Tim at Bayfield
181 Hudson Avenue, NE V1E4P9 Salmon Arm, BC, Canada

Trick or treat! Hoping everyone has a safe and fun night!

Interest rates are staring to increase, now would be a good time to get pre-approval so your rate is held for up to 4 months. If rates happen to go down, you get the lower rate. Call Tim today to discuss the best option for you. #interestrates #mortgage #financials

Fall is a beautiful season of change... Whether you are looking to buy your first home or secure a chip reverse mortgage, Tim can help you achieve your goals! No fees. Flexible schedule. After hours appointments. ... Securing a mortgage has never been easier! Call Tim at 250.515.3838 to get started today!

Happy Thanksgiving everyone! #Thanksgiving #turkey #gratitude #thankful

Are you curious if renting or owning is the best option for you? Don’t make the decision without the right information. Click the link below to view the rental housing index across B.C. This website will help determine the affordability of renting in your area. ... If mortgaging a home makes more cents for you...then Call Tim today! 250.515.3838

The transition from summer to fall offers beautiful colours, mild weather and limitless opportunities for the future! Happy first day of fall everyone! #Fall #Autumn #Shuswap #Beautiful #exploreBC

Tim's passion is finding creative solutions which help people achieve the dream of home ownership. Cheyna Staples recently wrote: "Thank you so much for getting me into my own home!!! You were ever so patient and kind, available at any time for my questions and I really cant thank you enough!!"... Thank you Cheyna for the kind feedback. Letters like this inspire Tim to keep working hard to help people achieve their goals!

Many people have questions about where to start rebuilding their credit. Here's a quick list to get you on the right path: 1) Check your credit report - The first step to rebuilding credit is to determine which areas need improvement. Tim Offers free credit score reports to clients. 2) Bring accounts up to date and pay down debts - Your payment history is the number 1 factor affecting your credit score.... 3) Rebuild credit with a secure credit card - The next step is to rebuild a consistent credit history. 4) Make at least the minimum payment by the due date - It is critical that you make your payments on time. 5) Adopt positive financial habits - Developing smart spending and saving habits is critical in repairing your credit. No matter what your current credit rating, Tim has a number of suggestions and solutions that will help you get your financial situation on track. Call Tim today to take advantage of his FREE credit services. 250.515.3838

Are you considering a CHIP reverse mortgage? Do you feel lost and unsure if a CHIP mortgage is the right option for you? With any large financial decision there are questions, concerns, doubt and worry. Tim is dedicated to educating clients and providing customized solutions which work best for each unique personal situation.... Be prepared and make the right decision by speaking with a local mortgage broker that has your best interests in mind. Enjoy a sincere and honest approach to your financial planning. Visit Tim at Bayfield to receive personalized service. And remember...There is no fee for Tim's services. His advice and consultation is completely free. Call to book an appointment at his office or to schedule a house call! #mortgage #loan #reversemortgage #chip #broker #financial

Are you a first time home buyer? If so there are incentives and potential savings that are available to you. The link below has some great information on what is offered. Tim can help find the right program for you! He could potentially save you thousands of dollars on the largest purchase of your life.

Congratulations to Martha Johnson-swanson for winning the $25 Tim Horton’s gift card contest! We asked what credit score do you think most lenders view as adequate to secure a mortgage. A credit score of 680 and above is seen as a starting point to secure a mortgage. ... If you have more questions about credit rating and scores...ask Tim! Don’t forget...Tim’s services (and a credit score check) are absolutely FREE.

Tim offers a wide range of services to help you achieve your financial goals. For a complete list of what Tim can help with, or to start an application, click on the photos below to check out the Bayfield website. If you prefer to text or call, reach out at 250.515.3838. ... Tim is available after hours and on weekends as well. Book an appointment with Tim faster than you can get a call back from a "Big Bank". Experience genuine and helpful service.

TIME'S ALMOST UP TO SAVE MONEY THIS SUMMER! You have less than 2 weeks left to take advantage of this offer. Start a new mortgage application with Tim and receive a FREE appraisal or equivalent dollar amount back when your mortgage funds. ... This offer applies to any NEW mortgage application started before August 31st. Your mortgage can fund in future and you are still eligible so long as you begin your application before the deadline. Ask Tim for details! 250.515.3838 Offer expires August 31st.

The awesome lineup of #artists will ensure that this years Salmon Arm Roots & Blues Festival is another huge success. Enjoy the #culture #food and #music this weekend!

