Stewart Mortgage Corp.
207 - 310 Nicola St V2C 2P5 Kamloops, BC, Canada

Wow! What a treat to have our lunch catered by @clarks_catering today!! Not only was it delicious but the presentation was AMAZING! If you are looking for a catered lunch, meal prep, Christmas Dinner or even New Year Appies, you must check out Ryan's website for more info. You will not be disappointed!! Thank you, @clarks_catering !!... #supportlocal #kamloopscatering #supportlocalkamloops @ Kamloops, British Columbia

Such an awesome cause organised by Manhandler Barber Shop!!! Bring an unwrapped toy and get a haircut! Here are the details from the Manhandler Barbershop page: "It’s our annual Cuts For Toys event! Where we trade a haircut for a new unwrapped toy! You can help us put a smile on a child’s face this Christmas by bringing in a new unwrapped toy worth $20 or more and we will exchange it for a fantastic haircut! Happening all day long December 7th! Book your appointment ASAP! We... will be delivering these gifts to children all over the city along with Christmas hampers for families in need since we can not do our annual Christmas Together dinner that we usually put on and usually hand these toys out there. But we won’t let covid stop us from giving gifts to those less fortunate this year, we will still get these gifts to kids in need! We are partners with Kamloops Givers and you can find out more about how we use these gifts by checking out www.kamloopsgivers.org and looking under media Christmas Together. If you can’t get in for a haircut that day but would still like to give a gift you can drop off a gift and we will give you a Free haircut voucher that you can use another time:) Thank you for your support and we look forward to seeing you on December 7th!!!!"

And the winner of the $100 GC from Far & Wide is... Sydney Maio! Thanks to everyone who entered our contest!!! And remember to shop local this holiday season!

CONTEST CLOSED! Winner will be announced today! :)

Have you entered our contest yet?! If not, do it! $100 GC from Far & Wide for the winner!!

Who else loves Far & Wide? Want to win a GC to shop there? Today is your lucky day! We are having a giveaway and the prize is a $100 GC to Far & Wide! All you have to do is: 1) Like our Facebook page (we will be checking )... 2) Like this post 3) Tag your friends! Each tag will count as an entry. 4) Share this post for a bonus entry. Don't forget to tag us in your post! Want even more entries? Go do the same on our Instagram page!! This giveaway will close at 11:59 PST on Monday, November 30, 2020! Winner will be announced on Tuesday, December 1, 2020.

Did you know that Stewart Mortgage Corp. has been in business for 38 years?! Stewart Mortgage Corp. was originally founded by John and Gail Stewart, a family partnership that was and still is the very backbone of our company. They happily and successfully ran our company for more than 30 years but were lost in 2011 and 2013, respectively. Jamie Stewart still carries on the family first approach to helping clients and works diligently to honor their memory by providing unequivocal service to our community members. #kamloopshistory #stewartmortgage #kamloopshomebuyers #kamloopsmortgage #kamloopsmortgagebroker

We will remember them... Forever thankful for the soldiers who fought for our freedom. Lest we forget.

Fantastic Program being launch by the City of Kamloops - Municipal Government! If you are planning on a kitchen renovation or even just replacing your hot water tank or furnace, check out the Renovate Smart on the City of Kamloops website! If you are planning on a kitchen renovation and are needing a little extra money to get it done, contact us today and we can help you refinance your mortgage! Maybe that dream kitchen isn't so far away! :)

Have you ever thought about how much of a down payment you want (or should) put down on your new house purchase? Canada has set a minimum down payment required when you are purchasing a home. If the purchase price is $500,000 or less, the down payment can be as little as 5% of the purchase price. If the house is between $500,000 and $999,999, the down payment is 5% on the first $500,000 and then 10% on the amount above $500,000. If you are purchasing a home over $1,000,00...0, the down payment required is 20% of the purchase price. You might decide to put more than 5% down, depending on your financial situation. Putting 20% down on your mortgage will help you avoid paying mortgage loan insurance. But, if you are a first-time homebuyer, 5% may be a more attainable target to help you get into the housing market. Just remember - the bigger the down payment, the smaller the mortgage on your home will be. Saving a bigger down payment now, can and will save on interest payments later. Have questions regarding down payments? Wondering about mortgage loan insurance? Contact us today we are always available to help! #stewartmortgage #kamloopshomes #kamloopsmortgage #kamloopshomebuyers #kamloops #downpayment #kamloopshomes

