Spring Planning

When it comes to the markets, there is an overabundance of information. To help with that, Darryl, our Director of Portfolio Strategies, has curated a collection of new and older reads to help you sift through the noise. Check it out! https://buff.ly/3pcumQG

The deadline for the one-time $600 payment for Canadians with disabilities has been extended to December 31st, 2020!

Looking to start your morning off right? Check out Julia's wisdom in Hervana Collective's upcoming breakfast workshop about Women in Wealth. Check it out on Nov 18th at 8am PST. Tickets for the online event are available in the link below.

Wishing a bright and prosperous Diwali to all those celebrating!

"Ellen has been holding off on drawing from her retirement savings in the hope that she can avoid clawbacks to her government benefits. Understanding how benefits are calculated is the first step toward figuring out her options."

Where you get financial advice is one thing you can control as an investor, so be sure to listen only to those who have financial credentials and truly have your best interest in mind.

Next Monday! Join us for a free market update and Q&A webinar with our Director of Portfolio Strategies, Darryl Brown, on October 19th at 6:45pm EST. Register here. https://buff.ly/363yBqr

Wishing you and your family all the best! Happy Thanksgiving

Mark your calendar! Our very own (award winning) Julia Chung, is presenting in the Virtual Wealth Professional Awards on September 30th. She'll be sharing her expertise in the "Award Winning Career Advice from Female Industry Trailblazers" session at 12:45 ET. Click the link to register (it's free!).

Here are 5 pitfalls you want to avoid in your retirement planning from our friend Karin Mizgala at Money Coaches Canada!

Jim Cramer once said "Every once in a while, the market does something so stupid it takes your breath away." When this happens, you might regret some decisions you made. But that doesn't have to be the case! https://buff.ly/2T4yRPF via The Evidence-Based Investor

Julia's take on financial advice for those with critical illness: A lot of time in our industry, we can be kind of prescriptive to people about what their goals should be and we need to pay more attention to what are the things that are important to them now that are going to make it a life worth living for them. https://buff.ly/36pgyvp

Today we remember and appreciate those who have sacrificed the most. Thank you to all who serve and have served so that we may enjoy a better future.

We are excited to share that our very own Julia Chung is gracing the cover of September's Canadian Money Saver magazine. Subscribers to the magazine can see her article about the importance of Shareholder Agreements in "Good Fences Make Good Neighbours." https://buff.ly/2ZCkLaB

When it comes to investing, you can be wrong even when you get it right.

ICYMI: Olivia is a single professional in her mid-forties who recently sold her public relations company. Through her time investing, she had always been a DIY-er. But, with her new work obligations and a concern for giving her investments the attention they need, she decided it was time for a portfolio review. Find out how our Director of Investment Strategies, Darryl, helped Olivia find a better situation for her portfolio!

Do you have an RESP, but are unsure of anything beyond its basics? Sandi shares three important facts you need to know about your RESP in this Globe and Mail interview.

Happy Labour Day to all of our Canadian friends!

ICYMI: Our very own (award winning) Julia Chung, is presenting in the Virtual Wealth Professional Awards on September 30th. She'll be sharing her expertise in the "Award Winning Career Advice from Female Industry Trailblazers" session at 12:45 ET. Click the link to register (it's free!).

Olivia is a single professional in her mid-forties who recently sold her public relations company. Through her time investing, she had always been a DIY-er. But, with her new work obligations and a concern for giving her investments the attention they need, she decided it was time for a portfolio review. Find out how our Director of Investment Strategies, Darryl, helped Olivia find a better situation for her portfolio!

Relationships can already be complicated, and throwing money into the mix often adds another level of complexity. If you can relate, check out this guide to getting on the same financial page with your partner before marriage! Via Womenwhomoney

With the threat of #unemployment, a slacking economy, and perhaps another COVID-19 wave, it's time to create pandemic financial habits to keep you afloat - featuring our very own, Darryl Brown!

Tim Ferriss asks "Where Are You Still Using Single-Ply in Your Life?" Noting that "single-ply is a fools bargain. Its a translucent sham." This is a read you don't want to miss!

To have financial success, there are plenty of things you should do, but also many that you shouldn't. Here are 8 things you must give up for financial success! (Note: none of them are your morning coffee )

Hot off the Press: Sandi's review of "Our Money Stories" by Eugenié George. "This is worth reading for anyone either because it speaks to your own desire for financial wellness in a way that traditional books have not. Or because traditional books are designed for you and you can grow from learning exactly how much youve benefited from this at the expense of everyone else."

