Skye Planning Group
3342 Millar Ave # 1 S7K 7G9 Saskatoon, SK, Canada

This video message needs to be watched from beginning to end. #BLM #TimeToEndRacism #OneRace #HumanRace #HumanKind

Amazing things are about to happen! #WomenSupportingWomen #WomenLeadingPhilanthropy #RoyalUniversityHospitalFoundation

We're sending all the teachers, students, parents and caregivers our very best wishes for a safe return to school. Keep washing those little hands . Wear those masks . Stay strong together .... #WeCanDoIt #WeGotThis #COVIDKids

Big thanks and congrats to @PremierScottMoe and everyone at the Saskatchewan Party for the well attended 2020 Premiers Golf Tournament last week. Skye Planning Group was proud to be a first time sponsor at the event. Social Distancing didnt stop Tracy L Duff, Terry Muller, and Jenna Lauren Gogolinski from having a grand old time! ... #SKParty #HoleInOne #SocialDistancingFun

Were sending all the teachers, students, parents and caregivers our very best wishes for a safe return to school. Keep washing those little hands . Wear those masks . Stay strong together .... #WeCanDoIt #WeGotThis #COVIDKids

This video message needs to be watched from beginning to end. #BLM #TimeToEndRacism #OneRace #HumanRace #HumanKind

Our favorite tax lawyer and partner at Stevenson Hood Thornton & Beaubier has just launched a thought provoking blog! taxchickca.wordpress.com Amanda Doucette shares a wealth of tax knowledge in comfortable language for anyone who gets a little nervous with tax lingo. She also keeps it real with a sprinkling of humor (shes heard all of the lawyer jokes , as she mentions in her blog).... Her list of accomplishments will knock your socks off, which you can see for yourself on her firms website: www.shtb-law.com/lawyers/amanda-s-a-doucette-tep/ Be sure to grab a coffee and have a read! #BossBabe #TaxLaw #TaxBlog #YXE

With all of the change and uncertainty overwhelming the world, understandably, investors are anxious about their money. If you and concerned with your portfolio, youre not the only one. However during times of market volatility, its important to stay levelheaded to avoid making financial missteps. KEEP CALM - Its important to keep perspective. This is not the first time the market has taken a downturn. Market corrections are a natural part of the investment cycle and over... long term, individuals that remain invested can use the volatility as an opportunity to buy will be rewarded. THE MEDIA - Media can make it seem like each market downturn is worse than before. In reality thought, volatility doesnt hurt investors but if selling in a downturn, it will lock in losses. KEEP UP-TO-DATE - Currently, there isnt enough information to know how the Coronavirus will affect the market over the short, medium and long-term, however its important to know that the financial market doesnt like uncertainty. Therefore,m as further developments come to light, there will likely be a correction to the market. MARKETS AND PAST VIRUS OUTBREAKS - While the impact can be negative, the long-term impact has been limited. In all past scenarios markets were higher 12 months after the virus was identified. (1) REVIEW YOUR INVESTMENTS - This is a good time to review all your investment accounts including your TFSA, RRSP, or RIFF to ensure you are diversified. If you dont currently work with a financial planner you can reach out to our office and we can provide you with recommendations that aligh with your financial goals. Source 1: https://www.ci.com/en/coronavirus-update

Skye Planning Group 5 Reasons for an RRSP There are some great reasons to open a Registered Retirement Savings Plan (RRSP) to save for your retirement. Here are the top 5 reasons to open an RRSP:... 1. CONTRIBUTIONS ARE TAX DEDUCTIBLE You can claim your RRSP contribution as a deduction on your tax return and even carry forward unused space to a future year where you may have a higher income. All of this combined means that your retirement savings pot can grow even faster. 2. SAVINGS GROW TAX FREE You wont pay any tax on investment earnings as long as they stay in your RRSP. This tax-free compounding allows your savings to grow faster. 3. CONVERT RRSP TO RECEIVE REGULAR PAYMENTS You are able to convert the money saved in your RRSP into a RRIF or annuity when your time comes to retire. Youll pay tax on the regular payments you receive each year- but if youre in a lower tax bracket in retirement, youll pay less tax. 4. SPOUSAL RRSP CAN REDUCE YOUR COMBINED TAX Reduce your combined tax burden. If you are married and you earn more money that your spouse, a spousal RRSP may benefit you as you can add to their tax-free savings to build a joint retirement income which is likely to mean that you pay less tax in the long run. 5. BORROW FROM RRSP TO BUY YOUR FIRST HOME OR PAY FOR YOUR EDUCATION You can borrow money from your RRSP under certain conditions If you want to buy your first home (Home Buyers Plan) or pay for your education (Lifelong Learning Plan), you can take out up to $35,000 (HBP) or $20,000 (LLP) respectively from your RRSP to fund it without paying tax on the withdrawals (providing that the money is paid back within the specified time). Contact our office today! Were waiting to help you start planning for your future!

We donned some tinsel to say Merry Christmas, just for you! Rudy had a lot to say as well!!!

