Your Mortgage Now
836 3rd Ave N S7K 2K2 Saskatoon, SK, Canada

NEW TO SASKATOON AND LOOKING FOR A HOUSE? We have experience working with immigrants and newcomers on their mortgage approval. Buying a home is a big step. You need a team of qualified professionals who can give you advice and information. Learn more about Newcomer Mortgages: https://www.yourmortgagenow.ca/mortgag/immigrant-mortgages/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

THINKING ABOUT BUYING YOUR FIRST HOUSE? Have you been saving money to buy your first home for a long time? It is one of the most significant purchases you’ll make in your life. It’s easy to get confused or blindsided by hidden costs and fees but luckily we can help to ensure you get the most for your money! Learn more about being a First Time Home Buyer: https://www.yourmortgagenow.ca/mortg/first-time-home-buyer/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

WE OFFER FREE MORTGAGE ADVICE! With all the changes to rates, application process and requirements you need someone you can TRUST to help you through the process. Contact Devin Cristo and Wes Will today! Learn more about the Your Mortgage Now team: https://www.yourmortgagenow.ca/about-us/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

PRE APPROVALS ARE THE FIRST PLACE TO START A pre-approved mortgage guarantees your interest rate for up to 120 days for the term you select, even if rates go up. If rates go down while you're finding your dream home, you will receive the new lower rate. This protection could save you a substantial amount of money if interest rates are fluctuating while you are house hunting. Best of all, a pre-approved mortgage puts you under no obligation and is available to you at no c...ost - https://www.yourmortgagenow.ca/mortgag/what-can-you-afford/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

THANK YOU FOR YOUR REVIEW LANDRY! "Wes Will helped us navigate the modern mortgage maze and land in our dream home. Great easy to understand explanation of the current mortgage environment and timely to reply. Highly recommend the Team Your Mortgage Now in Saskatoon!" - Landry Klapwijk We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

DO YOU HAVE ENOUGH FOR A DOWN PAYMENT? Very few home buyers have the cash available to buy a home outright, most will need to borrow money in the form of a mortgage. You must have a down payment (or equity) that is a portion of the purchase price that you provide from your own financial resources to even qualify for a mortgage. Many people struggle with saving for a down payment and it still remains the single biggest obstacle to home ownership. To qualify for a conventional... mortgage, you generally need a down payment of 20% or more. Find out more here: https://www.yourmortgagenow.ca/mortgage-types/down-payments/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

MORTGAGE RENEWAL COMING UP? When it comes time to mortgage renewals, the smartest thing that you can do is get help from a Trusted Saskatoon Mortgage Broker who has access to over 20 lenders that want your business! Our experienced Saskatoon mortgage team can also guarantee you a rate for 120 days in advance of your renewal date. Think about the thousands of dollars that this will save you in interest costs alone! Contact us today - https://www.yourmortgagenow.ca/contact-us.../ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

CAN I GIVE A CASH DOWN PAYMENT? You must have a 90 day history of all savings and/or chequing that shows a gradual savings. Any large deposits ($5,000 and over) will also require a paper trail when cash is given for a down payment. Learn more about down payments: https://www.yourmortgagenow.ca/mortgage-types/down-payments/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

OUR CLIENTS SATISFACTION IS EVERYTHING TO US! Devin Cristo and Wes Will are Trusted Saskatoon Licensed Mortgage Associates with Your Mortgage Now. Our goal is to offer clients a broad range of mortgage products, and create competition between many of Canadas top lenders. The team at Your Mortgage now believes in giving as much VALUE to our clients as possible our clients satisfaction is everything to us. To help with our clients moving process (it's always a fun but stre...ssful and often times expensive day) we purchased a trailer. The trailer is available for free for our clients to use when they move. Learn more about the Your Mortgage Now team: https://www.yourmortgagenow.ca/about-us/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

