NDS need debt solutions
2357 Finch Avenue West M9l 2k1 Toronto, ON, Canada

STUDENT LOAN DEBT SOLUTIONS Each year,thousands of Canadians rely on student loans, i-e.financial assistance provided by the federal and provincial government to help fund their continuing education.Unfortunately,changing economic times,unexpected life situations,or the inability to find a job in your chosen field can make it difficult to repay your student loans. If you are struggling to make ends meet and your student loan payments are causing you financial and emotio...nal stress,you do have some options for dealing with your debt. OPTIONS FOR DEALING WITH STUDENT LOAN DEBT 1;FILE A CONSUMER PROPOSAL Most people who borrowed money to fund their education want to repay the debt;they just may need more time,or a more efficient plan,to do so.A Consumer Proposal allows you to negotiate to reduce the amount of debt you owe and consolidate the remaining outstanding debt into one manageable monthly payment.If you have been out of school for seven years,student loan debt can be discharged by a consumer proposal. If you have not been out of school for seven years,student loan debt will not be discharged. However,this may still be a viable option since being released from other overwhelming debts can make managing your student loan payments easier. FILING FOR BANKRUPTCY Even with assistance from the government,many people still struggle to pay off their debts,including student loans. Filling Bankruptcy will discharge you from your student loan debt if you ceased to be a student at least seven years prior to filing.

SPOT THE SIGNS OF FINANCIAL TROUBLE Recognizing the warning signs that you be carrying too much debt can help you prevent a small debt problem from growing more serious. DEBT WARNING SIGNS INCLUDE: -Frequently paying bills after they are due. -Making only the minimum payment required.... -Being unable to pay the monthly minimum payment. -Skipping payments on some bills in order to pay others. -Using cash advances on one credit card to pay off another. -Being turned down for credit or loan. -Receiving calls from creditors or a collection agencies. -Asking friends and family for loans. -Feeling stressed and anxious about your financial situation. -Being unable to sleep or concentrate because of your finances. -Having your telephone,electricity or other utilities cut off. If you are experiencing any of these debt warning signs,and asking yourself who can help you with your debt,it may be time to seek professional advise.The earlier you do,the more options you will have available.

DEBT CONSOLIDATION IN ONTARIO Individuals in Ontario find themselves in debt for different reasons,from unemployment to illness or divorce.An appropriate solution for individuals carrying multiple debts with high interest rates is DEBT CONSOLIDATION.By choosing this option,your debts are consolidated into a single loan.Often that loan is set at a lower interest rate,which can reduce the amount of your payment DEBT CONSOLIDATION can be good for you if; You have credit card de...bt. Multiple creditors are perusing you. You find it hard to keep track of monthly payments. See more

NDS Need Debt Solution Helping Canadians get out of financial troubles is our business, and we want to help you.We can find a solution that's right for you. When it comes to dealing with debt,we understand it can be a difficult and stressful issue.We offer a number of services to help you through these tough times.Our solutions include debt consolidation,consumer proposal,bankruptcy and more. Contact us and we will walk you through the options and help you decide on... the course of action that's right for your current financial situation. We are Certified Insolvency Councellors.We can help you if; You are living beyond your means. You are misusing credit cards. You have poor or no money management skills. You lack budgeting tools or a plan. Creditors are increasing collection actions. We give you LONG_TERM solutions not SHORT_TERM fixes. Call us for your FREE CONFIDENTIAL CONSULTATION @ 416 -834-3523