Shield Financial Services
12101 Airport Road L7C2X3 Caledon, ON, Canada

According to an Angus-Reid survey, 27% of Canadian mortgage-holders allow their mortgages to automatically renew without a second thought. It's important you know your renewal date and talk to a mortgage broker! Because having a lackadaisical approach to the renewal process can mean missed opportunities to save money and take advantage of new mortgage features and products that may actually be a better fit for a homeowners needs. Be aware of your mortgage renewal date on y...our mortgage and be proactive so you have the time to properly seek out the many options and offers available in the competitive mortgage marketplace. If you have a mortgage renewal coming up or are thinking of refinancing to take advantage of lower rates, feel free to contact me to discuss your options! [email protected] (289)-401-4730 www.anterjot.com

A bank is just like any business - they are in business to make money and the Canadian big five banks make billions of it! Think of the bank's posted rate as the number the banks want to sell you on in order to make the greatest amount of profit on the interest you pay. This number has significant room to negotiate down from so don't be afraid to negotiate. Working with a mortgage professional gives you buying power when negotiating as a successful mortgage broker that has... significant volumes of business could very well secure better rates on your behalf. Do you want to negotiate one mortgage or have a mortgage professional who is negotiating several a month do so? Chances are volumes tend to secure better rates! Contact me today to see how I can help negotiate on your behalf. [email protected] (289)-401-4730 www.anterjot.com

Maybe you’re buying a home for the first time. Or maybe you’re selling your old home to move to something new. Whether buying or selling, you’re involved in an intricate process requiring many specialists. One of these specialists might be a REALTOR, who’s responsible for making the transaction as easy as possible for you. Whether buying or selling a home, you can trust that your REALTOR will ensure the transaction is completed competently and professionally. You don’t have... to worry about the details your REALTOR can take care of them for you. You can get advice from someone with an intimate knowledge of the local housing market. And you can count on the help of a professional who has committed to serve with integrity and competence. Reach out today to see how working with myself and my team at Coldwell Banker can help make the real estate process easier for you! [email protected] (289)-401-4730 www.anterjot.com

If you’re looking for a mortgage on a home purchase or to renew one on a home you already own is a mortgage broker or a bank your best option? The main difference is a bank mortgage officer represents only the products their institution offers, while a mortgage broker is an intermediary who works with multiple lenders and is paid a referral fee by the lenders. Mortgage brokers are regulated in Ontario by the Financial Services Regulatory of Ontario (FSRA) and require a l...icence. Because mortgage brokers work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, they often have access to a better rate. If you are thinking of applying for a mortgage, please contact me to see how working with a mortgage agent can benefit you. [email protected] (289)-401-4730 www.anterjot.com

Mortgage brokers and agents are licensed professionals who work for a licensed mortgage brokerage. Mortgage brokers/agents can identify a large number of lenders and options for you. Getting a mortgage is often the largest financial commitment people make and many homebuyers find that there are several benefits to using a mortgage broker or mortgage agent. Mortgage brokers/agents provide options and information to guide consumers through the mortgage application process. Feel... free to reach out to see how working with a mortgage agent can help you! [email protected] (289)-401-4730 www.anterjot.com

When it comes to getting a head start on things, starting to save early allows you the ability to build wealth faster through compound interest. Time works in your favour here. As we had talked about previously, setting up a compound interest account early on can really help in the later years of your life. Establishing good savings habits early will set the stage for improved ability to achieve financial goals and independence.... It's important to do this to avoid the pitfalls of being over leveraged with debt obligations that may have high borrowing costs in the future. [email protected] (289)-401-4730 www.anterjot.com