Have you ever considered the pros and cons of Renting vs. Buying a home? The obvious pros for renting are the flexibility to move at any time, less financial risk, and, of course, very minimal responsibility for maintenance costs. Cons of renting include restrictions on décor and design options, a lot of rentals do not allow pets, and if they do, they require high deposits on your pet, and your landlord can raise your rent or sell at any time. The biggest con of renting? ... You are not investing in yourself! Paying rent to your landlord is helping them pay down a mortgage or helping them pay for their retirement - wouldn’t you rather your money goes towards your financial wellbeing? If you are financially ready to own a house, there are a lot of pros. You are planting roots in your community, you have financial security investing in your own place, the potential to earn rental income if you buy a place with a suite, and the best part is you make the rules! You decide on design changes, you make the decision if pets are allowed, and you don’t have to answer to a landlord anymore! But, of course, there are cons in homeownership. Maintenance costs are all out of your pocket and ongoing, it is a HUGE commitment and a house doesn’t sell overnight, so not as easy to just get up and move. Think you are ready to take the next step into homeownership? Contact us today we are always available to help! #stewartmortgage #kamloopshomes #kamloopshomebuyers #kamloopsmortgage #kamloopsrentals #rentingvsbuying

Dreaming of a new kitchen? Maybe your main bath needs a refresh? Don’t think it is financially possible? Have you ever considered refinancing your mortgage? There are many reasons to refinance to renovate, consolidate your debts, for money to put your child through college or the interest rates are currently so low that refinancing at a lower interest rate can lower your borrowing costs. When refinancing, you can borrow up to 80% of your home's value. For example, ...let’s say the current value on your home is $400,000. You can borrow up to 80% of that value, meaning you can borrow up to $320,000 ($400,000 x 80%). You then have to minus the amount still owing on your existing mortgage. We will say you still owe $250,000, so you can borrow up to $70,000. You will also have to subtract any loans that are secured by your home (ie. a line of credit). Before you make the decision to refinance you should consider all the potential costs. There can be mortgage prepayment charges or fees associated with property registration and valuation. The good news is that a new lender may cover some or all of these costs. Also remember, if you are getting a lower interest rate by refinancing, your overall savings make it a great choice. Want more information on refinancing? Contact us today we are always available to help! #stewartmortgage #kamloopsmortgage #kamloopshomes #refinance #refinanceyourmortgage

As a Mortgage Broker, we get asked often What’s the best rate you can offer me?. What most people do not realize is that the best rate for a client depends on their financial situation and what they are specifically looking for. Mortgage loans do not automatically get the lowest rate and, sometimes, those low rates come with less options when trying to refinance or renew in the future. Some factors we have to consider when finding rates for our clients are: Is this... an insured/insurable or uninsured mortgage? Is this a refinance? A renewal? First-time Homebuyer? What is your credit score? Above or below 680? Are you self-employed? Is this a purchase with a closing of less than 30 days? Do you need a portable mortgage? Have you considered if you want a variable or fixed rate? The interest rate is just a small part of your mortgage. You have to make sure that the interest rate and mortgage that you choose works for you today, and for the future. Do you have questions about interest rates? Contact us today we are always available to help! #stewartmortgage #mortgagerates #Kamloops #kamloopsmortgagebroker #kamloopshomes #kamloopsmortgage

Hi! I am Jamie the newest member of the Stewart Mortgage Team! I am a wife and mom of two who was born and raised in beautiful Kamloops! I may be new to the mortgage world, but my eagerness to learn and my never take no for an answer attitude helps ensure that I will always go that extra mile for our clients! Here are some facts about me: I LOVE dirt roads. I can drive down a dirt road for hours exploring;... My former jobs include a merchandiser, Pharmacy Technician, and Legal Assistant; I was born and raised in Kamloops, but I did live in Campbell River from the age of 15 to 18 and in Prince George from the age of 18 to 19; I am a total Pinterest Mom. I love crafting and making decorations for my kids' birthdays and every other holiday or special occasion; I have always hated math until now. Mortgage numbers & rates are so exciting to me now! I look forward to meeting you! Remember, I am always available to help with any and all mortgage questions and needs! #stewartmortage #Kamloops #kamloopsmortgagebroker #firsttimehomebuyer #kamloopsmortgage #kamloopshomes

We are so thankful for all of our amazing clients! Wishing you and your families a happy and safe Thanksgiving weekend! #grateful #thankful #stewartmortgage #clientappreciation #kamloopsmortgagebroker #kamloopshomes #happythanksgiving

Way to go you got pre-approved! Now you can go look at houses confidently knowing exactly the price range you are looking at. Once you are pre-approved, it is important to remember that pre-approval is established using your income, assets, debt load, at the time of your pre-approval. If you decide after pre-approval to finance a new vehicle, take on a new credit card, decide to quit your job, or even miss a few bill payments, this will all affect the amount of mortgage... you were pre-approved for, or it can affect your pre-approval all together! Want some more information regarding the pre or post pre-approval process? Contact us today we are always available to help! #stewartmortgage #preapproval #kamloopsmortgage #kamloopsmortgagebroker #firsttimehomebuyer #kamloops

