Takhi financial services Inc.

***Give Best Gift to Your Child*** #RESP A Registered Education Savings Plan (#RESP) is a government initiative to encourage saving for ed...ucation. A parent, grandparent makes contributions on behalf of a child (the beneficiary), who will eventually use the savings for post-secondary education. RESP Benefits: RESP is a tax-sheltered education savings accounts that can help parents save for their children's education after high school. One of the benefits of RESP comes from the government incentives such as Canada Education Savings Grant (CESG) and Canada Learning Bond (CLB). Another advantage comes from the tax benefits through income split and tax-deferral. Canada Education Savings Grant (CESG) To encourage parents to save for their child's post-secondary education, the government pays a basic CESG of 20% of annual contributions to a maximum CESG of $500 for each child. The government also pays an additional 10% or 20% on the first $500 contributed to a RESP for a child. The additional amount is based on the net family income of the child's primary caregiver. Canada Learning Bond (CLB) The government also provides an additional incentive, the Canada Learning Bond (CLB), to help modest-income families contribute to an RESP. For families entitled to the National Child Benefits (NCB) supplement, the CLB will provide an initial $500 to children born on or after January 1, 2004 when an RESP account is opened. Thereafter the CLB will also pay an additional $100 annually for up to 15 years for each year the family is entitled to the NCB supplement for the child. Tax Benefits Although contributions to an RESP are not tax deductible, the investment growth is tax deferred until the fund is withdrawn. When funds are withdrawn, the contributions are tax free since they have already been taxed. The investment growth is taxed at the recipient’s tax rate. The recipient is typically a post-secondary student and his or her tax rate is usually low due to low income. Therefore tax saving can be achieved. Government incentives and the tax benefits make an RESP an attractive vehicle for saving for a child's post-secondary education. RESP should be incorporated in the overall family tax planning strategy. I WILL BE HAPPY TO ANSWER YOUR QUESTIONS. 416-400-7300

Low Rate Super Visa Medical insurance call 416-400-7300

Looking Life Insurance Agent’s ..or if you want to become Life Insurance Agent Please Call 416-400-7300 (100% Commission based )

Hiring Life Insurance Agent’s ..or if you want to become Life Insurance Agent Plz Call 416-400-7300

Hiring Life Insurance Agent’s ..or if you want to become Life Insurance Agent We can help for more information Please Call 416-400-7300

Celebrating Life Insurance awareness month! Three months premium discount! Any plan Term or Permanent life Insurance Plan! Call me at (905) 598-4689

Critical Illness Insurance pays a lump sum on initial diagnosis of a serious medical problem.You are permitted to keep the money even if you make a full recovery. It can be incorporated into another life insurance policy on a level term or whole of life basis, or as a stand alone policy. Once you have made a critical illness claim it is unlikely that you will be able to get further cover elsewhere in the future. Who Should Consider Critical Illness Insurance? Anyone who wishe...s to be protected against financial concerns resulting from a critical illness: Persons who would like to obtain specific medical treatments; Parents who would have to temporarily leave their jobs to devote themselves to the recovery of their child; Persons who would like to have home nursing care or to go on a trip to assist in their recovery; Business owners or self-employed workers who would have to compensate for the loss of productivity or clients after an illness. Features and Advantages of Critical Illness Insurance: Protect yourself financially against the critical illnesses with a policy that pays you a lump sum of up to $2 Million, tax- free, upon diagnosis. Use the money as you wish: pay off debts, stop working, take a long vacation, early retirement - it's up to you. Critical Illness policies are guaranteed by the largest insurance companies in Canada. Here's the best part: If you stay healthy, you can get back every dollar of premium paid, in full. Critical Illness Insurance provides a payment if you experience a critical illness that is covered under the policy contract. You don't have to be disabled to collect the benefits. Some illnesses which are covered under this are: Heart Attack Stroke Kidney Failure Paraplegia Organ Transplant Alzheimer's disease Blindness & Deafness Multiple Sclerosis Coma Coronary artery bypass graft HIV (medical personnel only) Aortic Surgery Angioplasty Heart valve surgery Loss of sight/speech/hearing Severe burns Cancers that have spread Cancers that have not spread Offering Critical Illness Insurance as part of a benefits plan can help employees protect themselves and their families if they should face a serious illness. Please contact us today for your no-obligation consultation. Call 416-400-7300

