Ken Styles- Mortgage Broker
2538 Rozon Rd V0R 2P4 Cobble Hill, BC, Canada

The most Stress-Relieving mortgage: a Home Equity Line of Credit (or HELOC loan). Learn all about it by watching my webinar, and set yourself up for success... more sleep + less stress = a happier you. https://vimeo.com/301717421

The most Stress-Relieving mortgage: a Home Equity Line of Credit (or HELOC loan). Learn all about it by watching my webinar, and set yourself up for success... more sleep + less stress = a happier you. https://vimeo.com/301717421

What do our clients love about having a Mortgage Broker? https://www.stylesmortgage.com/how-you-benefit

Good news for home sellers in most of Canada. The prairies should see improvement this year as well.

We have some great options for our self-employed clients. Check out our website and give me call if you'd like to learn more. https://www.stylesmortgage.com/self-employed

For anyone currently living in a condo or considering purchasing a condo, make sure and pay attention to the insurance. To put a mortgage on the property it must be insurable. https://www.timescolonist.com//condo-smarts-building-s-lac

Good news for home sellers in most of Canada. The prairies should see improvement this year as well.

Experts say very little chance of a rate decrease at the next meeting of the B of C, but don't rule it out for the rest of the year.

Doesn't look like we are getting a rate drop any time soon.

It's still up in the air as to what the Bank of Canada will do with the overnight rate. I'm guessing a drop.

As widely expected. No change in the Bank of Canada rate today.

A word of warning about a tax scam.

As widely expected. No change in the Bank of Canada rate today.

Not only is the COST of borrowing projected to get a little cheaper this year, but QUALIFYING will get a bit easier as well.

7 ways Ken Will Make Your Life Better as Your Mortgage Broker... 1) Things become clear. You tell him your story... your wishes, your problems, your goals, your worries. You may know exactly what you're looking for, or you may not even know what's possible, but he sees the big picture. 2) You get a plan. He tells you all your options, laid out with all the pros and cons. What seemed confusing is now simplified. ... 3) Unbiased advice. You feel so much relief now, knowing that you have an expert on your side, with ONLY YOUR best interest in mind. You appreciate that he works for and is loyal to you (not a bank) and is offering you the best options from all the lenders. 4) You get to relax. You don't have to shop around, research mortgage rules, or advocate for yourself in a confusing market. You get to focus on enjoying life because you know that you have Ken on your side taking care of it all for you. 5) You keep your money...with all these benefits, you still pay nothing for his service. (An exception to this is clients who need to consider alternative lending, where a brokerage fee applies). 6) You don't have to worry about being turned down. It's empowering to realize there are actually hundreds of different lender products, all focusing on different types of business. Ken knows where to take your deal, saving you from that unwelcome anxiety. 7) Informed consent. Everyone deserves it, but only customers working with an Independent Mortgage Broker are actually getting the full picture before making a decision. Ken has saved his clients thousands in payout penalty information alone.

I was talking with a CIBC branch manager today and he was saying how many people don't qualify for a mortgage now. There are two reasons for this: the real estate prices, and the new stress test requirements are making it harder. The good news is, we work with lots of lenders and they don't all have the same rules. If qualifying at the bank is a problem, remember, you have more options.