Credit Counselling Services Of Atlantic Canada
20 Alma St E2L 5G6 Saint John, NB, Canada

The key to money management for teens is learning how to budget. If you teach them the essentials of budgeting, the rest will come naturally. Here are some money management tips for teens and advice on how to teach them to budget.

Our 2021 scholarship is now open! Credit Counselling Services of Atlantic Canada scholarships are open to residents of Atlantic Canada (regardless of age) who will be enrolled in an accredited post-secondary program in the upcoming academic year. Tag a student who could use some financial assistance.... https://loom.ly/M4VFbkM

Material wears out but knowledge stays. What's something you're teaching your children about money? #knowledge #children #cash #stay

The best way to reduce debt is to create a debt repayment plan that you can stick to. A credit counselling agency can help you create a manageable repayment schedule by conducting a complete analysis of your financial situation. #counselling #debt #bestthing #start #analysis #debtrepayment #creditcounselling #repayment #debts

Having a side hustle is one of the easiest ways to try and improve your financial situation. After all, if your budget doesn’t balance, you either need to cut back expenses or bring in more money.

Did you earn #CERB in 2020? Perhaps you are confused about how to complete your taxes? Community tax volunteers may be able to assist if you qualify. #TaxHelp #TaxClinics #CERB #budgettools

Saving money is harder than spending it. Treat your money like a flower. Water it and have patience. It will grow big and beautiful. What's the best piece of advice someone gave you? #FLM2020

One of the most important line items in the family budget is for food. One of the most powerful tools for managing that food line item is your grocery list. If things are a little tight right now, try preparing a grocery list on a budget. Here are a few tips that will help with each step of the process: Take an Inventory of the Pantry... Plan Your Meals Create Your List Select Foods for the List No Impulse Buying For all the details on this list and tips to achieve your most efficient grocery budget, visit the blog post: https://loom.ly/bKZrbcw

We have 5 different calculators to help you perform your finance-related calculations quickly, easily and accurately. Each of these calculators is designed for a specific purpose, however you can use all of them to create a budget. Tap the link below to access our budgeting calculators. #FLM2020 #savesmart #budgetsmart... http://www.solveyourdebts.com//how-our-financial-calculat/

Our Financial Literacy Resources and Tips Roundtable goes live in 30 minutes! Don't forget to join us.

As part of your debt management, budgeting and financial planning efforts, you should also make sure you protect your personal financial information. #FLM2020 #FraudPrevention #financiallysavvy

The word ‘reward’ has the kind of sweetness about it that few other words can match. When it is attached to a credit card, it makes the deal even more attractive. It’s not surprising that users of rewards credit cards have been found to spend more on credit than users without rewards cards. But there's a reason why nearly every credit card company offers a rewards program. To find out the truth behind these cards and how to actually take advantage of the benefits, tap the link. https://loom.ly/75g99zU #FLM2020

November is Financial Literacy Month. A conversation with a nonprofit credit counsellor can help you achieve your financial goals. Speak to a nonprofit counsellor with your best interests at heart, today! Enter promo code BEDEBTFREE for a checkup before December 3rd and be eligible for a free giveaway worth C$200. https://loom.ly/CcLamG0... #Debt #BeDebtFree #debtrelief #Canadians #outofdebt #livedebtfree #creditcc #financialadvice #flm2020

With a little bit of planning, discipline and patience, you can successfully get yourself back on track. #FLM2020 #SavingsPlan #GetOutOfDebt

What would you tell your future self? How has this pandemic changed your relationship with money? Are you more aware of the things you buy or are you more frivolous? We'd love to hear from you!

Fraud is a crime that threatens every Canadian, regardless of their education, age, race or income. Have you been a victim of fraud? Here are some helpful tips on how to protect yourself from identify theft. https://www.solveyourdebts.com/english/identity_fraud/ #fraud #fraudprevention #personalfinance #onlinesafety

This year marks the 10th anniversary of Financial Literacy Month. It is also a challenging time for many Canadians who may be struggling financially due to the COVID-19 pandemic. For this reason, it's a great opportunity to dedicate an entire month to financial education. The goal this year is to help Canadians gain financial confidence and make informed financial decisions relevant to their circumstances by equipping them with practical tips and tools. All throughout Novembe...r, we'll be posting #FLM2020 related topics and advice to set you up for financial success. Have a question? At any time, feel free to comment, send us a message or give us a call. https://www.solveyourdebts.com//10-practical-money-saving/

#RemembranceDay is commemorated on November 11th each year and marks the end of World War I in 1918. Thank you to those who sacrificed for us. Lest we forget.

Contacting a credit counsellor might seem scary at first, but our trained professionals are here to support you. Whatever your personal experience has been or whatever your goals may be, we work with you to make sure you're getting the best advice that suits YOU. If you have a question or want to know if credit counselling is right for you, give us a call today.

Think bankruptcy will clear all your debts? Think again. Bankruptcy excludes secured debts like vehicles and mortgages. It also excludes student loans that are less than seven years old and any back alimony and child support. Here are some alternatives to filing for bankruptcy. #bankruptcy

Thank you St. John's for once again awarding us with the Consumer Choice Award for credit and debt counselling! #StJohns #Newfoundland Consumer Choice Award - Choix du Consommateur

The CERB has officially ended. Here's an outline of the new government benefits and where to apply. #covid19

The money you spend on gas could be eating away at your budget. It's just one of those things you have to spend money on. But there are a few things you can do to conserve. We've put together our top 5 best tips to save money at the gas pump and you can find them here https://loom.ly/ccZS2w0

If this year has taught us anything, it's that it's important to have an emergency fund at all times. Here are the top reasons why you need an emergency fund.

