Tayla Wonitowy, CFP

Saving for emergencies is such an important part of your financial well-being that it should be on the top of your New Year's Resolutions list! 2020 was the perfect example of why having an emergency stash is so important. Many Canadians had reduced or lost their income and didn't have an emergency fund in place to rely on. Working with a CFP to ensure your financial plans aren't derailed will make a huge difference in your financial well-being.... Make this resolution a priority and DMbfor more info!! #financialplanning #certifiedfinancialplanner #financialfreedom #financialplanner #financialadvice #financialadvisor #emergency #planforsuccess #planahead #womeninbusiness #womenwithvision #womeninfinance #financetips #resolutions #2021#2021goals #womenempowerment #womenhelpingwomen #women See more

A big reason why people might put off contributing to their savings is because they think it will change their lifestyle...but that couldn't be further from the truth! Making regular contributions towards your retirement and other savings goals should be a normal part of your life. In fact, financial experts recommend setting aside 10% of your gross income for your overall personal financial planning. So while saving should be worked into your budget, it shouldn't chang...e your lifestyle, it should be a part of your lifestyle. #newyearresolution #newyearnewyou #newyear #2021 #2021goals #financetips #financialadvice #financialplanner #financialplanning #personalfinance #advice #financetips #moneytips #moneymanagement #budgeting #budget #savingsgoals #savings #savingmoney #financialfreedom See more

You've spent the past few months, even years saving up for your big ticket item and finally made the purchase, congratulations! You have your new home, your new car, new fridge, new computer, whatever that item is. Now, back to the beginning, starting to save all over again. This is a popular topic with many of my clients, how to balance payments for a new item while continuing to save.... The key to rebuilding your savings after making a big purchase is to make sure you've done your homework beforehand and have your budget in place. Ensuring you can handle monthly payments for your new item along with your usual savings contribution will keep you on a smooth road to growing your savings again. Need tips for growing your savings? DM for more info! #savingsgoals #savingsplan #save #savemoney #moneytips #moneytalk #money #moneygoals #goals #budgeting #goalsetting #newyearsresolution #2021goals #2021 #personalfinance #personalgoals #financetips #financialadvisor #financialadvice #financialplanning See more

I asked my millennial clients what their #1 goal for their personal finances was this year and this was the most popular reply. Is it strange that in school we're taught crazy math problems and the anatomy of an atom, but not a basic understanding of how to budget? If we could learn from a young age the importance of personal cash inflows and outflows, we would be setting our selves up for a future with less bad debt and more savings.... But if this isn't taught in school, then where can you learn it? It's never too late to sit down with your CFP and go over the basics of a good budget. Whether a millennial, a gen X-er or a baby boomer, having the skills to manage a budget is important at any point in your life. Looking for tips or advice on how to improve your personal financial game? DM or comment below for a free chat #financialplanning #certifiedfinancialplanner #financialplanner #financetips #financialfreedom #newyear #newyearsresolution #newyearnewme #newyearnewyou #newyearsgoals #2021goals #2021 #personalgoals #goalsetting #personalfinance #financialadvice #financialadvisor #financialfuture #advice #mama #momgoals See more

We can all agree that last year was not the year we'd hoped for. So let's leave 2020 behind and look ahead to a year filled with positivity, success and reaching out goals! What are your financial New Year's resolutions for 2021? Drop a comment below and tell me your big plans for the year!... #newyear #newyearsresolution #2021 #2021goals #goals #financialplanning #personalgoals #personalfinance #bossbabes #bossbabesociety #momgoals #mom #mombusiness #womenwithvision #womeninbusiness #womeninfinance See more

November is Financial Literacy month Having a strong financial foundation will set you up for success in all other aspects of your life. When you learn how to understand and properly manage your finances, you're strengthening your basic life skills: how to save... how to reduce or avoid debt how to invest With these skills in order, your money will start working FOR you! #financialliteracy #personalgoals #personalfinance #financialfreedom #financetips #financialplanner #financialplanning #financialadvisor #financialfuture #goalsetters #goals #womenwithvision #womanownedbusiness #womeninbusiness #womeninbiz #women #girlpower #femaleempowerment #femaleentrepreneur #fempreneur See more

November is Financial Literacy month There are few things in our lives that can have such a powerful impact as our finances. Whether budgeting for groceries, saving for a down payment or paying off a student loan, every decision we make is affected by our finances and how we understand them.... So why not give yourself a solid foundation of your own situation by speaking with a CFP? How would your grade your own understanding of your finances? #financialliteracy #personalfinance #goals #goalsetting #goalsetters #womenwithvision #womenempowerment #womeninbusiness #womeninbiz #business #businessowner #personalgoals #girlbosslife #girlboss #girlgang #educationispower #knowledgeispower #knowledge #financetips #financialfreedom #financegoals See more

November 11, 1918. The day WWI ended and the lives of future generations changed forever. Today we take a moment to step back and reflect on how blessed we are to live in a country and time where we can enjoy simple things like Wifi, taking the dog out for a walk, even getting groceries without worrying about our safety or our lives.... Because someone else selflessly chose to fight for our freedom. And we continue to enjoy these things because someone else continues to fight. Take time today to show your respect to those soldiers, the past, the present and the fallen, for what they gave and continue to give so we can enjoy our freedom without fear. #remembranceday #lestweforget #november11 #poppy #war #soldiers #supportourtroops #veteran #veteransday #remember See more

It's true! Knowing your financial picture and how money works is a skill you'll use everyday, just like driving or cooking. So it's important to have a solid understanding of your personal finances. And who better to help you understand that, than a CFP?! #financialliteracy #knowledgeispower #knowledge #educationispower #educateyourself #financetips #financialfuture #financialadvice #advice #advisor #truth #moneygoals #personalgoals #personalfinance #womenempowerment #womeninbusiness #financialplanner #financialplanning #financialadvisor #financialfuture

Why is this scary? It's easy to get lost in the excitement of buying something new - a house, a car, a tv... But making a big purchase before working out a budget can lead to major stress when you realize your monthly payments are more than you can afford.... Don't get stuck in this scary situation! Always calculate how the payments will fit into your budget and if it will be sustainable for the entire term of the debt. #halloween #halloween2020 #spooky #spookyseason #scary #scaryfacts #frightnight #personalfinance #financetips #finances #finances #financialplanning #debt #budget #budgeting #october31 #october See more