Who wants to win a $25 Tim Horton's gift card? Tim's goal is to truly help everyone better understand the criteria to securing a mortgage. To be entered to win this gift card all you have to do is:... 1) Like Tim's Facebook page 2) Comment on this post with what credit score you think is adequate for most lenders. Don't forget Tim provides FREE credit scores and credit counselling for his clients....and his services are completely FREE to you! Reach out to Tim via phone or text today! 250.515.3838 The winner will be announced on September 1st. Good Luck!

Is the day to day grind wearing you down and preventing you from planing for the future? Tim does house calls and is available after "banking hours" to assist with credit counselling and mortgage consulting. Don't let opportunity pass you by, call or text Tim (250.515.3838) to get started on your path to home ownership. Enjoy a casual and approachable experience while securing your next mortgage!

Salmon Arm was rated the 6th best community in Canada by Maclean's magazine. It has been amazing to watch this small community grow and evolve into such an incredible city! Thank you to everyone who works hard to contribute to making this such a unique place to live!... Click the photos below for the complete list. #salmonarm #shuswap #lovewhereyoulive Photo Credit: Kathleen Fisher

Congratulations to Deanna Bell for winning two tickets to the Salmon Arm Roots & Blues Festival on Saturday August 17th. Thank you to everyone who participated in the contest!

Happy BC Day Everyone! If you don't already live in this amazing province...call Tim to get on the path to Paradise!

Take time to appreciate our beautiful province this long weekend! Whether you live in Vancouver, Revelstoke, Fort St. John or anywhere in between we are fortunate to live in such a beautiful place! #explorebc... #exploreshuswap #lovewhereyoulive See more

With current interest rates as low as 2.69% insured, its a great time to start a conversation with Tim! Click on the photo below to check out the Bayfield website below for more details.

Want to check out the Salmon Arm Roots & Blues Festival for FREE? Tim has two single-night passes to give away to one lucky person if they: LIKE THIS POST... - AND - TAG A FRIEND Simple right? Tim loves the #shuswap and wants everyone to experience one of the best outdoor festivals in the province! The winner (only eligible as per the criteria ABOVE) will be drawn on August 5th. Good Luck

Did you know that there is no cost for you to use Tim's credit and mortgage counselling services? All of his fee's are covered by the lender after you get your new home. There's no risk or cost in reaching out and starting the conversation about your future! Call or text today!

Starting September 2nd, The Federal Government is offering an incentive for first-time home buyers. The link below offers more details or talk to Tim for all of the info!

All you require is a 5% down payment to purchase a new home! Ask Tim the advantages of 10%, 15% and 20% down mortgages. Text or call 250.515.3838

Current trends are showing that right now might be an ideal time to lock in for five years! Call Tim to take advantage of this information.

SAVE MONEY THIS SUMMER! For all new mortgage applications, receive a free appraisal or equivalent dollar amount back when your mortgage funds. Ask Tim for details! Offer expires August 31st.

Happy Canada Day !!!

Buying your first home? Ask Tim if you qualify for cost breaks! Avoid paying more by working with a #local mortgage broker.

HAPPY SUMMER SOLSTICE! Looking for your perfect vacation home to soak in all that sunshine? Call Tim today and get the ball rolling. #summersolstice

Although Tim happily resides in the #Shuswap, He can secure mortgages and provide credit counselling throughout Western Canada. Break away from the big banks and call or email for your free credit check!

Congratulations to Naomi Bluestar August! She was selected as the winner of our pet photo contest. Her cute Pup Bernie helped her win a $25 gift card to Starbucks. Thank you to all of you who participated!

Are you interested in securing a mortgage but don't know where to start? Tim would love to help guide you through the process! Click the link below for a document checklist to help keep you on track.

Spend your best years doing what you love! Tim can help you secure a Chip Reverse Mortgage to ensure you have the funds to do it! Click the link below for more details or Call 250.515.3838 to book an appointment.

Do you know your credit score? This is a major factor when securing a mortgage for your dream home. Tim provides FREE credit score reviews and credit counseling so you can get the mortgage you want! Call 250.515.3838 to book your appointment!

CONTEST TIME!!! If you have been to Tim’s office, chances are you have met, and fallen in love with, MAX. To celebrate pets in the workplace Tim is giving away a $25 Starbucks gift card ... All you have to do is COMMENT on this post with a photo of your pet...SHARE this post...and LIKE Tim’s page! We will draw the name of the winner on June 17th. GOOD LUCK!

Sometimes life doesn't fit between 9 - 5. Tim offers evening and weekend services and even does HOUSE CALLS! Tim will get you approved for a mortgage before most large banks can even fit you in for an appointment!