REMAX Solid Gold Realty Ltd Brokerage Sue From
3 Arthur St. S. N3B 2M4 Elmira, ON, Canada

New Year’s Resolutions for Aspiring Homebuyers This year, many of us have spent more time at home than ever before, and what we need from a home has changed. If you’re thinking about buying a home with a big backyard, a home office, or just a place where you can paint the walls and hang up all your favorite decorations, here are some new year's resolutions for you. Reduce your debt. Your debt-to-income ratio (DTI) will play an important part when lenders determine whether the...y want to issue you a loan. Your DTI is the sum of all your monthly debt payments divided by your gross monthly income. You can improve your DTI by paying off some of your debt before you apply for a mortgage. Improve your credit score. Your credit history and credit score also play a big part in your mortgage approval. The better your score, the better the rate you’ll qualify for, which can save you tens of thousands of dollars over the course of your loan. Start monitoring your credit score now and look for ways to improve your credit score. Save for a down payment and closing costs. There are several low down payment options available, but even a small down payment is typically a few thousand dollars, depending on the cost of your new home. You’ll also have to pay closing costs when you purchase a home. These cover expenses such as title insurance, home inspections, appraisals, etc and could run around 5% of the home price. Start saving now to meet your home ownership[ goals! After you lower your debt, improve your credit score, and save up your down payment and closing costs, you’re ready to get preapproved and find the home of your dreams! When you want to get started, give me a call. I’ll be glad to help. See more

We want to wish you all a happy new year! Trusting you will have much love and prosperity in this new year. #newyear #2020 #celebration #bringon2021 #happynewyear #remax

Congratulations! I can't wait to see what the new owners do with this gorgeous property. #Woolwich #woolwichtownship #westmontrose #grandriver #waterfrontproperty #sold #Remax

Let's remember everyone who fought for our freedom. #freedom #remember #neverforget #remembranceday #momentofsilence #poppy

Curb Appeal Projects to Get Ready for the Holidays Yard decorations are a great tradition, but before you start pulling boxes out of the attic and untangling lights, make sure your home’s exterior looks great to host your holiday vision. Here are some curb appeal projects to consider. Paint your front door. Giving your door a fresh coat of paint or switching to a new color entirely is a quick, easy way to boost your curb appeal and add a splash of color to your home’s exterio...r. Add some colorful flowers. Most people associate flowers with spring, but there are plenty of beautiful fall and winter flowers that can brighten your front yard. Maintain your lawn. Make sure your grass is short, leaves are raked, and any paths are edged with a nice, crisp border. Place some extra lights. Some decorative lights will add a touch of beauty and enhance the safety of your yard as you and your guests are able to navigate more easily! Consider lining the walkway with solar lights or installing some extra lighting on the outside of your home. #home #woolwich #realestate #curbappeal #welcoming

We are so happy for this family who sold as well as the new family who will get to enjoy this wonderful property for years to come. Congratulations to all! #sold #happyclients #sunshine #goodday #remax #elmira #woolwich