Shawna Snair, Mortgage Advisor in Halifax NS
7075 Bayers Road B3L 2C2 Halifax, NS, Canada

Wishing you and your loved ones a safe and happy Holidays!

Canada’s average home price remained at a historic high in November as housing inventory remains at historic lows. The average sale price in the month was $603,000, 13.8% from a year earlier, according to data released by the Canadian Real Estate Association (CREA). https://www.canadianmortgagetrends.com//tight-market-cond/

Your debt-worth is not your net-worth. #quote #quotes #inspiration #inspirationtionalquotes #motivationalquotes #motivation #mortgagemotivation #mortgage #debtworth #networth #goeasyonyourself

Canadian banks are seeing a higher rate of arrears on mortgages, despite support.. https://betterdwelling.com/canadian-mortgage-arrears-hit-h/

If this year has taught us anything, it’s just how important an emergency fund is. An emergency fund, also known as a contingency fund, is money you set aside to pay for unexpected expenses. The reality is, most of us will likely have to deal with a financial emergency at some point in our lifetime. Here are a few tips for getting started with an emergency fund. https://canadamortgagenews.ca//finance-series-part-one-an/

How much do I need for a down payment? It’s the million-dollar question. The answer is, well, it depends. But here are some helpful guidelines to get you thinking. Twenty percent is typically the gold standard, and it will increase your chances of locking in a low-interest rate. ... Depending on the type of loan, however, you can put down less than 20%. Keep in mind the average first-time homebuyer puts less than 20% down, so don’t fret if you don’t have piles of cash laying around. If you’re thinking about buying, give me a call. I’d love to help. #mortgagetips #mortgagetipsformillennials#homebuyertips #homebuyers #downpayment #investinyourselffirst

Avoid taking on more debt by making a list of what must get done versus what you wish can get done... I can help you with specific strategies - reach out to me anytime! https://www.realtor.ca//saving-for-a-renovation-these-5-sm

Refinancing has many benefits. Especially now, It is the time to take advantage of low interest rates! If you're interested in learning more feel free to DM me!