Vince Savoia, Mortgage Agent
115 Hurontario Street, Suite 201 L9Y 3Z5 Collingwood, ON, Canada

If you're in the market for a condo, please read this update. As of January 1, 2021, section 72 (1) of the Condominium Act, 1998 (the Condo Act) will require that declarants provide the Condo Guide to buyers of residential pre-construction/new condo units. Under section 73 (2) of the Condo Act, buyers have a 10-day cooling-off period in which they may rescind their agreement of purchase and sale. This 10-day period begins on the later of the date on which the buyer receives the agreement of purchase and sale, disclosure documents, and the Condo Guide.

Our mortgage rates for the week of January 4, 2021. Happy New Year everyone!

Start 2021 off on a solid footing. Don't let your traumatic event define your financial future. Trauma-Informed Financial Coaching is now available.

Out with the old, and in with the new. Happy 2021.

When selling your house, make sure you are prepared mentally and financially for less-than-ideal situations. The house may sit on the market for longer than you expect due to factors that are out of your control

Record-low interest rates and strong demand for more spacious accommodation are pushing Canadian home prices and sales to record highs this year. Reach out to our team for more information! http://ow.ly/qBcE50CWuQm

"Energy, clarity, hope and overcoming uncertaintythat’s the inspiration for the 2021 Pantone Colour of the Year..." Reach out to our team for more information! --- http://ow.ly/g5D050CWkIP

Happy Holidays! Wishing everyone a merry, bright, and safe holiday season

"When we think about buying and selling real estate, it’s easy to overlook that, in many cases, the property being sold is a rental property that likely has tenants..." Reach out to our team for more information! --- http://ow.ly/Gklp50CS8Ai

Our mortgage rates for the week of December 21, 2020.

Don't let a traumatic event sabotage your financial future. Ask me about Trauma-Informed Financial Coaching.

"Optimism Returns to the Markets. Could Fixed Rates Start to Rise?" Contact us for more information. --- http://ow.ly/rscq50CMcif

Our mortgage rates for the week of December 14, 2020.

"7 Interior Design Trends Everyone Will Be Trying in 2021, According to Experts." Reach out to our team for more information! --- https://www.bhg.com//expert-a/2021-interior-design-trends/

"Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program" Contact us for more information. --- http://ow.ly/C5tA50CGXfZ

May you find peace, love, and joy. Wishing you a Merry Christmas and Happy Holidays.

"First-Time Home Buyer Incentive to Become More Useful in Select Markets" Contact us for more information. --- http://ow.ly/kobO50CFKJO

Our mortgage rates for the week of December 7, 2020.

This excellent short video explains down payment and mortgage insurance requirements. If I can be of any assistance, please feel free to call me at 416-427-4391.

Are you thinking about buying a home? Together, we will build your Mortgage Kit. Avoid surprises, be ready, and enjoy the journey.

"Record Low Supply and Interest Rates Fuel Record October Home Prices" Contact us for more details ---- http://ow.ly/SMP450CzxWf

Our mortgage rates for the week of November 30, 2020.

Sending well wishes to our neighbours down South. Happy Thanksgiving!

"October was another busy month for Canadian home buyers and sellers. Housing activity across the country continued to increase from September into October, breaking yet another record!" Reach out to our team for more information! --- https://www.realtor.ca//october%E2%80%99s-housing-market-s

A very interesting look at CPP benefits. Delaying CPP benefits, while subsidizing income from your own savings may be the smartest thing you may ever do!

Our mortgage rates for the week of November 23, 2020. Please feel free to call me for more details. 416-427-4391

"Canada’s house prices don’t typically soar in October as the market slows down heading into winter, but this year was an exception..." Reach out to our team for more information! --- http://ow.ly/x9UA50CqwrI

10 Things Homeowners Should Consider Before Renewing Their Mortgage Reach out to our team if you have any questions! --- http://ow.ly/vQ0850CndvD

Our mortgage rates for the week of November 16, 2020.

Whether it’s your very first home or a fresh start, there’s a lot to be aware of when it comes to household maintenance. While some developers provide guides to help homeowners get acquainted with maintenance schedules... --- http://ow.ly/RBHI50Cj9Y8

With government bond rates increasing, there is market pressure to increase mortgage rates. If you're thinking of refinancing your mortgage or consolidating your debt, NOW is the time to start the process. Please feel free to call me if I can be of any assistance. 416-427-4391.

#remembranceday #remembrance #lestweforget

Is It the Right Time to Buy an Investment Property? --- Contact us for more details. http://ow.ly/iOaL50CgUxS

Our mortgage rates for the week of November 9, 2020.

These end-of-year tax tips may help those who received CERB and other pandemic benefits. --- Contact us for more details. http://ow.ly/lfFZ50CcRxa

Please do not purchase any property without "Conditions" unless you're absolutely sure that you can finance its purchase and can inspect the home yourself. Protect yourself, and your family.

"Many people have been scratching their heads lately trying to understand how it is that Canada’s average house price jumped more than 17 per cent during the worst economic crisis to hit the world in decades..." --- Contact us for more details. http://ow.ly/KA5e50Cazkw

In partnership with Royal LePage Locations North Collingwood, Brokerage and BlueRock Wealth Management, BRM Lending is proud to announce that we will be hosting... several webinars that may be of interest to you. To ensure that our webinars are representative of your interests, we are asking you to please complete our short survey.

Have a Safe & Happy Halloween!!

Bank of Canada holds rates steady... http://ow.ly/WsGk50C56os

If you're thinking about buying real estate through a corporation, please seek the advice of your accountant or legal professional.

Saving for a Renovation? These 5 Small Things Can Keep You on Budget. Contact us for details on how you may be able to access funds for your reno! http://ow.ly/xVn150C4bzn

Our interest rates for the week of October 26, 2020. Please feel free to call me for more details. 416-427-4391.

"Statistics released today by the Canadian Real Estate Association (CREA) show national home sales set another record in September 2020." Want to know more? Contact us for details! http://ow.ly/M6O850C01bt

Cons of For Sale By Owner (FSBO) Feel free to reach out for more details! http://ow.ly/q3cs50BZ98r

Financial advisors, learn how Reverse Mortgages can enhance your investment, retirement and estate planning while improving client satisfaction and protecting your book of business. Let's talk. Email me at [email protected] or call me at 416-427-4391.

"The average home price in Canada surpassed $600,000 for the first time ever in September and home sales jumped nearly 46% compared to a year ago." Want to know more? Contact me for details!

Our mortgage rates for the week of October 19, 2020. Please feel free to call me for details.