The Home Mortgage Centre
107 LeMarchant Road A1C 2H1 St. John's, Newfoundland and Labrador, NL, Canada

Happy Thanksgiving from everyone at Home Mortgage Centre! #Thanksgiving

A lender determines property value by either accessing an automated property evaluation system, or ordering a full appraisal based on previous sales on similar properties. Talk to a local MCC agent today www.homemortgagecentre.ca #mcc #mortgageinformation #mortgagecentrecanada

The Importance of a Mortgage Broker Buying a home is an extremely exciting and fulfilling adventure, but before you get started, contact one of our professionals to discuss important things you need to know before you buy a home. www.homemortgagecentre.ca #mcc #mortgageinformation #mortgageindustry #mortgagecentrecanada

Whether you are planning a major home renovation or a just small project, connect with your Home Mortgage Centre agent to discuss funding options! www.homemortgagecentre.ca . . . #mcc #mortgageinformation #mortgageindustry #mortgagecentrecanada

GREAT NEWS The drop from 4.94% to 4.79% means you now have increased borrowing power. Contact your local Mortgage Centre agent today! www.homemortgagecentre.ca . . #mcc #mortgage #mortgageadvice #realestate

Retirement is a time for celebration but its also a time for reflection on your finances, especially if you are carrying a mortgage into retirement with you. Contact your MCC agent to discuss any questions you may have. www.homemortgagecentre.ca

Its easy to get overwhelmed when thinking about your finances. No need to worry - were here for you every step of the way! Talk to a local Mortgage Centre specialist www. homemortgagecnetre.ca . . #mcc #mortgageinformation #mortgageindustry #homemortgagecentre

For many years, travel across Newfoundland meant a trip on the train, known to one and all as the Newfie Bullet. Today in 1969, the Bullet took its last ride. Grab a seat and check out this report from our archives.

Happy Canada Day from your Mortgage Centre family. Have fun and stay safe! #happycanadaday #canada #summer

One of the most asked mortgage questions! Choosing a mortgage depends on what makes sense for you and your situation. Contact your local MCC agent to discuss your options today. www.homemortgagecentre.ca . . #mcc #mortgageinformation #mortgageindustry #mortgagecentrecanada

We are very pleased the Home Mortgage Centre/ Advantage Financial has been nominated for Regional Brokerage of the Year (Atlantic) for the 2020 Canadian Mortgage Awards of Excellence! Congratulations to all nominees! https://www.mortgageawards.org/2020-finalists/#Atlantic

Did you know there are multiple insurers for insurance backed mortgages? To understand all of your options and the difference in lending policies, contact us to discuss your unique situation today! Effective July 1st, CMHC made changes to their lending policies that could reduce your borrowing power. Did you know there are two other insurers who did NOT implement these rules? Contact your local MCC agent.... www.homemortagecentre.ca #mcc #mortgage #mortgageadvice #househunting #realestate

Did you know your MCC agent can pre-qualify you in 60 seconds? Share exclusive rates, customized reports to help you when house hunting? Build scenarios with payment options to see if it fits your lifestyle? Your MCC agent can do all this and more for you but so can you. Download the MCC Home Centre App in the Apple App Store or Google Play. Arm yourself with the right financial information to make the right decision. www.homemortagecentre.ca... #mcc #mcchomecentreapp #mortgage #prequalify #firsttimehomebuyer

Breaking News! CMHC has just announced some modified rules that could potentially make it more difficult for homeownership. If a real estate purchase is in your immediate future, take note and stay tuned for further updates. www.homemortgagecentre.ca

The newest podcast is out explaining: How a Reverse Mortgage Works! Available on Spotify Canada and Apple Music or go to podcast.mortgagecentre.com... Still have questions? Contact your local MCC agent go to www.homemortgagecentre.ca #REVERSEMORTGAGE #realestate #mortgageadvice #mcc #retirement

Is a closed mortgage right for you? This type of mortgage is a bit more restrictive which is why they generally have a lower rate. If you think you may need to break your mortgage early due to lifes big events, or if you plan on selling your home, a closed mortgage may not be right for you. Talk to a local MCC agent at www.homemortgagecentre.ca . . . #tiptuesday #mcc #mortgageinformation #mortgageindustry #mortgagecentrecanada

Your local MCC agent can help you from the comfort of your home. If you need to sign documents or need advice on your current mortgage, no need to meet in person. We are equipped to help you online or by phone. To find an agent, go to www.homemortgagecentre.ca #mcc #mortgage #mortgageadvice #realestate #remotehelp

Happy Mothers Day to all the mothers, stepmothers, moms to be, those wanting to be moms and moms of pets. Thank you for all that you do. #mothersday #mom #thankyou

All student loan borrowers will automatically have their loan repayments and interest suspended until September 30, 2020. Students do not need to apply for the repayment pause. For more intormattion: https://www.mortgagecentre.com/covid-19 #mcc #stayathome #flattenthecurve #studentloans