The CERB ends tomorrow. The government of Canada is rolling out new plans to continue to help Canadians who still aren't back to work. In addition to EI, there are 3 new benefit plans that could be applicable to you.

No debt situation is hopeless. @creditcc members are offering a free financial health checkup to anyone in Canada that’s got debt! Enter promo code BEDEBTFREE for a free checkup before Dec 3rd to be eligible for a free giveaway worth C$200. #BeDebtFree https://creditcounsellingcanada.ca/contact-us-3/

If post-secondary is in your future, now is a great time to start planning for it. Before you go: Research the course and academic institutions that interest you to find out how much your education will cost.... Factor in the full cost of tuition fees, books, housing, entertainment, clothing, transportation, phone, utilities, food and any other possible living expenses. Add all potential sources of paying for your education including savings, any contribution your parents can make as well as working part-time. Investigate all the different ways to pay for your education including scholarships, bursaries and grants. Now that you have numbers, you can make a budget and get an idea of whether or not you will need other financial aid. For more tips, visit our website. https://www.solveyourdebts.com/english/education_planning/

The only way to stop your credit score from getting worse is to understand how you got a bad score in the first place. Things to consider: Do you pay your bills on time? Do you pay your debt in full?

Did you know that 84% of employees are interested in obtaining financial education programming in the workplace? With Financial Literacy Month around the corner, now has never been a better time to look at bringing financial literacy training to your workplace. Find out more about our virtual financial education workshops!... https://loom.ly/Cq21DN8 #workplacestress #jobstress #financialstress #stress #financialburden #FLM2020

Student loans are a great way to fund post-secondary education. But what happens if you can't pay them back? If you’re struggling to make payments on your loan, there are a number of options available to you, including reducing your overall monthly payment, requesting to reduce your interest rate and changing your frequency of repayment. Alternatively, you can contact a credit counsellor for advice on the best way to manage your debts.... The most important thing to remember is don’t stop paying your loan. If you’re beginning to struggle, seek help first before halting all payments. #studentlife #studentdebt

How much money is in your savings account? If you answered $3 dollars or something similar you’re not alone.

Break free of debt. Get a free health checkup from a @creditcc nonprofit member! Enter promo code BEDEBTFREE before Dec 3rd and be eligible for a free giveaway worth C$200. #BeDebtFree #finacialadvice https://creditcounsellingcanada.ca/contact-us-3/

In Canada, taxpayers will have until September 30, 2020, to pay any 2019 income tax amounts owed. If you're unable to pay the amount due in full, there are plenty of options for you. To find out about instalment payments or interest relief and penalties, visit our website.

Next month is Financial Literacy Month in Canada. Why is it important? The 2019 Canadian Consumer Debtor Profile showed that 50% of the population is living above their means. That means that the majority of the population is spending more than they're making, and as a result, are likely in debt. Source: FCAC If this sounds like you, it's never been more important to seek help. Our accredited counsellors can help put you on a debt management plan so that you won't fall deeper into debt. Contact us for a FREE consultation at www.solveyourdebts.com #FLM2020 #FinancialLiteracy

Fall is one of the most beautiful seasons in Atlantic Canada. Being on a budget doesn't have to prevent you from getting out and enjoying the beauty. On our blog, we've put together 8 of the best activities you can do this season for free.

Providing staff with financial wellness tools, education and resources will lead to less financial stress and better outcomes for the employee and for the organization. Credit Counselling Services of Atlantic Canada can help deliver customized financial wellness workshops and education programs to your workplace. Contact us today for more information. https://loom.ly/Cq21DN8

Now is a key time to speak with a non-profit credit counsellor about strategies to reduce your debt and other financial obligations. Get a FREE financial health check-up! Simply sign up and quote promo code BEDEBTFREE to get your free checkup and a chance for a cool prize giveaway. https://creditcounsellingcanada.ca/contact-us-3/

The final payment for CERB will be October 3, 2020. The government of Canada is rolling out new plans to continue to help Canadians who still aren't back to work. In addition to EI, there are 3 new benefit plans that could be applicable to you. For more information on what these are and how to apply, visit our website!

Student loans are great when you are in college or university they can take a financial load off your back and let you concentrate on your studies. But they can become a burden afterwards. Some people incur such huge debts that they are known to be carrying them well into their 40s and 50s. It is estimated that Canadians accumulate an average student debt of $26,600 by the time they graduate from university. If you've just started post-secondary, here's how to keep your student debt to a minimum. https://loom.ly/ej36rhU

Do you have debt? The nonprofit credit counsellors #Creditcc Credit Counselling Canada are offering a free financial health check-up to anyone in Canada that has #debt. Sign up on before December 3rd using the promo code BEDEBTFREE and become eligible for a free prize giveaway. ... https://creditcounsellingcanada.ca/contact-us-3/

Retirement was meant to be enjoyed! If you're wondering how to stay on top of your finances during your golden years, here are 5 money management tips: Downsize your life... Keep just one credit card Practice frugality Don’t take out new loans Work with a good financial advisor For more details or info on how to set yourself up for a successful retirement, visit our website!