Jane Bolstad, CFP

Try not to let the a blizzard of investment options out there over complicate investing. Adhere to basic principles and keep it simple. As this author says - " I hope you’ll remember this post next time you’re fretting over whether you should have more or less immediate exposure to U.S. stocks, Canadian bonds, REITs, energy sector stocks etc., etc., etc." https://findependencehub.com/choice-overload-decision-fat/

Some good solid advice. https://www.finpipe.com/steps-to-weather-a-financial-crisis/

Links in this article to a couple of good budgeting tools. https://www.theglobeandmail.com//article-a-power-tool-for/

Some good advice from Carl Richards of https://behaviorgap.com/ on navigating this uncertainty: Step 1: Do nothing.... No solutions in this step. Just sit there and feel. Let yourself feel all the feels. Notice them. Name them. Write or talk about them. Step 2: Find something you can control. It might just be your breath for now, but whatever it is, return to it over and over, and your sense of control will grow. Small actions over time have a massive impact. Step 3: Do Something. Take some micro-action based on what you find in step 2. I have found myself going on walks, organizing digital files, cleaning up photos, and proactively reaching out to friends and family. All of these feel SO much better than endlessly scrolling through Twitter. Step 4: Repeat. Over and over. One moment at a time, my friends. Remember, things change. We will get through this.

Finally some good news from the regulators - a ban on deferred sales charges(DSC) coming in 2022. https://www.investmentexecutive.com//dsc-ban-coming-in-m/