Mortgage Broker Services

#SummerTips: summer plans are exciting and we can’t help but want to share about it on social media. It is important to be careful about what information you pu...t online. Avoid mentioning going away on vacation, dates, locations, etc. When posting photos on vacation, avoid geotagging photos so people online can’t pinpoint exactly where you are. Many cases of break-ins happen because people post details of where and when they are going on vacation, and intruders use this information to plan their break-in. Learn more about how to be prepared this summer: https://bit.ly/2rFqVYk #summer #summertime #summer2020 #summerdays

Made the move to a new Brokerage.. just getting everything up and running. If you need anything just PM me.

To improve something, it is important to understand it! Pay your bills on time, have a good mix of credit accounts, and keep a lower ratio of debt used to credi...t available. Regardless of your financial milestones it is important to know what makes up your score so you can keep it on track. Click below for details. https://www.consumer.equifax.ca//what-impacts-credit-score/ #CreditScore #Mortgages #MortgageAlliance

With all the information you have been hearing about interest rates and policy changes it makes sense to schedule a free mortgage check up. Your Mortgage Allian...ce Professional will look at your current rate and term, discuss your plans and make sure your mortgage is right for you. Contact the Mortgage Alliance Broker that's right for you to schedule your free check-up today.

Made the move to a new Brokerage.. just getting everything up and running. If you need anything just PM me.

To improve something, it is important to understand it! Pay your bills on time, have a good mix of credit accounts, and keep a lower ratio of debt used to credi...t available. Regardless of your financial milestones it is important to know what makes up your score so you can keep it on track. Click below for details. https://www.consumer.equifax.ca//what-impacts-credit-score/ #CreditScore #Mortgages #MortgageAlliance

With all the information you have been hearing about interest rates and policy changes it makes sense to schedule a free mortgage check up. Your Mortgage Allian...ce Professional will look at your current rate and term, discuss your plans and make sure your mortgage is right for you. Contact the Mortgage Alliance Broker that's right for you to schedule your free check-up today.

Are you a homeowner that can benefit from today’s low rates? According to CIBC Economics, the weighted average mortgage rate currently paid by borrowers [is] ...roughly 50 basis points higher than the current rate no less than 20% of borrowers have already renegotiated their rates. We expect more to come. Contact your Mortgage Alliance professional for a cost / benefit analysis of your situation.

With recent announcements this past week around CMHC tightening qualifying criteria and our other two insurers Genworth Canada and Canada Guaranty not, the mort...gage landscape can seem overwhelming. Now more than even you should be seeking the advice of a Mortgage Broker. They deal with multiple lenders and flexible terms. As we have all seen over the past few weeks life changes, your mortgage needs to adapt with you. Contact your Mortgage Alliance Professional for a free, unbiased, consultation. #MortgageBrokers

Listen to why our recent $100,000 Minimize Your Mortgage Sweepstakes winner decided to use a broker over her bank.

The qualifying mortgage rate has dropped from 5% to 4.94%! The qualifying rate is used in stress tests for both insured and uninsured mortgages. A lower rate me...ans it is easier for borrowers to qualify. For the first time since January 2018, when stress testing began, the mortgage qualifying rate is under 5%. Contact your Mortgage Alliance Professional to see how much you can afford. #RateDrop #HousingMarket #StressTest #MortgageBrokers

IMPORTANT. If you haven’t yet applied for benefits, be sure to have your MyCRA account opened for when applications are accepted next week. More info - https://...www.canada.ca//benefi/apply-for-cerb-with-cra.html If you already applied for EI March 15 or later, you will be auto moved to the CERB. If you were collecting EI prior to March 15, nothing changes yet. See more

Finance Minister announces changes to the stress test for insured mortgages effective April 6th. OSFI is also considering using the same new stress test rate for uninsured mortgages. https://globalnews.ca//mortgage-stress-test-change-insure/

We hope you are surrounded with love today, #HappyValentinesDay

We are well into 2020 and all signs are looking positive for Canadians and their home ownership aspirations. While home prices haven’t appreciated in 2019 to th...e same extent as in previous years, Canadian Mortgage and Housing Corporation (CMHC) is predicting that the bounce back is expected to play out quicker than what’s been anticipated on the sales front. While more sales are expected, an increase in activity and prices usually follow, that’s why it might just make sense to act now and see what you could qualify for if you’re a first time home buyer or if you’re thinking of moving up to the next home. Did you know that it might be possible to move up to a bigger home or your dream home without increasing your monthly payment significantly, especially if you have built some equity in your current home or have paid down your mortgage over the last few years? It is even possible to move without having to pay penalties on your existing mortgage. Together we can find out what’s possible for you. February is typically one of the best months to get pre-approved. Rates are low and those rates can be locked in for 90 days meaning if you decide to buy and interest rates move upwards, you’re protected. So if you or someone you know is thinking of getting a mortgage pre-approval, contact the Mortgage Alliance Professional that's right for you.