Billyard Insurance Group
106-1055 Canadian Place L4W0C2 Mississauga, ON, Canada

If the instability of our current situation has taught us anything, it’s that we must be prepared for financial emergencies. We have no idea how long COVID-19 will continue to impact our jobs, our economy, and our lives, but no matter where you’re at, you CAN be financially prepared! Here are some goals to help you become financially secure in the days ahead. Pay off high-interest consumer debt ASAP. Talk to your bank about debt relief programs or look for a low-interest c...redit option that offers a balance transfer, making your debt more manageable. Find a low-interest option for borrowing such as a low-interest credit card or line of credit. Use this ONLY as an emergency safety net. Plan a crisis budget to know where you can cut back in hard times. You may have to adjust your lifestyle by prioritizing fixed expenses, savings second, and extra indulgences last. Get back on track with your savings ASAP. With the magic of compound interest, even saving a tiny amount of $25 per week can help soften the blow of unplanned expenses in the future. Remember your long-term plan for investments. The markets took a hit, but they will recover, so keep investing if it’s within your means to do so. You may also consider adjusting your risk tolerance. If you have questions about budgeting or investments, our financial team at BIG would be happy to help you get back on track with your financial plan! Visit our website or give us a call for more details. #financialadvice #financialliteracymonth #thinkBIG

Business owners greatly influence the culture of their business. Maybe you’ve started up a new business, or you’ve stepped into a senior leadership role and there are some things you’d change. Navigating a culture change at work takes time and patience. As you spearhead a culture shift at your business, remember employees usually need more time and support to get there because of the uncertainty it brings. Here are some things to keep in mind as you prepare to adjust your wor...kplace culture. 1. Understand the current culture from the perspective of the employee BEFORE you change things. Be a listener and learner, build trust with your employee base before assessing and implementing changes. 2. Envision your new work culture. Write down specific details of your vision whether behavioural, environmental or physical. 3. Clearly communicate your vision and expectations. People will especially resist change when they do not understand why. Cast the vision so that your staff can see it will be worth it. 4. Accept the phases of changes. You will get pushback, so do your best to be compassionate and understanding in your approach. Leadership must be united in response to hold firm to the changes while being kind. 5. Celebrate the small successes, motivating your team to see the process through. 6. Talk to your insurance broker about changes you make (company size, changes in products, property renovations, etc.) While you envision change, think through the whole process before you begin. It can be draining and confusing to manage through a culture shift, so being prepared will keep you motivated to continue moving toward your vision. #thinkBIG #businessowners #cultureshift

BIG is wishing you and your loved ones a Happy Diwali! #happydiwali #celebratediwali

If you've seen National Lampoon's Christmas Vacation or Home Alone, you likely have a sense of what could go wrong during the holiday season. While you put up your twinkly lights, decorate your Christmas tree, find the perfect gifts, and plan your (safe) holiday parties, enjoy the season worry-free by reviewing your property insurance policy and following these holiday decorating home safety tips on our latest blog. https://www.thebig.ca/blog/title/home-safety-tips #thinkBIG #holidayseason #holidaydecorations

#MeetTeamBIGMIE Please welcome Bianca to our team at Billyard Mississauga East Bianca is a new broker with us, and has been a broker for almost a year now. She enjoys connecting with clients and helping them find policies that most suit their needs. She also knew she’d work in insurance because of her immense passion for cars. If Bianca is not in the office working hard, she’s either working on her Lexus or jamming out to her sweet vintage records. Call Bianca for a quote at 647-226-4401 or email her at [email protected]