Mortgages with Samantha Power
Mobile Agent - #7 -75 First Street L9W 2E7 Orangeville, ON, Canada

Happy Wednesday! Hard to believe the last weekend in January is coming. Also hard to believe we’re still in lock down, remember when it was just suppose to be a 2 week lock down...almost a YEAR ago If you work out, I think you’ll understand this perfectly and maybe put a little mid week smile on your face! #mortgageswithpower #samanthapower #mortgages #mortgagefinancing #homebuyers #refinancing #equitytakeout #money #interestrates #COVID19 #COVID #lockdown #lockdownlife

Super Low Interest Rates ! 416-997-6895 [email protected] #mortgageswithpower #samanthapower #mortgages #mortgagetalk #interestrates #money #savings #realestate #investment

Just Listed 264 Patterson St Beeton $929,000 - 3 bdrms, 2.5 baths - Nearly to 2,400 sq ft... - Bright, open concept main floor with 9 ft ceilings - Upgraded kitchen w/quartz counter - 2 car garage, easily fit 4 trucks in driveway - Large 50 x 140 fenced yard with large deck - Low density area - MLS # N5095257 See more

Hard day at the office Perks of working from the home office is the company who doesn’t leave my side for the day The other furry assistant has checked out for the day and is frolicking in the snow outside. #mortgageswithpower #samanthapower #mortgage #assistant

Cleaning out my office, I came across years of business cards, from just a newbie in the mortgage world to now. #mortgageswithpower #samanthapower #samanthahamill #mortgage #businesswoman #businesscards #mortgagefinancing

Is keeping a clean house your New Year’s resolution? Check out this article for an effective cleaning strategy that will help keep things tidy even with your fu...ll household being home. Click the link below for the full article via @canadianliving Sandy Hopkinson Real Estate Sales Representative Century 21 Heritage Group Visit me at sandyhopkinson.com.

Happy Monday! Happy 2021! Fresh Year! Fresh Week! Don’t get caught up with online advertisements showing rates you aren’t being offered anywhere else! These rates often come with some serious fine print... like crazy penalties to break your mortgage,sale clauses and more. Have a question about a mortgage? Let’s chat.... 416-997-6895 [email protected] www.mortgageswithpower.com #mortgageswithpower #samanthapower #mortgagefinancing #mortgages #money #interestrates #realestate #money #home See more

4702 14th Line, New Tecumseth This gorgeous bungalow has both amazing privacy and luxury. Completely newly renovated high end finishes and amazing functi...on. Set on a large lot, cozy up by the double sided fireplace on a large deck listening to the gentle stream. Entertain in the stunning designer kitchen featuring quartz counter tops, custom cabinetry and brand new appliances. Large windows and high ceilings provide bright light and elegance. All bedrooms with ensuite and 10ft ceilings. Close to Hwy 27 & 400. Walking distance to the Trans-Can trail for nature hikes and walks into quaint Cookstown with restaurants and shops. [email protected] 705-435-8698 christinebrayford.com #christinebrayford #realestate #realtor #realestatebroker #property #forsale #investment #househunting #dreamhome #newhome #interiordesign #luxuryrealestate #house #homesweethome #architecture #luxuryhomes #realestateinvesting #realty #realestatelife #business #design #sold #realestateinvestor #entrepreneur #broker #homesforsale #justlisted #coldwellbankerronanrealty #coldwellbanker See more

* A new year is like a blank book; the pen is in your hands. It is your chance to write a beautiful story for yourself. Happy New Year

The prospect of buying a house can be scary for a first-time homebuyer. But, for some, the prospect of not investing money in something of value and throwing it away on rent each month is even scarier! Here are 5 tips for first-time buyers 1. Seek financial advice - talk with a lender to determine your budget 2. Find an agent - they will walk you through the entire process of buying a home 3. Be flexible - know that no house will be perfect, each has its quirks 4. Don't wai...t for the perfect moment - don't hesitate, put in your offer! 5. Have fun - it's not a chore, enjoy the process! See more