Curious if you qualify for a mortgage? Don't wait - contact us today! #kamloopsmortgage #stewartmortgagecorp #kamloopsmortgagebroker #mortgageapproval #kamloops #firsttimehomebuyer #kamloopshomes #kamloopshomebuyers

So you are ready to buy a house? CONGRATS, what an exciting time! Home ownership is a big accomplishment in your life - but have you considered the all the costs associated with home ownership? If not, that’s okay! We are here to let you know what to expect when buying a home. Of course, your number one priority should be getting pre-approved. Once you are pre-approved you will have peace of mind when heading out with your realtor as you know exactly what you can afford.... There are many factors involved in figuring out the amount of mortgage your will be approved for (ie. income, debt load, assets, down payment). Once we have the necessary information, we can then figure out the maximum mortgage amount you are approved for. But remember, just because you are approved for a certain amount doesn’t mean you should spend that full amount. On top of your monthly mortgage payment you will have to pay property taxes, gas, hydro, city utilities, house insurance, etc. You want to make sure that you can afford all these payments (And more) on top of your monthly mortgage payment. You also have to remember that there will be closing costs to think of, including but not limited too, Property Transfer Tax, lawyer fees, home inspection fees. Ready to take the next step and get pre-approved for a mortgage? Contact us today - we are always available to help! #stewartmortgagecorp #kamloops #kamloopshomebuyers #preapproved #beautifulbc #kamloopshomes #firsttimehomebuyers

Here are some fantastic reasons to use a Mortgage Broker. Thanks, MERIX Financial, for posting this! Are you looking to buy? Need to refinance or renew your existing mortgage? Contact us today - we would love to help!

Are you a First Time Home Buyer? Did you know you can use up to $35,000 from your RRSP Account ($70,000 for a couple) for a down payment? When using money from an RRSP as a down payment, you have 15 years to repay the RRSP as a first time homebuyer. You can repay the entire amount back or pay back what you can each year, as long as the full amount taken out of your RRSP is paid back within 15 years. For more information, click on the link below: https://www.canada.ca//rrsps-re/what-home-buyers-plan.html Are you ready to see what you qualify for? Contact us today!

Have you heard? We added another Jamie to the team! Meet Jamie Scerbo. Born and raised in Kamloops, she knows a lot about Kamloops and its surrounding areas! You can usually find her exploring our beautiful city with her husband, dog and two kids or out at her family's lake house in Lac La Hache! She may be a new Mortgage Broker but she will go the extra mile for our clients. Previously, she worked as a Legal Assistant and a Pharmacy Technician, so she is no stranger ...to hard work and excellent client service! First Time Home Buyer? Need to renew your mortgage? Want to refinance to complete some renovations in your home? Contact us today!! #mortgagebroker #kamloops #mortgage #stewartmortgagecorp #welcometotheteam

Stewart Mortgage Corp. is happy to sponsor the Kamloops Music Collective Whole Note Program again this coming year.

Here is a good post put together by our friends Amanda and Mike Mitchell from Royal LePage Westwin to show what you can get in different parts of Kamloops for around $500,000.

Very proud to support this amazing program in Kamloops. The KISSM drum line sporting our new banner at today's Santa Claus parade.

Big news coming out of Ottawa yesterday. This will impact a lot of buyers going forward on insured mortgages. http://www.financialpost.com//mortgages-real-es/blog.html

Good read on Variable Rate mortgages. http://www.theglobeandmail.com//everythin/article31946694/

Nice to see some more affordable housing projects in Kamloops. This great new development in Campbell Creek has units selling now. Contact Amanda and Mike Mitchell at Royal LePage for more info. If you want to get pre-approved or want to look at what payments would be on one of these units let me know.

Lunchtime assistant at Stewart Mortgage Corp. today. Learning the ropes of the family business early.

We are super excited to announce that our brand new website has just gone live. Please check it out at http://www.stewartmortgage.ca

Stewart Mortgage Corp. is proud to be a silver sponsor in this amazing program launching this fall through the Kamloops Summer School of Music.

Anyone wanting one of our awesome shopping cart keychains send me a PM with your address and I will mail you one free of charge.

We are putting the final touches on our brand new site and will be launching it very soon. Excited for everyone to see it.