"Curveballs can turn life on a dime. Suddenly your goals become crystal clear, and certain goals take immediate precedence over others." Via The Belle Curve #makelemonade

Are savings accounts still worth it, despite the regularly declining interest rates? Julia has some answers in this guest Q&A with Rob Carrick, at the Globe and Mail.

Case Study: Planning for Long Term Care of a Disabled Child This month, we want to introduce you to Jesse, Tulip, and their children, Cassidy and Conor. Tulip decided to discontinue her career some time ago, when Conor was diagnosed with autism, and they learned that he would need care for the rest of his life. Both Jesse and Tulip were starting to feel pretty burned out with the amount of work on each of their shoulders and the lack of time that they had, not only as a fami...ly, but also together as a couple. Click the link to find out how Sandi helped them, and how they are doing now!

ICYMI: It's that time of the month again! Grab a cool drink, find a sunny patio and dig into Sandi's top inspirational reading picks. With works from Jacquette Timmons, Christine Benz, and Peter Bregman.

"When you look back at what people said in the late 1920s their confidence, their clarity, their logic you cant help but wonder what we are confident in today that will look foolish in the future." https://buff.ly/3bk5vDr via Morgan Housel - Collaborative Fund

Can you tell the difference between a money winner and a money loser?

It's that time of the month again! Grab a cool drink, find a sunny patio and dig into Sandi's top inspirational reading picks. With works from Jacquette Timmons, Christine Benz, and Peter Bregman. #summerreads #feelinspired

A lesson on investments from news headlines. Just remember - its only investors that care about the headlines, not the markets themselves.

How to make your money work for you and establish financial goals as an entrepreneur.

Looking for ways to maximize your business value? Take a look at these 5 key intangibles.

An aid in figuring out how to better utilize money to best allocate our time. https://buff.ly/34yNzkf

Taking a deeper dive into the link between intelligence and investment outcomes.

Didn't think binge-watching Netflix and financial stress had anything in common? Think again!

ICYMI: In this month's top reads, Kathryn shares content about intentional money management. With work from Rich & Regular, Dorris Beland, Preet Banerjee and more! https://buff.ly/3exUsa6 #alwayslearning #MoneyManagement

"Theres a thing I found I had to do to survive in the industry, and its to kind of internally pretend that Im not Black". Darryl Brown speaks to Advisor's Edge about systemic racism in wealth management. by Mark Burgess ... #WealthManagement #antiracism

Spring Plans is giving our CEO, Julia Chung, the BIGGEST high five for being selected by Wealth Professional as one of the finalists for The Mackenzie Investments Award for Female Trailblazer of the Year. GO JULIA! https://buff.ly/2ZZH4b9 #WPAwardsCA

Retirement can be an exciting, but challenging as many retirees feel a sense of purposelessness thats tough to navigate.

In this month's top reads, Kathryn shares content about intentional money management. With work from Rich & Regular, Dorris Beland, Preet Banerjee and more! https://buff.ly/3exUsa6 #alwayslearning #MoneyManagement

Do you have questions regarding the financial markets? Worried about your finances through the pandemic? Register for a free webinar with Darryl Brown on July 20, 4PM ET. as he goes over market updates for the last quarter. #financialliteracy #webinar

The importance of segmenting retirement expenses into core vs. adaptive to create retirement buckets. https://buff.ly/2ZCC09A

Exploring the role that luck plays in the investment process. Sometimes the markets dont give us the returns we want when we want them.

Some people accumulate their financial wealth gradually over time; others find that it is thrust upon them. Here's how to deal with that sudden wealth.

Thinking beyond the numbers when it comes to financial planning.

ICYMI: Julia shares what the Spring Plans team has been up to this June Update, including appearances in Global News newsletters and Kathryn on Globe & Mail's podcast. https://buff.ly/2ZnqfVF

ICYMI: Welcome back to another case study! If youre new here, our case studies involve mushing together similar client stories, scrubbing away any identifying details, and sharing how were helping Canadians in various financial situations with cash flow, retirement planning and more. This months case study features Isaiyah, who came to Spring for a Portfolio Second Opinion. #FinancialPlanning

20 Canadian books for kids and teens to read for National Indigenous History Month | CBC Books via @CBCNews #SummerReadingChallenge2020