The Bank of Canada today held its target for the overnight rate at the effective lower bound of percent, with the Bank Rate at percent and the deposit rate at percent. #mortgageswithpower #samanthapower #interestrates #money #mortgages #financing #homeowners #mortgagefinancing https://www.bankofcanada.ca//01/fad-press-release-2021-01/

What a cozy little Christmas we had this year! Hoping you all enjoyed Christmas with the ones closest to you. #covidchristmas #mortgageswithpower #samanthapower #christmas2020

Happy Monday! Hope everyone had a fun Halloween

What Does this Mean for Mortgage Rates? #mortgageswithpower #samanthapower #mortgages #interestrates https://www.canadianmortgagetrends.com//bank-of-canada-si/

Renovating your home? Time to freshen up your space? Check out Katy May Campbell at Katy May Interiors! Her eye for design and style is something not many have. She’ll have your home feeling so fresh, cozy and welcoming. Highly recommended! https://www.facebook.com/katymayinteriors/

Is your mortgage with First National Financial? If so, keep reading! THE 2020 SILVER LININGS $20,000.00 CONTEST Something to look forward to in 2021 from First National - enter today! Each of us have felt the impact of the events of 2020. It was a challenging year. But we've made it this far by being supportive, patient and trusting.... To express their gratitude, First National Financial LP is launching the 2020 Silver Linings contest! The contest runs from October 1 December 15, 2020, and each First National mortgage is eligible for one entry. The $20K mortgage prepayment grand prize will be awarded in January 2021. Entering is easy: Log in to My Mortgage (if you aren’t registered yet, it’s a very simple process and a great way to manage your mortgage online, anytime) Click on the contest entry page Sign up for electronic Annual Statements If you’re already registered for electronic Annual Statements, you can still enter. Click on the contest entry page and submit your answer to the contest question. #firstnationalfinancial #mortgageswithpower #samanthapower #silverlining #mortgages #contest #prepayment #money

Halloween is a little different this year due to COVID19.. Check out these posters that you can print and stick on your window to tell the trick-or-treaters if you're handing out candy! #halloween2020 #COVID19 #trickortreat2020 https://www.ontario.ca//how-celebrate-halloween-during-cov

Home renovations up nearly 40% in Canada since start of #COVID19 pandemic. Refinance rates are at an all time low, if you’re wanting to do some updating, now would be the time to pull out some equity! Questions about refinancing your mortgage ? Let’s talk! 416-997-6895 [email protected]... www.mortgageswithpower.com #mortgageswithpower #samanthapower #mortgages #refinance #money #equity #homeowners #renovation #interestrates https://torontostoreys.com/canada-home-renovation-increase/

5% down payment is only $32,495.00!

What a way to start the week with a rate drop...But then your awesome broker sends you into the long weekend with ANOTHER rate drop! #happymonday #happyfriday #mortgageswithpower #samanthapower #mortgages #interestrates #money #homebuyers

Happy Friday! #samanthapower #mortgageswithpower #homebuyers #realestate #mortgages #fridayfunny

Get in touch with Cassidy & Joe to see this beauty!

It is nice to receive multiple offers way over your asking price, but the money being offered is just one part. The buyer has to be able to get financing for th...e offer they make. They may include contingencies in the offer that you will not agree to. Your home may not even be worth the money being offered if the appraisal comes in low, it will cause the lender to finance less than offered. There are many scenarios that may come up. Depending on your goals, the 'highest offer' may not necessarily be the best offer. See more

Dont Let These Unexpected Closing Costs Catch You Off Guard #mortgageswithpower #samanthapower #mortgages #money #finances #homebuyers #realestate #firsttimehomebuyers https://www.canadianmortgagetrends.com//dont-let-closing-/

Happy Wednesday! Did you know your credit score plays a big role in your overall mortgage approval? From terms and conditions of the mortgage to interest rates! If you have credit issues, it doesnt mean you wont be approved, but the terms, conditions and interest rates arent nearly as attractive as if you have good credit. Thats why my job isnt just mortgages, reviewing your credit and helping you bring you clean up your credit and raise your score is just as importan...t to me as it is should be to you. Have questions about your credit ? Feel free to reach out. 416-997-6895 [email protected] #mortgageswithpower #samanthapower #finances #homebuyers #mortgages #creditscore #credit #credittips See more

