Sarah Kidney
#4 - 150B Oliver Street V2G 1L8 Williams Lake, BC, Canada

Thinking about starting some education savings for your little ones? Let me show you some of our RESP options!Thinking about starting some education savings for your little ones? Let me show you some of our RESP options!

LIFE and CI INSURANCE!! If you need it, NOW is the time to apply! You can qualify for up to 1 mil in coverage with NO medical underwriting Let me shop around FOR you!LIFE and CI INSURANCE!! If you need it, NOW is the time to apply! You can qualify for up to 1 mil in coverage with NO medical underwriting Let me shop around FOR you!

Deferring your payments? Most likely your bank will offer you mortgage insurance. For your information I am proud to say I have saved hundreds of clients money on their insurance products with the guarantee of protecting their families and free up cashflow. Need Help?? Reach out.

Anyone who has Insurance and/or Investment questions, please feel free to reach out! Most of what I do can be done remotely without even having to leave your home!Anyone who has Insurance and/or Investment questions, please feel free to reach out! Most of what I do can be done remotely without even having to leave your home!

Coronavirus, oil and market turmoil: should we fear a recession? Clément Gignac, our senior Vice-president and Chief Economist, presents a special analysis of market and economic trends. To see the full presentation (PDF): https://files.ia.ca///2020/pdf/Webinaire-EN-2020-03-11.pdf

Great listen!! Especially if you are invested.

-Do you struggle with debt? -On a scale of 1-10, what is your knowledge on RRSPs and TFSAs? -Do you understand how a corporate or personal tax shelter works? -Do you know how to utilize life insurance for retirement savings purposes? -Do you know if you’re over paying?... -Do you know if you’re saving ENOUGH? -What’s your Financial Independence Number? -Do you have sufficient living benefits? -Do you have an estate plan and will prep completed? If you’re unsure about any of these or don’t know what the heck this gibberish is, DM me. These are crucial to your quality of life, now and in the future. What’s important to you? See more

ITS OFFICIAL!! We have 2 brand new office branch locations. PRINCE GEORGE, BC WILLIAMS LAKE, BC Stay tuned for grand opening details ITS OFFICIAL!! We have 2 brand new office branch locations. PRINCE GEORGE, BC WILLIAMS LAKE, BC Stay tuned for grand opening details

Let’s talk LIFE INSURANCE for a few minutes! One of the things I educate my clients on are the different types of life insurances and how they work. There are 3 ways you can acquire life insurance. I’m going to go into the basics of each. ... 1. Borrowing Life insurance. When you rely on life insurance through your job, benefits, or employer you are borrowing that insurance. If you get laid off, quit, or leave that job you loose that insurance. What that means, in most cases, is that if you want insurance you have to purchase and qualify for your own. This is subject to age acquired, smoking status, health etc. Due to this, I always recommend clients to purchase their own insurance even if they have it through work so that they aren’t left potentially unable to get insurance after. 2. Renting Life Insurance. We have all at some point acquired a credit card, car loan, line of credit, or mortgage. Whether we were informed, (or in some cases not informed) we are offered a product called creditor protection. This product is meant to pay off the debtor in case of death. In a lot of cases, this product can only be qualified for POST claim/death so therefore can have a very low payout rate. Not to mention, the debtor gets the payout not the loved one. 3. Personal/Owning Life Insurance In my professional research, purchasing your own life insurance for you and your family carries the most benefits. Due to pre claim underwriting, the payouts are significantly higher as the insurance company has more details to asses the risk of the client. It can also be tailored to specific needs and therefore the cost can in a lot of cases even be more cost effective. Not to mention, we all want to get a payout in the event of a loss! Stay tuned for more tips. If you would like more information or a quote, please reach out. I can service any client in BC or AB.

Who do I know in QUESNEL? Tomorrow, Jan 28th at 6:30 pm I am speaking at and co-hosting a Cost free Financial and Career Seminar! PM me to reserve a seat

This is so unfortunate that people get taken advantage of by the very institutions we are told to trust!