Kevin Murray

How has your financial situation changed since your current mortgage term started? Have your financial goals changed? #finances #mortgagerefinance #mortgage #mortgagearchitect #kevimurray

Should you choose a fixed mortgage rate?

Thank you for your support, referrals, and business. If you know anyone looking to buy a home, refinance or talking about renovations please pass my information along. Kevin Murray (519) 796-2881... www.windsorbestmortgage.com See more

To buy or not to buy? If you can afford to rent, chances are that you can afford to buy. Start building equity for your future by putting your monthly rent toward a monthly mortgage payment! #homebuying #rent #equity #kevinmurray #mortgagearchitect

Everyone is always working toward a better credit score. What can be done to ensure it’s healthy? #kevinmurray #creditscore #credit #tips #mortgagearchitect

When you have a conversation with a mortgage agent, you can learn exactly what you can afford. Let me help you figure out what rate best suits your lifestyle! #kevinmurray #mortgagerate #lifestyle #mortgagearchitect #mortgageagent

Are you ready for a mortgage?

Invest in a small tool kit for last minute knacks that need fixing when you’re moving, keep it with you and don’t pack it away so you’ll have it on hand when you need it. #movingtips #tips #newhomeowner #kevinmurray #mortgagearchitect

I always recommend getting pre-approved for your mortgage before making the big decision! Make an appointment with me today to get one step closer! #preapproved #mortgagearchitect #kevinmurray #approved #mortgage #mortgagerate

Learn more about getting preapproved here

Preparing your home to sell? Make sure you clean, clean, clean. Dust on top of your fireplace, fan blades, polish your appliances and make sure you don’t miss any cracks. Having a clean home makes it more valuable to buyers #homestaging #cleanhome #preparetosell #kevinmurray #mortgagearchitect

Are you prepared for the Canadian Mortgage Stress Test?

Closing costs, Land Transfer Tax, Home Inspection, and Property Tax and home insurance. Discuss these costs upfront with your Mortgage Broker and factor them into your budget so that there are no surprises. #mortgage #associatedcosts #mortgagearchitect #kevinmurray #upfrontcosts

Investment properties are great for generating extra income! What kind of investment property is the best? #investing #credit #kevinmurray #mortgagearchitect

Happy Canada Day! #canadaday #kevinmurray #canadian

Finding a mortgage that works with you and not against you is my goal! Call me to get the process started, and you one step closer to your dream home! #dreamhome #kevinmurray #mortgagearchitect #mortgagerate #mortgage

Even though you may be young, it is important to start saving!

#DYK your credit score is extremely important to your mortgage! Ensure you are keeping up with your payments and keeping your score as high as possible, especially if you are looking at purchasing a home soon! #mortgagearchitect #kevinmurray #mortgagerate #creditscore #goodcredit #badcredit

With different ways to have a mortgage, it is important to know the pros and cons of each! s/

One of the greatest feelings is being approved for a mortgage! To everyone who has been approved this month; Congrats and enjoy your new home! #kevinmurray #mortgagearchitect #approved #congrats #mortgage #mortgagerate

Your dream home should have everything you want, but it is important to not get hung up on small details that you can change! What features could you easily change? #kevinmurray #mortgagearchitect #change #newhome #dreamhome

You may want to add that new kitchen you’ve been dreaming about, take a special vacation or even take care of your outstanding debt. To help you get there, you may want to reduce your term, switch from an adjustable-rate mortgage to a fixed-rate mortgage or consolidate your first and second mortgages. #refinancing#kevinmurray #mortgagearchitects #mortgage #adjustablerate #fixedrate

HAPPY Father's Day to all the Dad's!!!!

When you are looking for a home, it is important to know what you can afford before you look! When you get preapproved, the approval is only as good as your #MortgageAgent! Let me help you get a preapproval you can trust! #preapproved #newhome #mortgagerate #mortgagearchitect #kevinmurray

Want to pay off your mortgage faster? These changes may help!

Once you’re approved for a new mortgage rate your first thought might be to borrow as much as you’ve been approved for. It’s always wise to live slightly below your means since you never know when life might pitch you a financial curveball, such as a layoff or medical problem.#kevinmurray #mortgagearchitects #newmortgage #lenders #preperation #approved

Mortgage agents are highly valuable for your home search!

Working toward purchasing your first home can be stressful, especially if you don’t have a plan. What plans do you have to save for your first home? #kevinmurray #mortgagearchitects #firsthome #stress #financialplans

Many people believe that the absolute best time to sell their home is in the spring! What do you think? #kevinmurray #mortgagearchitect #springmarket #housingmarket

Homes are so expensive in some cities that young people may never be able to afford to buy without becoming house poor. Should they suck it up and buy, anyway?

With your tax return, should you pay off your debt, or should you put another down payment on your mortgage? Consult your mortgage agent to ensure you make an informed decision! #mortgagearchitect #kevinmurray #debt #downpayment

#DYK that you must refinance your mortgage on time, or you will automatically be set up for a renewal! Call me to help you refinance your mortgage and get the best rate from one of Canada’s top lenders! #refinancing #mortgaterefinance #mortgagerenewal #mortgagearchitect #kevinmurray

Love your new home and have a great mortgage rate too! #DYK a mortgage agent will shop around for you? #shoppingaround #mortgageagent #mortgagearchitect #kevinmurray

When your mortgage is coming up to renewal, are you going to refinance?

