Tara Williams WFG
410-1708 Dolphin Ave V1Y9S4 Kelowna, BC, Canada

Hola!! I hope this message finds you well. There is something I would like to share with you. It would take 20 -30 minutes. If you are available and or intrigued please PM me:)

The news around COVID-19 is continuing to evolve, and so are lenders. Mortgage Lenders are prepared to help your clients find a solution to meet their needs. The lenders along with the mortgage default insurers (CMHC/Canada Guaranty/Genworth), are working directly with customers needing financial relief by "skipping a payment" or deferring payments for up to 6 months. Currently this is a case by case basis. Clients should not currently be in default, and have been affected by... Covid-19. Below are the contact numbers for many of the lenders we use. If you or your clients are affected please have them reach out directly to their lender. For those who are self employed, or run small businesses there is going to be funds available through loans at the BDC (Business Development Bank of Canada) as well, however, there is currently some controversy on exactly what interest rates they will be loaning those funds at. To find information you can contact the BDC directly at 1-877-232-2269 or at BDC.ca

The Canada Pension cheque is now (or soon will be) referred to as a "Federal Benefit Payment?" I'll be part of the one percent to forward this. I am forwarding it because it touches a nerve in me, and I hope it will in you. Please keep passing it on until everyone in our country has read it. The government is now referring to our Canada Pension checks as a "Federal Benefit Payment." This isn't a benefit. It is our money paid out of our earned income! Not only did we all contr...ibute to our pension but our employers did too. It totalled 15% of our income before taxes. If you averaged $30K per year over your working life, that's close to $180,000 invested in pension. If you calculate the future value of your monthly investment in a pension ($375/month, including both you and your employers contributions) at a meagre 1% interest rate compounded monthly, after 40 years of working you'd have more than $1.3+ million dollars saved! This is your personal investment. Upon retirement, if you took out only 3% per year, you'd receive $39,318 per year, or $3,277 per month. That's almost three times more than today's average Old Age Pension benefit of $1,230 per month. And your retirement fund would last more than 33 years (until you're 98 if you retire at age 65)! I can only imagine how much better most average-income people could live in retirement if our government had just invested our money in low-risk interest-earning accounts. Instead, the folks in Ottawa pulled off a bigger "Ponzi scheme" than Bernie Mad off ever did. They took our money and used it elsewhere. They forgot (oh yes, they knew) that it was OUR money they were taking. They didn't have a referendum to ask us if we wanted to lend the money to them. And they didn't pay interest on the debt they assumed. And recently they've told us that the money won't support us for very much longer. But is it our fault they misused our investments? And now, to add insult to injury, they're calling it a "benefit", as if we never worked to earn every penny of it. Just because they borrowed the money doesn't mean that our investments were a charity! Let's take a stand. We have earned our right to our pensions. Demand that our MP's bring some sense into our government. Find a way to keep Canada Pension going for the sake of that 92% of our population who need it. Then call it what it is: Our Earned Retirement Income. 99% of people won't SHARE this. Will you? See more