Steve Marshall
1-623 Fortune Cres Kingston, ON K7P 0L5 Kingston, ON, Canada

Important information Well, this has been a slightly insane week. I know there are a lot of people concerned about their mortgage payments in the wake of not being able to work etc. As your mortgage professional I wanted to share some information for everyone regarding the assistance programs that are available if you need payment relief in the coming months.... Most of our major lenders have announced payment deferral options. This means you can delay a payment or a series of payments and this will not adversely affect your credit score. Some lenders are waiving the fees commonly associated with this feature as well. For those with insured mortgages (CMHC, Genworth, CG) - typically those who put less than 20% down payment when they purchased - the insurers are also offering payment assistance programs and payment deferral programs to help navigate through these moments. For both of these options, please be patient. Lenders are receiving much higher than normal call volumes and phone systems and call centers are overrun coupled with lenders trying to keep employees home or running on smaller staff numbers than normal. If your financial situation is not urgent, please wait to call until perhaps next week. Or perhaps only consider calling if you do need to use this service rather than to just inquire. The Federal government announced that they would be waiving the one week waiting period for EI benefits. For those who are self employed, or run small businesses there is going to be funds available through loans at the BDC (Business Development Bank of Canada) as well as other yet unknown options through government programs. To find information you can contact the BDC directly at 1-877-232-2269 or at BDC.ca Customer Service Numbers below: CMHC: 1-800-668-2642 Genworth: 1-800-511-8888 Canada Guaranty: 1-866-414-9109 ATB 1-800-332-8383 B2B 1 800 263 8349 BMO 1-877-895-3278 Bridgewater 1-866-243-4301 CIBC 1-800-465-2422 CMLS 1-888-995-2657 Optimum 1-866-441-3775 Equitable 1-888-334-3313 Connect First 403-736-4000 Chinook Financial 403-934-3358 First Calgary Financial 403-736-4000 First National 1-888-488-0794 Haventree 1-855-272-0051 Home Trust 1-855-270-3630 HSBC 1-888-310-4722 ICICI 1-888-424-2422 Manulife 1-877-765-2265 MCAP 1-800-265-2624 Merix 1-877-637-4911 Marathon 1-855-503-6060 RBC 1-866-809-5800 RFA 1-877-416-7873 RMG 1-866-809-5800 Scotia 1-800-472-6842 Servus 1-877-378-8728 Street Capital 1-866-683-8090 TD 1-866-222-3456 As always, if you have questions about your mortgage or options that may be available to you give me a call.. https://www.cmhc-schl.gc.ca//dealing-with-mortgage-payment https://www.cmhc-schl.gc.ca///2020/cmhc-statement-covid-19

Hi everyone, In light of everything surrounding us in these uncertain times we wanted to ensure you its business (almost) as usual with DLC Premier Financial. Like many financial institutions we are taking measures to ensure the safety of our clients and future clients. We are all doing our part to look after ourselves and our borrowers. We are still committed to the excellent service and products you are accustomed to not to mention the significant reduction in rates acros...s the country. We have now implemented the tools and technology to allow all transactions to be done remotely and without public face to face interaction. ALL REFINANCES AND PURCHASES CAN BE DONE REMOTELY WITH DOMINION LENDING PREMIER FINANCIAL. Please reach out via phone, email or visit my website at www.kingstonmortgageteam.com Mortgage rates are at a historical low so I highly recommend if you have an existing mortgage to reach out to us and allow us to evaluate the savings we can pass along. Steve Marshall Broker/Owner Dominion Lending Premier FInancial

Attention county friends and clients! Please stop in and help our community. Well done Michael, Channing and staff as always.