toninicholls_mortgagepro

Hope you enjoy your day and feel special whether you are with family, someone special, or on your own. Happy Valentine’s Day

Wishing everyone a Happy Chinese anew Years. May the year of the Ox bring you good health, happiness and success.

Wanting a great return on your investment? Consider purchasing a rental property! Many homes out there have an up and down suite and the income will more than cover your housing expenses. If you have questions on the down payment or process, give me a call today.

Looking to purchase a home, but need to do some updates? Consider some updates that will help make your home ‘Greener’ and get some rebates and cash back for doing so! If your mortgage is insured, you have the ability to get up to 25% of your insurance premium refunded if you update your home to a ‘greener’ standard. Some of the main updates would be windows, doors, insulation etc. But you can also update your furnace, hot water tank, appliances, insulations and more, and a...lso apply for rebates through Fortis BC, or BC Hydro. Some newer townhouses and condos are already considered ‘Green’ too and you would qualify for the insurance refund right away! For more information, please give me a call. Happy to help!

Not quite finding the perfect home? But not sure if you have the budget to renovate? Consider a mortgage where you can finance the renovation costs into your mortgage. You can borrow additional funds with only having to put a little more towards your down payment. That way you will have the perfect wall colours, the perfect flooring, and maybe that new kitchen that you have always dreamed of. ... The process is simple, straight forward and you can do it with as little as 5% down! Give me a call and I’ll be happy to go over the details. 250.212.2260