Stewart Mortgage Corp. was incorporated on June 30, 1982. We have been serving the Kamloops and surrounding area for 30 Years and look forward to 30 more great years. Look for our Ad in the Kamloops Daily News Real Estate Section Today. I will upload a picture of the ad later this morning.

It is Stewart Mortgage Corp.'s 30th Anniversary, look for our Celebration ad in the Kamloops Daily News Tomorrow in the Real Estate Section.

Stewart Mortgage Corp. will Donate $1 to KISSM for every new follower that Likes their Facebook Page, go and join now and help send a kid to this amazing Summer Music School. http://on.fb.me/MR4Bhg

Round 4 of Mortgage Tightening in the last four years, will these changes affect you? Find out here and feel free to ask me any questions you may have. http://bit.ly/LIOioK

Bank of Canada holds the key overnight interest rate at 1.00% but indicates that rates could be on the rise soon. Full story here http://bit.ly/IEW7E7

Fixed Rates starting to go back down a little bit, Bond yields have dropped down 24bps since they jumped up in the Middle of March.

We still have some great rates available, 3 year fixed @ 2.79% is our current 3 year special.

Good News in the Federal Budget today, as expected the Finance Minister has left the current Mortgage Rules in place, leaving Amortizations up to 30 years and keeping minimum down payments at 5%. Some banks and economists were recommending that they be changed to 25 year maximum amortizations and a minimum of 7 or 10% for down payments. I am pleased to see that the government decided to leave this alone, in my opinion it would not help things, it would hurt the new housing market and push a lot of people out of owning their own home. If they want to reduce household debt they should start concentrating on credit card companies and banks giving out credit cards and unsecured lines of credit and start tightening up their rules.

Bye Bye Penny, it's been nice knowing you. I guess our pockets will be a little less weighed down come this fall as the Federal Government has announced that they will do away with the Penny.

Rates are inching up a bit, there are still some very good deals out there though. Call me to secure a rate hold if you plan on buying or refinancing in the next few months, 250.572.0762

Stewart Mortgage Corp. is now open in our new location, we are still located in the Centennial Building on Seymour St, we are now on the second floor in Unit 201.

Well it is official, after the Bond Yields continually rising, the interest rates are starting to go up. Make sure you lock in a rate hold if you are planning on purchasing or refinancing in the next few months to protect yourself.

Bond yields are at a 19week high today, fixed mortgage rates are controlled by bond yields meaning rates could start going up soon. Call me today to find out how you can secure a low rate for up to 6 months. 250.372.1995.

Stewart Mortgage Corp. is moving on up. We are moving our office to the 2nd floor of our current location. Effective March 26th we will be open in our great new space in unit 201 of the Centennial Building @ 153 Seymour St.

View From Juniper in Beautiful Kamloops, BC.

Bond yields are on the rise, this could trigger the fixed rates to increase anytime now.

Things are definitely tightening up http://business.financialpost.com//cmhc-backing-fewer-loa/

Effective immediately we have a 5 year fixed quick close special @ 3.19%, deal must close within 45 days. Call me at 250.572.0762 for more information.

Bond Yields have gone up by 20bps over the last week so rates are starting to go up a little bit. Our 3.15% special is going up as of tonight but we still have lots of other great rates available. Contact me for more info.

Along with our Amazing 5 year fixed special at 3.15% we also have other amazing rates available, check them all out here http://www.stewartmortgage.ca/get-started#rates

Just announced on this freezing cold day we have an amazing deal, our 5 Year Fixed has dropped to 3.15%, this is a full featured product not like the other one you have seen in the news lately at 2.99%. This product has full 20% pre-payment privileges per year, can go up to 30 year amortization on insured deals and up to a 40 year amortization on conventional deals. Call me at 250-572-0762 or message me if you have any questions or if there is anything that I can help you with and stay warm out there.

Ten Reasons to use a Mortgage Broker http://bit.ly/9GhckC

The Bank of Canada has again maintained the key interest rate at 1% http://business.financialpost.com//2011-gdp-bounce-a-head/

We have a new 3 year rate special @ 2.99%, also we have a 5 year special still available at 3.25%. Great Rates!!!

Still have 5 year fixed at 3.29%, also just announced we have a 7 year fixed @ 3.89%.

Great News To announce on a snowy Winter Day...Our 5 year fixed has dropped down to 3.29%...WHAT A DEAL!!!!!

Great Article on Why to use a Mortgage Broker. http://bit.ly/vTE5Jl

Still some very low rates available, 5 year fixed as low as 3.39%, looking to purchase or re-finance, now might be the right time.

Our 5 year fixed Has dropped to 3.39%, effective midnight tonight.

On par with the Bond Yields dropping earlier this week our 5yr Fixed has dropped down to 3.49%!!!!