Meet Tatrina Tai. Shes our marketing director and lunch chef extraordinaire (food may be her favorite thing)! Shes the visionary behind our client videos, website, and marketing projects...in fact shes typing this post right now! When shes not in the office or running between meetings, Tatrina keeps busy chauffeuring her two very active kids around the city. She loves her family & her garden! ... To keep her creative juices flowing, Tatrina is also a jazz vocalist and can be heard performing around the province. You can catch her performances every summer at the SaskTel Saskatchewan Jazz Festival, or at The Bassment in downtown #YXE. Shes also a recurring guest vocalist with the Saskatoon Jazz Orchestra. You may have also caught her singing some tunes at a corporate function or two. Shes passionate about supporting women and building collaborative partnerships. If you ever have questions about new and up coming projects around the city, she usually has her ear to the ground. Skye Planning Group is so happy to have Tatrina on board! #AllSheCanEat #Chauffeur #SingSingSing

Congratulations to Dr. Soo Kim, this years recipient of the $100K Royal University Hospital Foundation Women Leading Philanthropy grant! Skye Planning Group is proud to be a corporate sponsor for WLP and to support the female physicians & researchers at RUH. #WLP2019 #WomenSupportingWomen #ShareYourSparkle

Get a head start on saving for your childs future education with an Registered Education Savings Plan (RESP). Check out our website https://skyeplanning.com and click on Wealthsimple to open your very own RESP today! You can even call our office to find ways to get free money deposited directly into your RESP... (Thats the mind-blown emoji!).... #WhoWantsFreeMoney #SmartyPants #RESP #Wealthsimple

Opening night tomorrow and its SOLD OUT! Good luck to Ferre Play Theatre on their inaugural performance! This is #YXEs first women led performance group . Well be attending shows all weekend to support these talented ladies . Hope to see you there!... #WomenSupportingWomen #BreakALeg #Atwood

Thank you Royal University Hospital Foundation #WomenLeadingPhilanthropy (WLP) for another AMAZING event! WLP Co-Chairs Rachel Mielke and Mary Kinloch are a powerhouse duo that inspire strength and determination, along with some fun and serious flare! Skye Planning Group is honoured to be one of the corporate sponsors for this very special group of #WomenSupportingWomen. ... Learn how to join this electrifying group of women at: https://ruhf.org/women-leading-philanthropy #YXEWomenLeaders #WLP #ChampagneAndCharity

To all the dads out there...Thank you! #ForAllYouDo #HappyFathersDay #WeLoveOurDads #YXEDads

Tracy L Duff flew to Toronto to attend the 21st Annual STEP Conference on taxation and estate law . This is where some of the brightest Canadian lawyers & accountants, and a small handful of financial advisors meet to expand their knowledge & expertise! It was definitely a work trip, but that didnt stop her from having some fun with some of Saskatoons brightest tax & estate practitioners. Tanya Budd, Caitlin Turnbull, Karen Crellin, Lisa Steinhilber, and Amanda Doucette, just to name a few...Thank you for showing Tracy a great time!

We are very excited to share our new website with you! Heres a quick message from Skye Planning Group President, Tracy Duff...take a look!

Were sending all moms our best wishes for a wonderful day! Thank you for shaping, inspiring, and loving our future through your children! #WeGotItFromOurMamas #MothersDay #LoveMoms #YXE

Such a great evening of inspiration!

When work takes you to the Conference for Advanced Life Underwriting (CALU) in Ottawa, and you meet Stephen Harper. Staying current and cutting edge is one of Tracy L Duffs greatest passions. And you can bet your bottom dollar that shes working with the best in the business to bring top dollar financial success to the prairies! #CALU2019 #PrimeMinister #YOW

Thanks to our Managing General Agency,HUB Financial Inc., for training week ! Tony Bosch ran a jam packed and high energy 4 day seminar on how to help clients identify their most important financial goals, AND how to protect those goals . One of the biggest take aways from the seminar was the simple truth that every Canadian deserves the opportunity to work with someone that can help bring their financial goals into focus. ... Sometimes we can get caught up with bills and everyday spending that by month end were not sure where all our $ went ! We want to work with you and those you care about to build a plan that will get you to your financial goals, while working within your budget . AND if youre already have a financial plan in place, and just want to review it for peace of mind...we can help with that too. A second opinion is never a bad idea . #TrainingDay #HUBFinancial #MGA #YQR

We love our office K9s. Max and Rudy are always on their best behavior and dressed to impress with their ties. Their official titles? Chief Operations Officers of First Impressions! Do you have a office pet? Tell us a bit about them!... #FurBabies #FinancialHounds #MoneyDogs

Were looking for new logo swag ideas for our office! What are some of your favorite/neat/new items youve seen lately? We want to hear from you! Please comment! #CoolSwag #LogoSwag #SwagYXE