Happy Easter. Stay safe! #happyeaster #easterbunny #flattenthecurve #stayathome

Canada Emergency Response Benefit (CERB) The government will provide a taxable benefit of $2000 a month for up to 4 months to eligible workers who have lost their income due to COVID-19. There are two ways to apply: Online:... https://www.canada.ca//s/benefits/ei/cerb-application.html Over the phone with an automated phone service: 1-800-959-2019 or 1-800-959-2041 #stayhome #flattenthecurve #mcc

GREAT NEWS! The benchmark rate (a.k.a. minimum stress test rate) has decreased from 5.19% to 5.04%. This will boost the mortgage amount typical borrowers can qualify for. The drop means you can borrow on average $10,000 more than you could previously! Contact us today! www.homemortgagecentre.ca

The Government will be providing an extra $300 per child through the Canada Child Benefit (CCB) for 2019-20. This will mean approximately $550 more for the average family. This benefit will be delivered as part of the scheduled CCB payment in May. Those who already receive the Canada Child Benefit do not need to re-apply. For more information: https://www.mortgagecentre.com/covid-19... #childtaxbenefit #flattenthecurve #stayathome

An update to a previous post on providing small business with wage subsidies. Up to 75 per cent wage subsidy for qualifying businesses, up to 3 months, retroactive to March 15, 2020. More details on eligibility criteria will be shared before month end. For more information: https://www.mortgagecentre.com/covid-19 #mcc #stayhome #wagesubsidy #flattenthecurve

Providing small business with wage subsidies To support businesses that are facing revenue losses and to help prevent lay-offs, the government is proposing to provide eligible small employers a temporary wage subsidy for a period of three months. The subsidy will be equal to 10% of remuneration paid during that period, up to a maximum subsidy of $1,375 per employee and $25,000 per employer. Businesses will be able to benefit immediately from this support by reducing their rem...ittances of income tax withheld on/ their employees remuneration. Employers benefiting from this measure will include corporations eligible for the small business deduction, as well as non-profit organizations and charities. We are monitoring all government announcements that may affect your finances. Check back regularly here: https://www.mortgagecentre.com/covid-19 Please connect with one of our mortgage professionals to assist you in any questions you may have - https://www.homemortgagecentre.ca #mcc #stayhome #flattenthecurve

We are monitoring all government announcements that may affect your finances. Check back regularly here: https://www.mortgagecentre.com/covid-19 Please connect with one of our mortgage professionals to assist you in any questions you may have - https://www.homemortgagecentre.ca #mcc #stayhome #flattenthecurve

COVID-19 UPDATES AND WHAT HOMEOWNERS NEED TO KNOW

If youre moving and you already have a great rate on your mortgage, you may want to bring your great rate and your mortgage with you to your new home. Interested in learning more about a portable mortgage? Contact your local Home Mortgage Centre agent today! www.homemortgagecentre.ca #mortgagetermtuesday #mcc #mortgageinformation

What does this mean for you? Good news for First-Time-Home-Buyers. More changes to come, stay tuned. Go to www.homemortgagecentre.ca and talk to your local MCC agent to find out more. #stresstest #benchmark #mortgage #realestate

Our Mortgage Specialist on Duty this week is David Hynes: The Home Mortgage Centre. Give David a call for any mortgage related questions you may have 709-739-6400 or toll free 1-888-587-2468

Roses are red Violets are blue, getting you the BEST Mortgage is what we do! Happy Valentines Day from your favorite Mortgage Brokers at the Mortgage Centre.

We are back in the office and ready for your mortgage needs! Our Mortgage Specialist on Duty this week is Brad Payne - Mortgage Broker. Give Brad a call for any mortgage related questions you may have 709-739-6400 or toll free 1-888-587-2468.

Our Mortgage Specialist on Duty this week is Carrie Furey. Give Carrie a call for any mortgage related questions you may have 709-739-6400 or toll free 1-888-587-2468.

May the holiday season fill your home with joy, your heart with love, and your life with laughter. Happy Holidays from everyone at the Home Mortgage Centre!

All of us at the Home Mortgage Centre would like to send out a big congratulations to Jason Hopkins Mortgage Broker for earning the prestigious Reg Moores Memorial Broker of the Year Award for 2019! Well done Jason! We are very proud of you!

The length of time of your mortgage contract. A fixed mortgage is traditionally 5 years. Hey find out more, talk to your local MCC agent www.homemortgagecentre.ca #tiptuesday #mcc #mortgageinformation #realestate

On the 11th hour of the 11th day of the 11th month. For those who leave never to return. For those who return but are never the same. We remember.

If you have ever wondered why choosing a Mortgage Broker is the best mortgage solution...

Happy Halloween. No need to be scared about getting a mortgage pre-approval. Talk to your friendly Mortgage Professional. I promise not to spook you with high rates!!

Mortgage Default Insurance. Required for mortgage loans with less than 20% down. Available through Genworth Canada, Canadian Mortgage Housing Corp. (CMHC) and Canada Guarantee. Default Insurance protects the lender in case you are unable to fulfill your financial obligations on your mortgage. To find out more, talk to a local MCC agent.