Volpe Financial Solutions
446 Reynolds St. L6J 3M4 Oakville, ON, Canada

Socially Responsible Investing (or SRI) is growing in popularity as more investors realize that they can align their portfolios with their personal sustainability values. What is Socially Responsible Investment (SRI)? SRI is a type of investment that integrates the analysis of environmental, social and governance (ESG) factors with the financial analysis of companies to select the best performing companies in a portfolio from a sustainable development perspective. ... Integrating ESG factors into investment decisions can help reduce risks and identify opportunities that may not always be visible with traditional financial metrics alone. Is It Complicated to Determine Which Companies Rank High in ESG Factors? It’s easier than you think! Find out what socially responsible investment funds are all about and see how they can help you contribute to sustainable development without compromising on your saving goals. If you would like to learn about how to invest in a socially responsible manner in 2021 and going forward, Volpe Financial Solutions can help guide you. https://www.volpefinancialsolutions.com//socially-responsi #oakvillefinancialadvisor #oakville #burlington #burlingtonfinancialadvisor

Thinking about purchasing insurance for your children is not an easy thing to do. The last thing any parent wants to consider is the potential of losing a child. However, Whole life insurance also provides a way to save for the future. The premiums you pay are invested. The income it earns creates a cash value for the policy which you can access in the future. It can be used in many ways such as to supplement your child’s education, purchase a home, purchase a car, or fast tr...ack their retirement goals. When it comes to life insurance as an investment, this is about buying it for your child not on your child. Permanent whole life insurance could be one of the smartest investments you make for your child’s future. Give your kids a head start for tomorrow! For more information, please visit https://www.volpefinancialsolutions.com or reach us at [email protected] Volpe Financial Solutions is an independent financial advisor company in Oakville, Ontario. We offer wealth solutions, investment advice, insurance plans catered to individuals, and group benefits for employers. Instagram: https://www.instagram.com/volpefinancialsolutions Facebook: https://www.facebook.com/volpefinancialsolutions Website: https://www.volpefinancialsolutions.com Inquiries: [email protected] #vfs #oakvillefinancialadvisor #wealthmanagement #investing101 #oakville #oakvilleontario #burlington #burlingtonontario #insuranceasinvestment #investmentstrategies #investforyourchildren

Republicans are pro Wall street, and Democrats are pro Main Street, right? wrong . . As the November 3 U.S. Presidential election approaches, the rhetoric and media coverage continues to ramp up, making it difficult to avoid even if you tried. From the potential of history being made with the election of the first female, minority-background U.S. Vice-President in Democratic nominee, Kamala Harris, to the re-election of the ever-controversial Donald Trump, the endless soun...d bites and posturing are feeding the media machine like a gift that just keeps on giving. . But does any of it matter to long-term Canadian investors? The short answer is no at least not in terms of warranting any change to their long-term investment plans. With that in mind, we offer insight into how U.S. equity markets have behaved historically during election campaigns. History shows broad market performance is more correlated to the economy, business cycle and corporate profits rather than election noise. Additionally, we offer insight into the political platforms of the two candidates and potential market reaction depending on which party wins the race. . . #election2020 #planning #money #2021 #uselection #holidayseason #newsletter #newseason See more

Another great year for @kidneyontario annual kidney walk. #covid19 can’t stop us! . This foundation means so much to us and we want to thank everyone for their support this year. Our team #keepingitrenal appreciates the love. . #kidneywalkcanada #kidneyfoundation #kidneywalkchampion #virtualwalk #staysafe

You’re going to make us blush! To be rated at the top by three separate business reviewers solidifies how strong #VFS customer service really is . Customer service is often at the heart of a business which aims to provide an exceptional service that leaves our customers feeling valued and respected. Although providing an excellent service can involve extra resources, time and money; When you get it right, it will enable us to stand out from our competition. . Thank you to... all of our incredible clients! . . . #top #toprated #1st #money #finance #financialfreedom #financialliteracy #financialadvisor #financialplanning #wealthmanagement #lifeinsurance #estate #benefits #taxes See more

Is Life Insurance an Investment? Often times many associate life insurance with its most simplistic form, which is that it provides a lump sum payment to the beneficiary of your choosing in the event of your passing. Though this may be the case in some instances, there is also several ways in which life insurance can accumulate a cash value that can be used prior to your death.... In fact, certain life insurance products can offer significant returns while at the same time shelter these earnings from taxes that other forms of investing may yield. These earnings can be used in your lifetime for a variety of different reasons - supplementing retirement income, vacations, home purchases, etc. As many today are not finding themselves with any sort of pension in place, or a significant RSP contribution platform, this allows life insurance to assist in the retirement you deserve - much like a personal pension plan can. In this video, Gavin from the Volpe Financial Solutions team walks you through how life insurance can double as an investment.

Volpe grandsons/nephews representing #VFS Have to stay safe for school Good luck Mase and Wyatt! Looking good @terryn_bentum @jared_bentum . #staysafe #wearamask #covid19 #coronavirus #school #education #backtoschool

Government of Canada’s Covid-19 safety guide.