Don’t Let These Unexpected Closing Costs Catch You Off Guard #mortgageswithpower #samanthapower #mortgages #money #finances #homebuyers #realestate #firsttimehomebuyers https://www.canadianmortgagetrends.com//dont-let-closing-/

5 Personal Finance Lessons We Should Be Learning From This Crisis "The pandemic has put the financial plans of Canadians to the test and also reminded us why we make such plans to begin with" #mortgageswithpower #samanthapower #finances #covid19 https://www.thewhig.com//c0fef2b1-ff93-4ea4-a537-82e86faea

First Time Home Buyers Located in Beeton and Under $500,000!! 5% Down Payment is $24,495! This will leave you with a bi-weekly payment of $944.47 #mortgageswithpower #samanthapower #firsttimehomebuyers #mortgages #finances #realestate #homebuyers

Today’s Bank of Canada announcement, as expected, held the Overnight Rate at 0.25%.

Todays Bank of Canada announcement, as expected, held the Overnight Rate at 0.25%.

Interest rates are at an all time LOW! Low interest rates and a super hot real estate market comes with Saturday mornings spent in the office. #mortgageswithpower #samanthapower #mortgages #interestrates #finances #money #refinance #homebuyers #mortgagerenewal #realestate

The joys of working from home with 3 kids who listen you constantly talking to underwriters and clients on the phone.. sometimes they feel the need to chime in and help me end the conversation #mortgageswithpower #samanthapower #mortgages #COVID19 #workingfromhome #kids

Happy Friday! Appraisals are done a little differently now a days! Appraisers arent entering homes for interior pictures, so its up to the clients... maybe not such a bad thing #mortgageswithpower #samanthapower #mortgage #mortgagefinancing #refinancing #appraisals #covid19

Look at this beauty!

Happy Canada Day

Fridays are meant for closings #firsttimehomebuyer #realestate #mortgages #homeowner #mortgageswithpower #samanthapower

Coming Soon !! Check it out !

Well isnt this great news!

BIG NEWS House Shopping With Less Than 20% Down? CMHC is changing their underwriting policies effective July 1st 2020! The changes include: 1Limiting Gross Debt Service (GDS) ratios to 35% (from 39%)... 2Limiting Total Debt Service (TDS) ratios to 42% (from 44%) 3Raising the minimum credit score to 680 (from 600) for at least one borrower Banning non-traditional sources of down payment that increase indebtedness 416-997-6895 [email protected] www.mortgageswithpower.com #mortgageswithpower #samanthapower #mortgages #cmhc #insuredmortgages #firsttimehomebuyers #changes #underwriting https://www.canadianmortgagetrends.com//reaction-cmhcs-ne/ See more

Located on historic main street in Schomberg. This large beautifully redone century home features 3 bedrooms, 3 bathrooms with gorgeous wide plank wood floors. 9 foot ceilings on the main floor. Huge eat-in country kitchen with gas fireplace. Bright living and family rooms. Oversized master bedroom with gas fireplace and 8' x 10' walk-in closet. And a massive half acre lot!! Detached garage with workshop and loft. Perfect for artist, musician or photographer.

4+2 Bed / 3 Bath / $1,099,000 / MLS Listing #:N4772208 Beautiful Family Home On 3 Acres Just Outside Of Beeton. Close To Hwy's 27, 88 & 400 And 15 Minutes To Bradford. The Pictures Do All The Talking. Updated Kitchen And Bathrooms. Hardwood Throughout, Multiple Walk-Outs, Boasting A Perfect Mix Of Open Concept And Separate Living Space. Lower Level In-Law Suite, High-Efficiency Propane Furnace. Stainless Steel Appliances. Large Yard Perfect For All Extra-Curricular Activitie...s. See more: https://www.marcronan.com//New-Tecumse/3232-15th-sdrd.html Britton Ronan, Sales Representative Marc Ronan, Sales Representative/Owner Coldwell Banker Ronan Realty, Brokerage 705-435-4336

