ca

The increasing role of mortgage brokers (has) enhanced the ability of borrowers to negotiate better mortgage rates or other terms, The increasing role of mortgage brokers (has) enhanced the ability of borrowers to negotiate better mortgage rates or other terms, says CMHC’s latest Canadian Housing Observer. CMHC’s 2012 issue of the Canadian Housing Observer is out. Among its credits is reference to the... SamanthaRoth.ca

A look back at the 2012 Canadian Housing Market In 2012 the Canadian Housing Market was strong in some areas of the country, and weaker in others. While 4 bedroom family homes in Windsor, ON were going for just under $171,000 on the other side of the country a 4 bedroom family home would set a family back over $1.8 million in... SamanthaRoth.ca

Realty Reality: What $350,000 can buy in Canada With Alberta house prices not near their 2007 peak it seems you can still get a very adequate property (1,300 square foot detached bungalow with 3 bedrooms) for around the $350,000 price point. Moving West in Canada is where prices really start to make a move upwards, as the $350,000 you can buy... SamanthaRoth.ca

Realtors - What benefits do they offer? Why should you use a Realtor when shopping for your property? An experienced Realtor can save you time and money when shopping for a property. They are experienced in negotiations, and familiar with local markets so they can best advise you on fair market value for a home. As a buyer,... SamanthaRoth.ca

CMHC's 19th Annual Alberta Housing Outlook Conference CMHC’s Housing Forecast looks good for Canadian home owners and home buyers It can be confusing to look at the Canadian Housing Market to figure out what is happening in Alberta. We have a different economy here than the rest of the country. Taking a look forward for Alberta, the future is... SamanthaRoth.ca

4 Tips to Help You Renew Your Mortgage Get going early Enlist the help of a Mortgage Associate to start shopping around for a better rate 4-6 months before your mortgage is up for renewal. Most lenders will not guarantee a rate for longer than that, and a Mortgage Associate may be able to get you an even better rate closer to... SamanthaRoth.ca

79% of new mortgages taken out in 2012 have been Fixed Rate Mortgages as people shy away from the risk of Variable Rate Mortgages Fewer Canadians are rolling the dice when it comes to their Mortgage Interest Rate The gap between fixed and variable rate mortgages has shrunk to about 1/4 of a point, which is far less than the average 1.7 point spread of 2010 an 2011. Mortgage borrowers are unwilling to take on the... SamanthaRoth.ca

47% of borrowers who took out a new mortgage in 2012 obtained it from a mortgage broker - not their bank Mortgage Borrowers are turning to Mortgage Brokers for the best rates 61% of people who renewed their mortgage in the past year saw a reduction in their interest rate CAAMP (Canadian Association of Accredited Mortgage Professionals) released their annual fall survey report on residential... SamanthaRoth.ca

Want to knock an additional $21,900 off your mortgage in 5 years? Simply pay your mortgage like it's 2007 according to the Globe & Mail Pay your mortgage like it’s 2007 and Save Your Money Canadians tend to focus on the interest rate to save on their total cost of borrowing, when they could be missing a bigger opportunity to pay off their mortgages more efficiently in a shorter time period with pre-payment... SamanthaRoth.ca