Steve Ryan
1275 broad street S4R1Y7 Regina, SK, Canada

Current Client Situation: I just helped a couple move into their forever home after the bank had told them no. She graduated nursing school and is on a full time term position. He has been self employed for 3 years. ... Their bank told them because she was on a term position, and hadn’t been there for 2 years, they couldn’t use her on the mortgage. I work with 35 different lenders, and all of which view this differently! I was able to get them approved ANDA at a better rate than they would have got at the bank. Why limit yourself to one bank?

Mortgage Tip Monday: Are you a part time or causal employee who’s been told you can’t be approved for a mortgage? That’s simply NOT true. ... Banks will require permanent full time status to be approved, however I have over 40 different lenders who’s requirements are all different. Many recognize flexible and different working schedules! If your goals include owning your own house, let’s chat

It’s the bottom right for me

Wow. Still trying to wrap my head around this. In September, I did the most mortgages in Canada with TMG | The Mortgage Group. While this is an exciting accomplishment, to me it means I had the privilege of helping so many of YOU get into your first home, dream home, pay off debt and/or better your over all situation. That’s the pay off for me. ... Thanks for making this possible. Your business and referrals mean everything to me and my family. Let’s keep this going!

I work with the best clients. There’s nothing like possession day and helping people achieve their dreams. Welcome home Tastad Family!

As a parent, we have lots of things we worry about. Where your kids next meal comes from shouldn’t be one of them. Haley and I have donated 2000 meals for those in need as part of the Million Meals challenge. If you’re able, I encourage you to donate!

Great place! Your payments would be $615/bi weeky with just 5% down

Whoa! So pumped to be nominated for this. If you want to toss me a vote, I’d appreciate it! Search under SERVICES https://prairiedogmag.com/best-of-regina-2020/

Last week I was honoured and humbled to receive the TMG Summit 5 award for the fifth year in a row. This represents the top 5% of Mortgage Brokers in all of Canada for the past 12 months. Accomplishing this during a global pandemic makes it extra special and a true testament to my amazing clients. I’d never dreamed of working from home with three little kids running around upstairs. Im so thankful for clients who have become friends and friends who have become clients. ... To everyone who has referred me to a colleague, family or friend, thank you! I am truly grateful for all of you. And most of all, my amazing wife Haley, who has been by my side the whole time. Believing in me to be able to succeed in this business when our family had no other choice.

Mortgage Tip Monday: Can I buy a house, I’m on maternity leave? . Answer: Yes you can! I work with dozens of lenders, and a number of them will approve you for the same amount as when you were at work. If you’re thinking you’re going to be needing some more room, being on maternity leave will not hold you back.

We’re Hiring Looking for a highly motivated individual who can work on tight deadlines, has strong interpersonal skills and is a great communicator. Experience in mortgages, real estate, admin or finance an asset but not required. Competitive wage dependent on experience. This is not a mortgage broker position ... Email : [email protected] to apply and for more information

Current Client Situation : My clients were up for renewal and wanted to get $30,000 for a renovation. I was able to get them their money, a lower rate, lower monthly payment AND pay their mortgage off in the same amount of time. Here’s their situation : Previous mortgage amount : $355K... Monthly payment : $1963 Rate : 2.99% After renewal (with $30K in their pocket) Mortgage amount : 385K Monthly payment : $1944 Rate : 1.99%

Mortgage Tip Monday: Mortgage renewal is the perfect time for a mortgage check up! At this time, we can almost always free up some cash from your home. If you’re up for renewal in the next 6 months, now is a perfect time to see what your options are. As always, it’s free to reach out & check!

This house is unreal! If you put the minimum down payment, your payment would be $1657 bi weekly or with 20% your payments would be $1196 bi weekly. If you have any questions, feel free to reach out!

Cash back programs have a bad reputation for having high interest rates & I don’t usually recommend them. But there’s an exception. There’s currently a way to get you 3% back when you buy a new home or switch your existing mortgage Ex : $300K mortgage, you get $9K back. ... Who couldn’t use a little more cash right now? Chatting more about it on my Instagram stories. Do you follow me there? Search : SteveRyanMortgage

Best of luck this year! Thanks to all the great teachers who are doing so much behind the scenes to keep our kids excited, happy and safe

This is so cool! Can’t wait to see it in action! https://www.thescore.com/nba/news/2013512

Mortgage Tip Monday : Salaries, commission, self employed, part time, casual....the world where everyone works 9-5 for a salary just isn’t reality anymore for most families. The banks love when you fit in that perfect little box to get qualified for a mortgage. I work with 35 different banks and lenders who all view income differently. ... Why not look into 35 options all at once instead of just 1? That’s my job!

Pretty accurate

Mortgage Tip Monday : The Stress Test affects how much you can qualify for when buying a home. For the 3rd time since the start of the pandemic, the bank of Canada has lessened the stress test. This means that as of this morning, you qualify for about $10,000 more on a mortgage!

Check out this beauty! You could own this home with just 5% down, and bi weekly payments of $693. Unreal value!

Current Client Situation : I was so happy to help my clients this week. They had been saving for the last 2 years for a down payment, and they had finally saved enough! They were excited to be starting a family and buying a family home together. During the time it took them to save, they realized they were having fertility trouble. They called me to say how they weren’t able to buy a home right now, because their savings were going towards costly fertility treatments. I w...as able to talk to them about something called a Cash Back Mortgage. They can still use their savings for a down payment, and on possession date get almost $12,000 back. This option for them will only increase their payment $100/month. Life isn’t always fair, but I think things are going to work out great for this amazing young family!!! *Note you are able to use the money you receive on a Cash Back Mortgage however you see fit (renovating, a holiday, pay off debt, a new vehicle, etc)

Love this. Goosebumps

Mortgage Tip Monday : Are you a part time or causal employee who’s been told you can’t be approved for a mortgage? That’s NOT true. Banks will require permanent full time status to be approved, however I have over 40 different lenders who’s requirements are all different. Many recognize flexible and different working schedules! If your goals include owning your own house, let’s chat

This beauty could be yours with a $28,000 downpayment, and bi weekly payments of $1018. Amazing home!

Mortgage Tip Monday : I've had a number of clients lately who have found a house they love before even listing their current home. Their phone calls always start with "Hey! I'm sure you can't help, we haven’t even listed our house yet, but we found a house we love....". They are always shocked that they have options (and making the move as soon as possible before the kids start school is realistic!)... There are a lot of options to buy your next home before your house has sold, or even hit the market. It doesn’t cost you anything to use my services. That includes calling to see what your options are!

Look at this beauty in the cathedral area! https://www.realtor.ca//2059-mctavish-st-regina-cathedral-