Happy Monday! I helped this family save $1,472/month! Increased their mortgage by $175,000 Lowered their interest rate & still saved them $1,472/month! 416-997-6895... [email protected] www.mortgageswithpower.com #mortgageswithpower #samanthapower #refinance #money #debt #nomoredebt See more

... but seriously! Lets get you pre-approved so you can call Cassidy & Joe so they can find you your new home #mortgageswithpower #cassidyandjoe #firsttimehomebuyers #realestate #movingout #mortgages #homeowners

Happy Mothers Day to all the mothers(and nanas) out there! Hope you all have a wonderful day #mothersday2020 #mothersday #mom #thebest #nana #family #samanthapower #mortgageswithpower #thankful

Golfers, check out this listing.. coming soon #lornedowney #downeyteam #realestate #mortgageswithpower #samanthapower

Ontario hydro rate relief extended till May 31st. #covid19 #mortgageswithpower #samanthapower #ontario #money https://globalnews.ca//ontario-hydro-electricity-rate-re/

How Much Could A Mortgage Deferral Cost You? #mortgageswithpower #samanthapower #mortgagefinancing #mortgages #money #mortgagedeferral #covid19 https://www.canadianmortgagetrends.com//latest-in-mortgag/

NEW LISTING: 41 Graihawk Dr, Barrie Price: $729,900 MLS #: S4750582 Listing Agent: Erin Brady... Click the link for more information https://www.ronanrealty.com//S4/Barrie/41-graihawk-dr.html See more

Happy Tuesday!(I had to look at the calendar to know for sure it was Tuesday) This is what my mornings/days look like, comfy clothes, coffee, not working in my home office but instead at my dining room table & usually surrounded by 3 kids, this morning its 2, the other one is having a moment This is real life, quarantine life, social distancing life, the stress, chaos, the not knowing when we will get back to normal but embracing the mess, chaos and days spent together even when the days feel like they are never going to end. I hope all of you are staying safe, and trying to see some kind of positive in the chaos. #mortgageswithpower #samanthapower #mortgages #financing #money #homebuyers #realestate #thisislife #quarantinelife #covid19 #workingfromhome #family #longdays #earlymornings #latenights

Its been just over 5 weeks since Ive been in the office, my days have been filled with Zoom & FaceTime Meetings! Business isnt as usual, its quite different, but Im still working and sometimes like today that means driving to the office to pick up signed documents from a client. 30 minute drive( which I really didnt mind) for less then 1 minute of interaction with a client, certainly not how Id like business to continue, but for now this will have to do. Looking forward to the day I can walk back into this place! #mortgageswithpower #samanthapower #mortgages #homebuyers #mortgagecentre #mortgagefinancing #covid19 #notbusinessasusual #essential

Even in a global pandemic, buyers are still on the hunt for their new home! Getting pre-qualified will help you stay on budget and will make house hunting easier for you and your realtor! Buying your new home? Cottage? Investment Property? Rates are low! 416-997-6895 [email protected] ... www.mortgageswithpower.com #mortgageswithpower #samanthapower #mortgages #realestate #buyers #homebuyers #investmentproperties #firstimehomebuyers #cottage #rentals #money #budget #ontario #mortgagefinancing #mortgagecentre See more

How do credit card payment deferrals work? #covid19 #mortgageswithpower #samanthapower https://www.moneysense.ca//how-do-credit-card-payment-def/

New Listing, 4965 County Road 9, New Lowell. $599,900 https://www.realtor.ca//4965-county-rd-9-clearview-new-low

If you have submitted a request for mortgage payment deferral and havent heard back yet..this is why! This is from one lender who says they have received over 7000 applications! They simply just do not have the manpower or enough hours in the day to process all of these applications, they are working as fast and diligently as they can. #mortgageswithpower #samanthapower #covid19