Valid Insurance Services Inc.
61 Steeles Ave. M2M 3Y3 Toronto, ON, Canada

Financial risks vary from person to person based on our families, cultures & lifestyles, careers, goals However there are two broad categories: 1) Risks or commitments that have limited duration, like our home mortgage that has 20 to 30 years' term. Another prime example is our risk to our Income now until our retirements in 20 to 30 years. We call these TERM Liabilities. 2) Secondly, there are financial commitments that last to the very last day of our life such as paying E...state Transfer TAX to pass our wealth to our children or a more blunt example would be our Final Expenses. We call them Lifetime Liabilities. Financial Needs Analysis is a method to help us understand our risks and commitments objectively and forecast them decently. In the coming weeks, we'll talk more about these risks and review potential solutions that can protect us against these rather inborn risks. Let us know in comment your experience in Financial Risk and Needs analysis, and any question you may have for us. . . . #thoughtleaders #insuranceindustry #lifeInsurance #family #lifestyle #life #hopeful #positiveenergy #passionforlife #rightdecision #brightfuture #insurance #topbroker #topagent #topadvisor #protectingyourlovedones #protectingcanadian #protectingyourfamily #lifeisbeautiful #legacy #heritage #lasting #recreationtime #ontario #toronto #financialplanning #riskmanagement #criticalillness #DisabilityInsurance ##wholelifeinsurance

We will be sharing with you a series of mini posts on various tools available to build and improve Financial Resiliency and prepare you for different stages of life and we like to learn your feedback. We all have, or know that, different combinations of Insurance and Investment products could be the right answer. But there are too many options out there are many competing priorities. TERM Insurance, Whole Life & Universal Life Insurance, Group Benefits, Critical Illness & Dis...ability Insurance, Insured Investment options, Retirement savings, Extended Health, Children Education Savings,... just among many more. To get the best result from your time and money, you need to understand your risks, prioritize your needs, write down your goals, pick the right product and plan your personal & balanced approach considering all other priorities of your life. We love, and feel obligated, to share with you what we have learned in forty years of our profession from both the industry and more importantly thousands of our friends and clients like you. Leave us your comments on what interest you the most or question you may have. . . . #thoughtleaders #insuranceindustry #lifeInsurance #family #lifestyle #life #hopeful #positiveenergy #passionforlife #rightdecision #brightfuture #insurance #topbroker #topagent #topadvisor #protectingyourlovedones #protectingcanadian #protectingyourfamily #lifeisbeautiful #legacy #heritage #lasting #recreationtime #ontario #toronto #financialplanning #riskmanagement #criticalillness #DisabilityInsurance #wholelifeinsurance

Dear Friends As this recreation time continuing, certainly one of the opportunities that it brings to us is to focus on our insurance needs and review all the liabilities and insurance policies that we have. At Valid Insurance Services, we are passionate to provide the best advice and coverage under the right plans such as Life, Disability, Health...to make your life financially and emotionally more resilient.... Please feel free to reach out at (416) 901-9695 or email us at [email protected]