Sebastien Coulombe / Mortgage Specialist RBC
90 Sparks Street ON Ottawa, ON, Canada

To all of my fiends and clients, wishing you a safe and happy holiday season. Sebastien

Find out what you can afford as a 1st time home buyer. Contact me for any questions.

Buying a Home? How a Real Estate Agent Can Help Make Your Life Easier - great information from RBC Discover and Learn.

Moving on Up: Should You Buy or Sell First? - RBC Discover and Learn

Know what mortgage is right for you try our self assessment

We want to help make your new home buying experience special, and we’ve got special offers to thank you for working with us every step of the way. From great perks when you get pre-approved, access services that save time and money when your mortgage is approved PLUS up to $2500 in cash. For a limited time only. See here for more details. Start your journey now! Contact me for more information [email protected] 819.790.7127

Tips that can help anyone who's just beginning a journey towards home ownership.

Limited time mortgage switch offer! Switch your mortgage to RBC and get up to $3,000 in value. Offer expires June 6, 2020. Learn more here! https://bit.ly/2TIZkRx With rates dropping and special offers it may be the time for you. Contact me for more information. 819.790.7127 or 613.564.2042

Offres spéciales d'hypothèque! Découvrez ci-dessous les dernières offres hypothécaires de RBC. Visitez souvent cette page pour prendre connaissance d’autres offres exceptionnelles ! https://www.rbcroyalbank.com//hypotheques/special-mortgage

Welcome to a more rewarding mortgage! With an RBC mortgage, you’ll get rewarded along the waywith perks, savings and cash that can make searching, buying and moving all a little easier. https://www.rbcroyalbank.com/dms/mortgages/buying/index.html Contact me for more details 819.790.7127 or 613.564.2042

Bank of Canada lowers overnight rate target to percent - new for Friday, March 13.

Special Mortgage Offers! See below for the latest mortgages offers from RBC. Check back often for more great offers! https://www.rbcroyalbank.com/m/special-mortgage-offers.html Any questions don’t hesitate to contact me 819.790.7127 or 613.564.2042

Know that with all of the events happening I am still available to help you for all of your mortgage needs. We can meet or connect via social media. Need to secure financing on your new purchase or want to talk about refinancing your home contact me. [email protected] 819.790.7127 or 613.564.2042... https://mortgage.rbc.com/sebastien.coulombe

La Banque du Canada abaisse le taux cible du financement à un jour pour le ramener à % - 13 mars 2020

Pre-qualified versus pre-approved? Everything you need to know is right here. Contact me to secure your rate and review your mortgage needs

Félicitations à tous les courtiers immobiliers qui ont aidé des Canadiens à passer du statut de locataires à celui de propriétaires.

The CMHC released its first-quarter 2020 Housing Market Assessment. According to the report Victoria is the only real estate market in the country still showing high vulnerability, but overall the risk of a housing crash in the country remains moderate. Here is the complete report https://www.cmhc-schl.gc.ca//evidence-overvaluation-remain

It's #RealtorAppreciationWeek! Here's a pat on the back for all realtors who helped Canadians switch from renting to owning.

Celebrating 150 Years: A Look Back at Where RBC Came From - here's our history from Discover and Learn.

Enjoy the benefits of the Home by RBC. For all of your questions don't hesitate to contact me 613.564.2042 / 819.790.7127

From Burberry to Apple: A Shift in Retail - RBC Disruptors Podcast Interesting article!

The Best Bang for Your Buck: How to Prioritize Your Home Renovations Interesting article!

November is Financial Literacy Month! To mark Financial Literacy Month in Canada, RBC has collaborated with McGill University's Desautels Faculty of Management and the Globe and Mail to increase access to and deliver personal finance education to all Canadians across the country for free. https://mcgillpersonalfinance.com/

10 Design Trends Coming to a Home Near You - great design tips from Houzz.

Québec sous la loupe : ménages locataires en 2016 - SCHL

How much home can you afford? Use our calculator to find out! Call me if you have any questions.

Switch Your Mortgage to RBC and get up to $700 in Travel Rewards, ON THE HOUSE. For a limited time only, see https://bit.ly/2HtQWif for details

Find out how your the housing market is doing in your area. Housing Market Indicators - Individual tables assemble a variety of indicators for each geographic area.