Wishing you a very happy and relaxing long weekend! From my family to yours.

Do you know when to sell and when to stay? Tell me how you make these life-changing decisions! #sellingyourhome #hotmarket #housingmarket #kevinmurray #mortgagearchitect

Do you know the difference between a fixed and variable mortgage rate?

Before signing your agreement, you should understand every clause in the paperwork. When unsure, do not hesitate to ask questions to make your most informed decision! #informeddecision #mortgageargreement #readthefineprint #kevinmurray #mortgagearchitect

Many first time homebuyers, over extend themselves in their first mortgage agreement

I always have your best interest in mind when it comes to your mortgage! From refinancing, to your very first mortgage, trust me to help you find the best rate for you! #yourbestrate #mortgage #firstmortgage #refinancing #kevinmurray #mortgagearchitect

Ensure you are making smart, informed decisions when it comes to choosing your mortgage rate. What happens if you are laid off? Do you have enough savings? How big of a down payment should I put down? #mortgage #mortgagerate #kevinmurray #doyourhomework

Are you looking into purchasing your first mortgage? Use this checklist to ensure you are prepared

Fixed V.S Variable mortgage rates! Tell us in the comments which you prefer! #variablemortgagerate #fixedmortgagerate #mortgage #kevinmurray #mortgagearchitect

The mortgage broker was able to get her a deal with a seasoned lender whose rate was much better than what her bank had offered. https://www.google.ca//www.th/amp/globe-investor/personal- finance/household-finances/why-use-a-mortgage-broker/article619111/

Is it time to renew your mortgage? Allow me to take a look to see how I can improve your terms, call today! #mortgagearchitects #kevinmurray #mortgage #mortgagerenewal

Some great tips to those new to mortgages! https://www.canadianmortgagetrends.com//mortgage-tips-adv/

Don’t go into the mortgage agreement blind! Make sure you read all the fine print and understand each word! #doyourhomework #kevinmurray #mortgagearchitect #fineprint

Be an informed home buyer! https://www.google.ca//10-things-to-look-for-when-buy/amp/

When buying a house, it’s a great idea to get pre-approved on your mortgage rate! This can help to make this huge decision a little easier #preapproved #mortgageapproval #mortgagearchitect #kevinmurray #buyingahome

Would you rather have a fixed or variable mortgage rate? #mortgage #mortgagerate #kevinmurray #mortgagearchitects #fixedmortgage #variablemortgage

Finding the best rate for your mortgage is important to me. I have access to over 50 of Canada’s top lenders to find you the perfect mortgage! #mortgagearchitects #kevinmurray #toplenders #mortgagerate

With this year’s tax refund, should you be using it as a down pavement on your mortgage? Let me help figure out your best move #kevinmurray #mortgagearchitect #taxes #downpayment

You may have the potential to shave 5 years off your mortgage loan https://www.google.ca//a/mortgages/2017/03/08/13-mortgage- facts-that-might-surprise-you.aspx

Everyone’s ideal mortgage looks a little different! From you down payment, to the rate all the way to the type of mortgage! #kevinmurray #mortgage #personalizedmortgage

Are you looking to purchase a home in #windsor? https://www.google.ca/amp/s/www.cbc.ca/amp/1.5051441

With the spring season brings more homes to the market! Will you be selling your home? #kevinmurray #mortgagearchitects #buyandsell

Are you planning on purchasing a home soon? Let’s get you pre-approved before you get your heart set on a home! Call today #kevinmurray #mortgagearchietect #newhome #purchasingahome #mortgage

Is it time to purchase your first home?

Will you be receiving a sizable tax return? Should you use it as a down payment on your mortgage or invest it somewhere else? Consult your mortgage agent to make an informed decision! #investment #taxreturn #taxes #mortgagearchitect #kevinmurray

Start saving for your down payment

How do you know if it is the right time to sell your home? When there are more buyers than inventory in the market, it’s the right time, but if there are too many homes, then you’ll want to wait and hold onto your investment! #buyandsell #buyersmarket #sellersmarket #inventory #investment #kevinmurray #mortgagearchitect

When you are walking through an open house, what features are you looking for? #homeappeal #openhouse #homefeatures #mortgagearchitect #kevinmurray

I am rooting for you to get approved for the perfect mortgage. Call me to set up an appointment so we can explore your options! #perfectmortgage #mortgage #kevinmurray #mortgagearchietect #newhome

Are you moving to Windsor-Essex County? What neighbourhood will you choose?

Real estate is a great investment. Knowing when to buy and sell is the tricky part! When will you start your investments? #investing #realestate #mortgagearchitect #kevinmurray

Is now the time to sell your home?

Your perfect home is out there! Show me using a gif your face when you finally walk into yours! #perfecthome #dreamhome #kevinmurray #mortgagearchitect

Do you think you’d sign a mortgage online?

There will be a few fees and costs associated with the process of refinancing your home, such as brokerage or underwriting fees or transaction, settlement, and closing costs. Your Mortgage Broker can discuss these with you and factor into the mortgage. #associatedcosts #wholepicture #mortgage #mortgagearchitect #kevinmurray #fees