Agent Thusith

Thanks goes to all my clients,friends & family for the continuous trust on me...

Mortgage rule changes: CMHC tightens requirements for homebuyers Qualifying for a mortgage is about to get harder for anyone who doesn’t have at least a 20 per ...cent down payment for a home, which is likely to have an outsized effect on first-time buyers. Canada Mortgage and Housing Corporation (CMHC) is tightening its rules to qualify for an insured mortgage. At least one applicant’s credit scores will need to be 680, up from the previous minimum of 600. To ensure borrowers can keep up with payments, maximum total debt service ratios will be lowered from 44 to 42. Gross debt service ratio drops from 39 to 35. CMHC is also suspending refinancing for multi-unit mortgage insurance, unless the money is being used for repairs or reinvestment in housing. The changes are effective July 1, 2020. CMHC also said home prices could fall between 9 per cent to 18 per cent in the next 12 months.

FOR ALL SCOTIA BANK CLIENTS........ As the call center has been receiving an extremely high number of calls over the last week, the link below may result in a q...uicker response for any clients inquiring about payment deferrals. https://www.scotiabank.com//s/mortgage-payment-relief.html

FYI Advice from Sean Morrison - Ontario Real Estate Asso.- President

The Mortgage world is changing rapidly.We are adapting to the challenges but conditions can change.Please plan ahead and plan accordingly 05 THINGS TO CONSIDER ...IF YOU ARE ARRANGING FINANCING DURING COVID - 19 Down Payment: If your down payment is held in investments, RRSP’s, mutual funds, etc., it’s best to double check the current market value of these accounts to make sure you have sufficient funds for your planned down payment. A lot of portfolios have been impacted by the current state of the economy and financial markets. Appraisals & Inspections: Please double check beforehand that the appraiser and home inspector is able/willing to visit the property. Subject to financing: Lenders are dealing with high volumes of mortgage applications and are experiencing unprecedented delays due to staffing, appraisals, etc. As such the approval process is taking longer and needs to be adjusted for by you Check with us first and we’ll advise based on the current turnaround times. Income documentation: It’s imperative that you gather the required income documents in a timely manner. Employers and employees are facing significant challenges right now and job loss or temporary shutdowns are rampant Lawyers/Notaries: This part of the process, unfortunately, has to be face to face. As such, they will not be able to take on as many deals and will take longer to process the existing ones. Please be mindful of this as they are working hard and do not have the option to work remotely.

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FOR SALE Listing Price : $ 849,000 http://www.44Angora.com Beautiful Well-Maintained Family Home in Prime Woburn... Area! Updated Throughout With A Great Layout!Freshly Painted. Bright & Open Living & Dining Area With Hardwood Floors & Large Windows. 3 Bedrooms upstairs & Modern Eat-in Kitchen With Quartz Countertops & Gas Stove.Walk Out to Deck/Backyard from Kitchen.Separate Side Entrance To 2 Bedroom Basement Apartment With Kitchen .Close To Public Transit, Shopping,Schools, Parks & Scarborough Golf Club. FOR MORE INFORMATION CALL 416 616 2402

MERCURY TAX - AJAX OFFICE IS OPEN FOR SERVICE... Location : 1801, Harwood Ave N, Unit 4, Ajax, ON, L1T 0K8 Open Hrs : Tuesday - Friday : 2pm - 8pm ... Saturday : 9am - 6pm Sunday : By Appointments Contact : Thusith/Sanjee - 905-218-3710 - 416 -500-5830 See more