Halton Region Passes By-Law Requiring Face Coverings in Enclosed Public Places: On Wednesday, July 15 Regional Council for the Regional Municipality of Halton approved a temporary By-Law (By-Law 47-20) requiring non-medical masks/face coverings to be worn in all indoor public spaces that are accessible to the public. The By-law is in effect as of 12:01am on Wednesday, July 22nd, to help prevent the spread of COVID-19 in Halton Region.... https://www.halton.ca//0f75424d/CAO-by-law-47-20.pdf.aspx

When markets waver, it’s easy to lose sight of your investment goals or why you invested in the first place. But, looking back at your reasons for investing, it’s likely that you already made some calculated choices around what is best for you and your future. It’s important not to lose sight of that fact, so you know what to do when markets go down. Guaranteed Income Funds or Segregated funds are a safe investment choice, if you want to protect your contributions in case...Continue reading

I would be interested to hear what you think about the recent deficit levels in our great country. Too much? Too little? What you expected? https://apple.news/A40fJCCe0Qf6eV-6hmAQ1WA

Why diversify globally? Well... I’m sure you can guess. https://on.mktw.net/2ZAdebF Check out this article from MarketWatch - Here’s why U.S. struggles with the coronavirus could lead to Europe’s stock market taking the lead

https://apple.news/AlloXdtzKSIaBeE2dQOdF5w

Happy Canada Day everyone!

When should you save, and when should you invest? The answer depends on what you have planned for the future - and what you want to do with your money. In this article, Brett from VFS breaks down the Pros and Cons of saving vs. investing. It's important to know when to use each method, so you can make the most of your money and maintain financial flexibility. https://www.volpefinancialsolutions.com//savings-vs-invest

So where is the line drawn between opportunity and price gouging? Gilead's coronavirus treatment remdesivir to cost $3,120 for US insured patients https://www.cnbc.com//gileads-coronavirus-treatment-remdes

I good start for Canadians. DNA based vaccine https://www.google.ca//alberta-covid-19-vaccine-coron/amp/

Read this article and tell me what you think. My opinion... know one really knows what the history has in store for us. You cannot time the market, you cannot guess where they economy is going to be. So what can you do to mitigate risk? 1. Ensure your portfolio is globally diversified. Why? Well... some economies across the world will recover and prosper before others; just because the US and Canada have strong economies doesn’t mean you should primarily invest in them.... 2. Use products that protect your principle assets. Yes, there are products that’s can protect your money while growing with the market at the same time. You want to learn more? Just ask 3. Weigh your fees paid to return ratio? There are many commercials out there where passive management companies advertise that you will be thousands of dollars richer if you pay less fees. The issue here is passively managed ETFs track the market...meaning if the market is up, so is your money, if the market is down...you guessed it, so is your money. So what’s the issue? Well... just like what happened with this current pandemic, ther market tanked. Passive funds have either taken a long time to recover or haven’t yet. But actively managed funds and ETFs have not only recovered, they have flourished! Why? Because actively managed funds and ETFs have the ability to buy more securities when the market dips lower, creating a high percentage of upside opportunity. At VFS we use all 3 strategies, but understand that each and every investor is different. Let’s strategize and find the right investment opportunity for you! https://on.mktw.net/2Vl8Zzs Check out this article from MarketWatch - Race for a COVID-19 vaccine has drug makers scaling up manufacturing before one is developed

Good to see positive growth now that economy starts to move forward again. Just remember to keep following social distancing and mask wearing rules to help ensure the spread does not spike. Stay safe everyone:) U.S. May retail sales surge 17.7% in the biggest monthly jump ever https://www.cnbc.com/20//16/us-retail-sales-may-2020.html

Beware of Banks Bearing Promises: https://www.morningstar.com//beware-of-banks-bearing-promi

New CMHC requirements coming July 1, 2020! https://ca.finance.yahoo.com//new-cmhc-requirements-will-h

Government of Ontario Announces Regional Approach to Stage 2 & Ban on Commercial Rent Evictions: Today, Premier Doug Ford announced that the Government of Ontario will be moving forward with a regional approach to Stage 2 of reopening the province. Effective Friday, June 12, 2020 at 12:01 a.m. the province will increase the limit on social gatherings from five to 10 people, regardless of whether a region has moved to Stage 2.... The Town of Oakville, Halton Region, other regions in the Golden Horseshoe, and some neighbouring regions ARE NOT permitted to move to Stage 2 at this time. At the beginning of each week, the government will provide an update on the ongoing assessment of these regions, and whether they are ready to move into Stage 2 at the end of the week. Businesses and services permitted to reopen with proper health and safety measures in place in regions entering Stage 2 Outdoor dine-in services at restaurants, bars and other establishments, including patios, curbside, parking lots and adjacent properties; Select personal and personal care services with the proper health and safety measures in place, including tattoo parlours, barber shops, hair salons and beauty salons; Shopping malls under existing restrictions, including food services reopening for take-out and outdoor dining only; Tour and guide services, such as bike and walking, bus and boat tours, as well as tasting and tours for wineries, breweries and distilleries; Water recreational facilities such as outdoor splash pads and wading pools, and all swimming pools; Beach access and additional camping at Ontario Parks; Camping at private campgrounds; Outdoor-only recreational facilities and training for outdoor team sports, with limits to enable physical distancing; Drive-in and drive-through venues for theatres, concerts, animal attractions and cultural appreciation, such as art installations; Film and television production activities, with limits to enable physical distancing; and Weddings and funerals, with limits on social gatherings to 10 people.

Attention business owners! If you’re looking for new ways to attract and retain good employees, it might be time to start thinking about Group Benefits. Group benefits are a great tool to offer potential future employees an added bonus, making your company a more attractive proposition for talented individuals. With existing employees, adding group benefits to their compensation packages ensures highly valuable workers are satisfied with their current jobs. In this Video, Ria...z from Volpe Financial Solutions in Oakville breaks down the components of a benefits plan and how it will ultimately add value to your current operations. If you have any questions or would like to discuss the options in this video, please don't hesitate to reach out! We're always available to help.