Nous avons à cœur de vous aider à faire croître vos affaires immobilières. Nous savons que vos clients font beaucoup de recherches en ligne. Notre Estimateur de propriété calcule la valeur estimative de la propriété du client, ce qui leur permet de mettre la priorité sur leur prochain achat. https://online.royalbank.com//true-house-afford/start.cgi

PLEASE SHARE WITH FAMILY AND FRIENDS! House shopping this spring? Introducing our True Home Affordability tool, designed with you in mind. Get fast, accurate and personalized results online. For more details, see https://online.royalbank.com//true-house-afford/start.cgi. When you’re ready to start your home buying journey, I’m more than ready to help.

I am dedicated to helping build your real estate business. The RBC Home Value Estimator calculates the estimated value of your home contact me if you have any questions [email protected] / 819.790.7127

Interesting read! RBC Monthly Housing Market Update - March 2017

Interesting read! New principal residence reporting will help CRA home in on condo flippers - article from the Financial Post h

Interesting to know! Here's the Canadian Housing Health Check from RBC Economics

interesting to know! Credit scores can be complex. Here's a definition so simple, even a kid can explain it.

interesting to know! http://www.ctvnews.ca//new-housing-finance-rules-to-help-e

Have a safe and happy holiday season! From our home to yours. Happy Holidays from all of us.

Contact me for your questions! The mortgage rules have changed. RBC’s commitment has not. I am well versed in the new rules, and can partner with you and your clients to help you understand them better.

Today, and everyday, we remember the men and women who have fought for our country.

Nous aimerions vous avoir comme client. Communiquez avec moi dès aujourd’hui pour savoir comment je peux réduire ou éliminer les coûts liés au transfert de votre hypothèque. [email protected] 819.790.7127

Interesting to know! Selling Secrets: 6 Things You Should Do Before Selling Your Home

interesting read. Increases in Household Debts and Debt Burdens Are Due More to Changed Borrowing Behavior than to Population Aging - CMHC Report

Take note! Daylight Savings TIme ends this weekend - as you adjust your clocks, check the batteries in smoke and CO2 detectors.

Interesting to know! http://www.ctvnews.ca//cmhc-raises-its-overall-risk-rating

Whether your clients are business owners or are self-employed, RBC can help finance their new home or leverage equity in their existing home. More information on the RBC Self Employed Mortgage available here.

Interesting to know. Federal government closes tax loophole used by foreign home buyers, hikes mortgage scrutiny - intersting article from the Financial Post.

Intéressant a savoir! Le marché de Gatineau est favorable aux acheteurs, mais les prix continuent d’augmenter - août 2016

Interesting to know! Ontario to introduce regulations for home inspections - interesting story from the Globe and Mail.

Interesting to know. Canadian home sales decline further in June - CREA

Good to know! Bank of Canada holds interest rate steady at 0.5%

Canadian home sales drop in May following April’s record - CREA's monthly report.

Interesting to know! Canadian housing starts edge marginally lower as expected in May - RBC Daily Economic Update

Hope it makes you laugh! I don't trust anyone who doesn't laugh. Maya Angelou

Spring has sprung! Get your home ready with Your Spring Home Maintenance Checklist from houzz.com.

Interesting to know. Federal Budget commentary from Reuters - Canada's stimulus budget aims to revive oil-hit economy.

Interesting to know. Monthly update from CREA: Canadian home sales push higher in February.

It's time to spring forward with daylight saving time! Don't forget to set your clocks ahead on Saturday night!

Have you got mortgage questions? Here’s answers to the most common ones: Call me for all of your mortgage needs!

Transférez votre hypothèque à RBC : vous obtiendrez une prime de 500 $, vos frais de transfert seront couverts(2), et plus encore... www.rbcbanqueroyale.com/transferermaintenant ou contacter-moi.

Interesting to know. Average house price in Canada up 17% in January to $470,297

From today's Globe and Mail - Bank of Canada steps up warning on household debt, rules out rate hike.

Qui n'aimerait pas avoir un peu plus d'argent ? Transférez votre hypothèque à RBC et obtenez 500 $(1). Pour en savoir plus : www.rbcbanqueroyale.com/transferermaintenant ou contacter moi

New mortgage rule might 'temper' hot markets, but not for long - article from the CBC

Great alternative for the downpayement. Looking for downpayment options? Borrow from your RRSP for your first home.

Need a pre-approval, contact me! How much house can you buy for what you pay in rent? Find out at bit.ly/1jEx23i

Interesting to know! National home sales edged lower in December 2015 compared to the previous month, but held above year-ago levels.

Are you ready to be a homeowner? Take our quiz and find out!

Vous souhaitez investir dans un immeuble locatif ? Il y a beaucoup d’éléments à prendre en considération, mais nous pouvons vous aider ! Pour en savoir plus, allez à http://bit.ly/22oah9i.