Congratulations to all our Top Real Estate Sales Professionals! It was a fun and exciting 2019 Spring Kickoff and Awards Presentation Event! Chiyoko Kakino our ...Vice President of Marketing at CENTURY 21 CANADA unveiled all about our game-changing technology, our innovative lead generation tools, our revitalized brand, and state of the art marketing, our local and global referral network, our training and development programs, and much more! We want to thank our clients, our partners, our Century 21 Canada family, our resilient real estate sales professionals, our hard-working support staff, the Red Rose Convention Centre team, Martin Charlwood, Vise Chairman, CEO of CENTURY 21 CANADA, Chiyoko Kakino, Vice President of Marketing of CENTURY 21 CANADA, Rick Sergison, Broker, Real Estate Coach, as well our sponsors Marlon Fernando and SR Legal Professional Corporation for these and many great accomplishments thus far! CENTURY 21 Green Realty Inc., Brokerage* has the tools, leadership, support, training, etc. that can help you increase your income well over 6 figures and more! To schedule your 1-on-1 confidential meeting with our Broker, Business Development Manager Natalie Forde call 905-565-9565. All Agents/Realtors are welcome! To register call our Broker, Business Development Manager Natalie Forde directly at 905-565-9565. #WHYC21GREEN #WEAREGROWING #WEAREHIRING #CENTURY21GREEN #WHYCENTURY21GREEN #ICHOOSEC21GREEN #IAMC21GREEN #REALESTATEAGENTS #REALESTATE #MISSISSAUGA #BRAMPTON #MILTON #ONTARIO #REALTOR #REALTORS #SPRING #KICKOFF #AWARDS #PRESENTATION

HOUSE FOR SALE IN AJAX - BAYLY & SHOAL POINT $ 549,000 CALL ME FOR MORE INFORMATION : 416-616-2402... Conveniently Located Beautiful 3 Bedroom 3 Washroom Town home By the Lake In Ajax, With An Open Concept Living And Dining Room with Spacious Eat In Kitchen. recreational Room In Basement with access To The BackYard. Entry To Garage & Laundry Room. Close to Both Ajax & Whitby Go Stations, Public Transit,Hospital Shopping & Hwy 401 & 412. Minutes to Waterfront Trails & Park. Well Maintained Home In a Family Friendly Community.

HOUSE FOR SALE VICTORIA PARK & LAWRENCE VISIT WWW.16BELMORE.COM ... CALL ME FOR MORE INFORMATION - 416-616-2402 Brick Bungalow In A Fabulous Neighbourhood. Brighter & Airy Home With Beautiful 3 Bdrms In The Main Level & Large Windows. Finished Basement W/ Separate Side Entrance. Two Bedrooms, Kitchen, Washroom & Storage. Rarely Offered 42*120 Ft Deep Lot W/ Backyard Access Through Garage. Steps To Ttc, Shopping, 401 & Dvp, Minutes To Downtown Core & Walking Distance To Wexford Collegiate School Of The Arts. Extras: Existing Fridge, Stove, Washer,Dryer, Central Air, Furnace, All Elf's, All Window Coverings, Central Vacuum.

TOWN HOUSE FOR LEASE IN AJAX-SALEM & 401 $ 2250 MONTHLY - CALL ME FOR MORE INFORMATION - 416-616-2402 Great Convenient Location, Mins To 401/Salem Rd Exit. Live In The High Demand Community In Ajax. Family Friendly Neighbourhood. Modern Kitchen With Tons Of Cabinets & Extra Storage, Hardwood Flooring, Finished Basement With 3Pcs Washroom. No Neighbours In Front And Park Across The Street. Large Fenced Backyard & Garage Door Access. Minutes To Waterfront Trails & Park C...hildren Play Area, Grocery Stores, Go Train, Shopping And Hospital :Looking For A++ Tenants. 24 Hr Notice Required For Showings. Attach Application, Credit Report, Letters Of Employment, Pay Slips & References Letters, Tenant Content & Liability Insurance & 10 Post -Dated Cheques Required. Lock Box For Easy Showings See more

Well Maintained Industrial Unit With A Mezzanine In Demand Location. #40-50 WEYBRIGHT CRT Toronto,Ontario... $ 325000.00 Suitable For Pastry/Bakery Operation, Catering Service Or Other Food Production Related Business. Close To Sheppard And Midland, 401 And Ttc. Backdoor Access. Low Maintenance Fee. Unit Will Be Sold With All The Existing Equipment And Machinery. Certified Kitchen With Newer Appliances, 1 Parking Space, 2 Washroom, Total Approx. 1500 Sq/Ft Usable Space With Mezzanine. CALL ME FOR MORE INFORMATION : 416 616 2402