Retirement Planning Advisor

In addition to this: What I am talking about is increasing your pension benefit amount if you have that option from your employer...and then using life insurance....with that extra money to leave your spouse. So you get more money every month for your pension, and if you pass before your spouse, they get a huge death benefit that is tax free. More than they would get as a survivor pension. This could be a life changer for you. Message me for more information.

If you are retiring in the next year or two it is worth the 5 minutes to call me. Have you heard of pension maximization? See if you can do this. It is amazing. Not many advisors know about this and banks won't help you. Call me for more information. You could get more money every month during retirement.

Estate planning: What you need to know From wills to insurance to probate: it's all about protecting your assets and the ones you love. Contact me to get a copy of 10 steps to your estate plan. What you all need to do to set it up and give you peace of mind. I will send you a guideline and questionnaire. Walk you through it and answer any questions.... Message me for a copy. See more

Are you retiring in the next year or two?? Make sure you call me before you sign those papers. Have you heard of pension maximization? You might have the possibility to increase your pension to the highest amount and then leave more money to your spouse. Let me explain it to you. It is definitely worth the phone call to see. ... Call or text me at 519-389-1206 to find out more about this.

Are you planning on travelling when you retire? Where to?

Contact me to see if this is perfect for your RIF. Get it while it lasts.

Are you planning on retiring soon and have questions? Contact me for a consultation. Happy for a chat on the phone or a virtual meeting. Here to help! I don't charge anything and I am happy to help.

If you are healthy and a non-smoker, you may qualify for these rates. Rates are going up now in this economy. These are 10 year rates. Just give you an estimate as rates are always changing.

This is a fantastic video! Get this product before it is sold out. https://www.youtube.com/watch?v=DXPTWTe6K7c&feature=emb_logo

With the economy in such uncertain times, look into investing your money where you can protect yourself against stock market downturns through guarantees. You also get a 4% bonus every year of your investment added to your income base. This is a guaranteed withdrawal benefit plan. It pays you out your money for life, even if your pot goes empty. I have done a lot of research into investments. I am an Independent Financial Advisor which means I am not tied to a specific company where they tell me what to do for my clients. I am excited to be able to offer this to my clients. This is the last of its kind on the market. Get it before it is sold out. Once it is gone that is it.

Are you planning on retiring in the next five years? Do you know you are in the transition phase?? Contact me for a meeting to review or set up a plan for you. I don't charge for these meetings. I would be happy to help you.

See if this is the right product for you. A lot of my clients found this the right thing for them. It protects you from market down turns, gives you guaranteed money for life at a set amount. Great for RRSP's or RIF's. Keep your money safe. Also offers creditor protection. Contact me if you want to know more.

Tip: If you want a guarantee that your RRSP investment will not fall below 75% during a market crash, then invest in Segregated Funds. I can help you learn more about these. Call me any time. Offered by Manulife, Empire Life, and a lot of other insurance companies. Did you know that insurance companies offer investments just like a bank? What does a guarantee mean? So.... if you have $100,000 invested, you are protected from market crashes and downturns. Your investment w...ill never go below 75% of your original investment and this is also re-set every three years upwards, when your investment increases. I like to inform many of my clients about this one last one of a kind guaranteed withdrawal benefit product. It guarantees you an income stream for the rest of your life, in market downturns, a minimum and it also keeps paying you even if your pot goes empty. It is awesome for people already collecting a RIF, or people near retirement of young people! It also gives you 4% every year for 20 years added to your income base. Contact me to learn more. read about it below and watch their videos. https://www.empire.ca/inv/investment-products/class-plus-30

Insurance is a big part of estate planning.

Tax filing reprieve. Read about it below!

If you want to apply for Employment Insurance Benefits as offered during this COVID-19 pandemic, here is the link below, where you can start the application. It also give you all the information you need to know. I find these better than sharing articles from newspapers only. Please forward on to your time lines in case someone could use this information. It also provide valuable links to official information. If you are normally not eligible for EI, according to the announcements today, there are programs in place where you would be eligible. Especially for the self employed. Also you can begin to collect immediately with no waiting time. Please forward on or post this valuable link to your time line if you know of someone who needs this.