Tell me Mortgage

Got questions about deferring payments on various forms of credit (not just mortgages)? Recognized credit expert and author Richard Moxley chimes in on this video interview.

Thanks Cari Rochford of Royal LePage Vernon Armstrong for this surprise gift that made my day! I’ve always said the best realtors know a nice mug when they see one (the coffee mug, of course! ) #okanagan #royallepage #mortgagebroker

Worried about keeping the shelter you have? There are programs to help renters and mortgage holders. Buying in the COVID-19 market? Things to consider.

COVID-19 Mortgage Payment Relief In response to economic challenges relating to the COVID-19 pandemic, most lenders have launched programs to help ease the pressure of mortgage obligations for homeowners affected by income loss. For your convenience, here is a list of lender customer support contact info. Be prepared for extended wait times and please be patient with the agents who are working long hours to help those in need.... https://tellmemortgage.ca//covid-19-mortgage-relief-lende/

Do You Think the B20 Mortgage Stress Test has been Good or Bad for BC and Why?

Thanks Cari Rochford of Royal LePage Vernon Armstrong for this surprise gift that made my day! Ive always said the best realtors know a nice mug when they see one (the coffee mug, of course! ) #okanagan #royallepage #mortgagebroker

Tim Osborn presented with CMHC Laura Kershaw to the enthusiastic team at Royal LePage Downtown realty. A Mortgage Broker is your One-Stop Shop for maximum qualification options to help you buy your next property. #royallepage #broker #cmhc #mortgagelending #mortgages

Hurry to AVOID the "stress test" / B-20 rules and get the max funds for your purchase, refinance, or build! Another of the few remaining lenders qualifying at contract rate just announced they will be implementing the stress test. Call today! Tim @ 250-550-8272

Ready to Build your Okanagan Dream Home? Financing for this project arranged by Tim at TellMeMortgage.ca. Great rates + no stress test = max funds! (250) 550-8272 Contracting services were provided by CJL Homes Ltd (250) 309-4464

Building your Okanagan Dream Home? Financing for this project arranged by Tim at TellMeMortgage.ca. Great rates + no stress test = max funds! (250) 550-8272 Contracting services were provided by MK Higgs Residential Construction (250) 307-8090.

Don't buy that... yet! Here's how other debt affects your max mortgage.

With mortgage rate wars heating up, is a fixed or variable rate best for you?

You can still BYPASS the STRESS TEST even though Bank of Canada raised the benchmark rate again.

I met Darren Hardy this week, author of The Compound Effect and former publisher and editor of Success Magazine. His book and presentation are great reminders of the compounding effect of small, incremental changes to achieve goals in all aspects of life - spiritual, personal, family, financial, etc. Theres no magic. Its just good-old-fashioned-take-ownership-of-your-decisions to make better choices, right now. What are you waiting for?

Getting a mortgage while meeting spousal support obligations.

Beat the Stress Test for Maximum Mortgage while you still can!

Last chance to apply for down payment assistance is March 31, 2018. Don't miss the bus if want to keep this option open!

Amortization is the length of time if takes you to pay off your entire mortgage. Did you know that sometimes longer is smarter... even profitable?

What is your favourite app for budgeting and why do you like it?

Be Mortgage Free Faster! Tips for your next mortgage.

Will a Fixed or Variable rate mortgage best serve your needs? Check out this VIDEO. What is the most important factor in your decision?

First Time Home Buyers can harness RRSP power to help boost their downpayment, but need to act before March.1! Does the timing work with your plans to enter the market?

Rates are Going Up. What does it mean and what adjustments may be required to your lifestyle?

New Solar Power Roof System lets you "Go Green" with Style! Brilliant Idea.

New housing policies are coming into effect leaving many Canadians unclear about how their finances have been affected. This article and downloadable Fact Sheet clear the fog on the new regulations.

How efficient is your current home or next construction? Will incentives help offset the "growing pains" of "going green"?

Do you or someone you know have questions about the new mortgage rules? Here's a brief summary of High Ratio Change for Canadian Borrowers.

What's more important than mortgage rate?

Check out the new website! www.tellmemortgage.ca

Will Vernon be the next best stop? You bet it will.