Siobhan Deary; Financial Advisor & Investment Representative
20 Corporate Park Drive L2S 3W2 Saint Catharines, ON, Canada

POST-CERB PROGRAMS: With the Canadian Emergency Response Benefit (CERB) coming to end this month, there are many questions regarding the next steps. CERB Extension Periods:... August 2nd - August 29th August 30th - September 26th (LAST DATE) STARTING SUNDAY SEPTEMBER 27th *** Canada Recovery Benefit (CRB) - Self-employed individuals who DO NOT qualify for EI can apply for the Canada Recovery Benefit (CRB) - CRB offers $400/week for 26 weeks - CRB is TAXABLE - Same qualifications as CERB Additional Benefits: *** Canada Recovery Sickness Benefit (CRSB) - For employees or self-employed individuals who DO NOT have a PAID SICK LEAVE program - $500/week for TWO weeks - CRSB is TAXABLE - Same qualifications as CERB, and missed a minimum of 60% of scheduled work hours due to COVID self isolation *** Canada Recovery Caregiving Benefit (CRCB) - For individuals missing work to care for a family member with COVID in the SAME HOUSEHOLD - Only ONE member per household can receive benefit in a week - $500/week for 26 weeks - CRCB is TAXABLE - Qualifications the same as CERB, and individual must miss a minimum of 60% scheduled work hours - More important information in article*** Link: http://ow.ly/G9es50BuU7K

SPEAKER ANNOUNCEMENT If you’ve seen my instagram post last week, you are in the loop! I am so happy and excited to announce I’ll be speaking at Niagara’s Leadership Summit for Women (NLSW) for a second year in a row! ... This year, I will be on the Practical Skills to Help Women Rise panel with two lovely ladies - Haley Bateman & Sherri Rossi. NLSW2020 Theme: RISE TOGETHER! This three day DIGITAL summit will be taking place on October 20th, 21st, & 22nd, and I hope to see you there! For more information: https://www.niagaralsw.ca/ Tickets: https://secure.e2rm.com/registrant/TicketingCatalog.aspx

A quick market recap of 2020 thus far by Brent Joyce, Chief Investment Strategist at GLC Asset. . . .

Below is a great article by Forbes on the importance of liquid assets in your financial plan. The article explains what "liquidity" means, what liquid assets are, and gives examples of non-liquid or "illiquid" assets. The most popular, and common example of establishing liquid assets are emergency funds. Building liquid assets to cover approximately three to six months of expenses is the general rule of thumb, and the best place to start when creating a financial plan.... . . . #financialplan #womeninbusiness #wealth #financialadvisor #moneytips #money #financialplanning #financialliteracy #womenfinancialplanners #emergencyfund #investing #investment - https://www.forbes.com//inves/liquidity-and-liquid-assets/ See more