Call for Travel Insurance 416-400-7300

Call for more info 416-400-7300

***Give Best Gift to Your Child*** #RESP A Registered Education Savings Plan (#RESP) is a government initiative to encourage saving for education. A parent, grandparent makes contributions on behalf of a child (the beneficiary), who will eventually use the savings for post-secondary education. RESP Benefits: RESP is a tax-sheltered education savings accounts that can help parents save for their children's education after high school. One of the benefits ...of RESP comes from the government incentives such as Canada Education Savings Grant (CESG) and Canada Learning Bond (CLB). Another advantage comes from the tax benefits through income split and tax-deferral. Canada Education Savings Grant (CESG) To encourage parents to save for their child's post-secondary education, the government pays a basic CESG of 20% of annual contributions to a maximum CESG of $500 for each child. The government also pays an additional 10% or 20% on the first $500 contributed to a RESP for a child. The additional amount is based on the net family income of the child's primary caregiver. Canada Learning Bond (CLB) The government also provides an additional incentive, the Canada Learning Bond (CLB), to help modest-income families contribute to an RESP. For families entitled to the National Child Benefits (NCB) supplement, the CLB will provide an initial $500 to children born on or after January 1, 2004 when an RESP account is opened. Thereafter the CLB will also pay an additional $100 annually for up to 15 years for each year the family is entitled to the NCB supplement for the child. Tax Benefits Although contributions to an RESP are not tax deductible, the investment growth is tax deferred until the fund is withdrawn. When funds are withdrawn, the contributions are tax free since they have already been taxed. The investment growth is taxed at the recipient’s tax rate. The recipient is typically a post-secondary student and his or her tax rate is usually low due to low income. Therefore tax saving can be achieved. Government incentives and the tax benefits make an RESP an attractive vehicle for saving for a child's post-secondary education. RESP should be incorporated in the overall family tax planning strategy. I WILL BE HAPPY TO ANSWER YOUR QUESTIONS. 416-400-7300

Super Visa Insurance Call 1-905-598-4689 Citizenship and Immigration authority of Canada has declared that Parents and grandparents will be eligible to apply for super visa". Canadian government introduced the Parent and Grandparent Super Visa, a new type of temporary resident visa which will be valid for up to ten years. The Super Visa allows 'visitors' to reside in Canada for up to two years, without the need to renew their visa. To avail Super Visa you need to have insu...rance from a Canadian Insurance company This Super Visa has brought a great opportunity for those who aspire to reunite with their parents or grandparents. Here to get a Super Visa, the applicants have to meet the minimum income requirement and should undertake the responsibility of purchasing private Canadian health insurance during their stay in Canada. This Super Visa plan lowers the fees required for the application, making it a simple process to come to Canada on short notice - and allows permanent resident visa applicants now waiting for processing to come to Canada after only a short super visa application process. It is must that Applicants have to obtain private Canadian health insurance during their stay. One should choose a policy that will give them sufficient coverage. A basic plan should cover each parent up to $100,000 CAD and should include benefits such as ambulance expenses, laboratory tests, doctor bills and public hospital rooms. Applicants must submit proof "that you are holding a private medical insurance which is valid for a minimum of one year from a Canadian insurance company The applicant who has taken up medical insurance should covers health care, hospitalization and repatriation provide a minimum coverage of $100,000 CAD and is valid for each entry to Canada and available for review by a port of entry officer. How Can We Help You Select The Best Super Visa insurance Plan ? SAVE UPTO 45% (with deductible) Guaranteed 100% Refund of Premium, if visa denied Excellent service and affordable rates Market research done for you at just one phone call We provide free consultation to provide plans as per a client’s need. We ask specific health related questions to help you find the most suitable super visa insurance plan. We guarantee you to offer the plans according to your health and your affordability. We research the latest prices in the market and provide you excellent service. Travel Insurance is very important because: Many health services outside Canada cost much more than coverage by OHIP. You are responsible for any difference in cost. Some health services are not insured by the ministry. You will have to pay the full costs for these services. An accident can happen to anyone, even during a very short business or recreational trip. Extra insurance should be purchased before you leave Ontario. Ask an insurance broker or insurance company for further explanation. 905-598-4689

NON- MEDICAL INSURANCE "People always imagine disaster will strike somewhere else and their good health will last forever. But a few years ago, I suffered a mild stroke and have been on medication ever since. It isn’t that many pills, but I still have to take them...and of course go for regular routine check-ups at the hospital." "I get tired more quickly when I read or try to concentrate, but I function normally and my memory is fairly good. However, I am finding it very dif...Continue reading