Meet Skye Planning Groups very own Suzanne Shivak! Shes kind, funny, and extremely detail oriented...perfect as our Head of Processing. Any questions about applications for life insurance or investments, shes your girl! Suzanne has a black belt in Karate and has traveled internationally as an award winning competitor. ... But shes also one of the kindest people you meet. She has a sweet tooth that has even turned into a specialty cake baking hobby! Her family recently rescued their new fur baby, Max (hes the one in the cool bow tie). When Suzannes not walking Max, she and her hubby are usually cheering on their son at a hockey, baseball, track, volleyball, or drumming event! Skye Planning Group is so grateful to have Suzanne on our team! #SkyePlanningGroup #YXE #FinancialPlanning #OurTeam

When we send our colleagues and clients small tokens of our thoughts and gratitude we always call our neighborhood florists! Thanks to Quinn and Kims Grower Direct for sending gorgeous bouquets that represent us beautifully...every time! #SkyePlanningGroup #BeautifulBlooms #YXEFlowers #GrowerDirect

Kind words from our valued clients lift our spirits every time! "Tracy gives everyone she works with an honest financial evaluation. No matter what your financial situation is she will have solutions based on your needs and financial goals. I recommend Tracy to my family and friends knowing they are in good hands." Bonnie F #SkyePlanningGroup #FinancialPlanning #YXE

May your day be touched by a bit of Irish luck , brightened by a song in your heart , and warmed by the smiles of the people you love . #IrishBlessing #LuckOfTheIrish #SkyePlanningGroup #YXE

Say hello to the president and boss lady at Skye Planning Group. Tracy L Duff is driven, caring, and highly effective when it comes to business. Shes an industry leader and is always developing new ways to improve the way business is done. Her philosophy is one of collaboration for the best interest of client service. She believes that all practitioners have a fiduciary responsibility to recreate the way in which corporations and business owners are currently served. A phil...anthropic woman, Tracy is often attending various events such as the Royal University Hospital Foundations Women Leading Philanthropy. She is passionate about #WomenSupportingWomen and is constantly proving it through her actions. When Tracys not in meetings with other practitioners and/or clients, she loves watching local sports teams with her husband Dave and their pup Rudy. They picked up a couple of electric bikes, courtesy of Biktrix, last spring and Tracy cant get enough river rides! Shes HOOKED! Everyone at Skye Planning Group will agree that Tracy is one of the most genuine, supportive, and sincere people youll meet. She makes the office a joy to visit for clients & a fantastic work place for her employees. When you meet Tracy in person youll agree. #SkyePlanningGroup #ThisIsTracy #YXE

Big Thanks to The Saskatoon Estate Planning Council for another enlightening presentation! James Steele presented on court decisions involving Power of Attorneys . If you have any questions regarding a POA that your currently have in your household, or questions in general let us know. We will work with your other practitioners (bankers, lawyers, & accountants) to ensure your questions are answered and you have clarity and comfort. #SEPC #CollaborationForTheWin #YXE

No woman should have to choose between feeding their family or purchasing basic hygiene products . Thats why were making a donation to United Ways Tampon Tuesday event tomorrow at Hudsons Canadas Pub . Let us know if you make a donation too! #TamponTuesday #WomenSupportingWomen #Period

Today is about building a gender balanced world. Better the balance, better the world. SO how can we empower women to feel more financially confident? 1. ESTABLISH GOALS. Mapping out short & long term goals makes it easier to make financial decisions and stay on track. This type of strategic planning can provide peace of mind and great insight on where youre going. ... 2. FOCUS ON TIME IN THE MARKET. Its not so much about trying to predict when the best time to buy or sell investments might be so that you can beat the markets. Its about focusing on a financial plan that ties in to your life goals. Invest for the long haul. 3. RAISE YOUR VOICE. Ask questions. If you dont feel comfortable asking your current financial advisor then find an advisor you feel is approachable. There are no dumb questions and no one should make you feel self conscious when asking for financial clarity. 4. VALUE ALL OF YOUR CONTRIBUTIONS TO THE HOUSEHOLD, NOT JUST THE FINANCIAL ONES. Validate your roles in the home, whether its wife, mother, professional, and/or homemaker. For example, should something happen to you, where will the funds for extra childcare come from? 5. PACE YOURSELF. Many women often struggle with balancing their careers with their family responsibilities. When making financial decisions be sure you take the time needed to become educated and comfortable with the choices you make. Try not to feel overwhelmed when its decision making time. 6. STRIVE FOR BALANCE, NOT PERFECTION. Its not about depriving yourself in the present in order to save for the future. It boils down to balancing your life today with your needs in the future. Find your own way to enjoy today while saving for tomorrow. "Tell me and Ill forget; show me and I may remember; involve me and Ill understand" - Chinese proverb #BalanceforBetter #IWD2019 #YXE

Two of our ladies are February birthday girls. Tracy & Suzanne . A birthday tradition at Skye Planning Group is peanut butter marshmallow cake...its amazing! Ask Tracy for the recipe .

A penny saved is a penny earned...Investing today takes care of tomorrow!

Take some time this Family Day to enjoy old memories with loved ones...and to make new memories to cherish later on!

Can you think of a better reason to protect your current assets in case of a health emergency? Asset protection while accumulating wealth is an important piece of financial security puzzle. Contact our office to learn more.