Tashi Tsering Mortgage Agent

Happy New Year 2021! Feels different but stay home to prevent spread of the virus. #HappyNewYear2021 #homesweethome #stayhome

Find your own way #mondaymindset #mortgage #mondaymotivation #entrepreneur

This Holiday season looks a little different this year, but that doesn't mean you can’t get into the festive spirit! Wishing you and yours a very Merry Cristmas. #whitechristmas2020 #holidayseason #holiday2020

We all have to start somewhere. Great things don’t come on their own. You need to chase them. If you dare to start, you’ll definitely finish! Go for it! #MindsetMonday #workhardstayhumble #MortgageAgent

Did you know? Less than 20% down payment requires lenders default insurance. It’s the law. CMHC, Genworth and Canada Guaranty are Canadian insurers. The insurance cost homebuyers 2.80% - 4.00% of their mortgage amount. They protect the lender so YOU get a lower interest rate. The maximum amortization is 25 years of insured mortgage. Mortgage default insurance is not available for home purchased for more than $1 million, which means that a 20% down payment is required. #Happyfriday #FridayFacts #holidayseason #homeownership #mortgagetips

Are you ready for home ownership? Probably more than you think. Download My Mortgage Toolbox app; https://dlcapp.ca/app/tashi-tsering (FREE via Google Play and the Apple store) can show you just how ready! It can help determine total cost of ownership and your down payment, plus estimate closing costs and stress test results. #MortgageTips