BANKER VS BROKER: WHO SHOULD YOU CHOOSE? Do you think its smarter to renew your mortgage with a bank? Our team at Your Mortgage Now encourages you to ask yourself the following:... Why wont my bank provide me with a 120 day, low rate guarantee? Why isnt my bank giving me the best deal possible? Why is my bank sending me a renewal notice and not sitting down to talk to me? It just makes sense to have someone shop around for your best interest rate, you can TRUST us to do it for you, and you have nothing to lose! Learn more about mortgage renewals from brokers: https://www.yourmortgagenow.ca/mortgag/renew-your-mortgage/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

ARE YOU ELIGIBLE TO REFINANCE? Before you refinance your home, you should start with knowing where the market stands as far as the constant fluctuation of interest rates. Getting a lower interest rate should be the prime concern for anyone buying or refinancing a home. If you are eligible to refinance than you could cut down your monthly mortgage payment significantly! Learn more about being mortgage refinancing: https://www.yourmortgagenow.ca/mortgage-types/refinancing/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

THANK YOU FOR YOUR REVIEW CORNELL! "As a first time home buyer, I would recommend them to others as their knowledge and experience in this area was reflected to me by how they walked me through the home buying process from pre-approval to the actual home buying closure." - Cornell Bellegarde We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

HAPPY SEPTEMBER LONG WEEKEND! From all of us at Your Mortgage Now, we wish you a great long weekend! Stay safe!

BUYING A HOME FOR THE FIRST TIME IS EXCITING!! If you are planning to get a mortgage in the near future, it is best to be prepared, Your Mortgage Now is here to help! Being prepared and having the right documents and information ready to present to us when we first meet can save tons of time, speed up the process and make things go smoothly. Learn more about being a First Time Home Buyer: https://www.yourmortgagenow.ca/mortg/first-time-home-buyer/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

WHY CHOOSE US AS YOUR MORTGAGE BROKERS? We truly care about our clients and are grateful to be able to have access to different mortgage rates and lenders to be able to offer our clients the best financing options for their mortgage or renewal! Want mortgage advice you can TRUST? Contact Wes and Devin today! We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

LOOKING FOR THE BEST MORTGAGE RATE? WE CAN HELP! At Your Mortgage Now we are proud to work with a variety of lenders to help our clients get the best rate! We are your local Trusted Saskatoon Mortgage Brokers with years of experience! We will make sure that you know everything you need to know and nothing is left unanswered. https://www.yourmortgagenow.ca/saskatoon-mortgage-rates/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

THANK YOU FOR YOUR REVIEW DUSTIN! "Considering we dealt with Devin from Your Mortgage Now all the way through when COVID-19 lockdown was at it's height, we were very happy with the care and service offered. We got a great rate and Devin answered all our questions in a timely fashion. Devin even called me at the last minute and was able to get an even better rate for us. Your mileage may vary but considering the circumstance at the time when we were buying a house I can't thi...nk of anything going better than it did. I highly recommend Your Mortgage Now." - Dustin Letkeman We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

DON'T WANT THE EXPENSE OF MOVERS? We offer our clients our trailer for FREE when we help them with their mortgage! At Your Mortgage Now we are proud to be able to offer our clients great financing options and rates for purchasing their home! We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

NEW TO SASKATOON AND AREA? We have experience working with immigrants and newcomers on their mortgage approval. Buying a home is a big step. So you need a team of qualified professionals who can give you advice and information. Contact us today to arrange a meeting to discuss your circumstance. The Your Mortgage Now team is here to help! https://www.yourmortgagenow.ca/mortgag/immigrant-mortgages/ ... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

TOP 4 THINGS FIRST TIME HOME BUYERS NEED There are 4 main factors to qualify for a mortgage: Stable income A good credit history... Making a sound choice on the property you are purchasing Knowing much (if any) of a down payment you have available to put down Find out more here: https://www.yourmortgagenow.ca/mortg/first-time-home-buyer/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

PRE APPROVALS ARE THE FIRST PLACE TO START A pre-approved mortgage guarantees your interest rate for up to 120 days for the term you select, even if rates go up. If rates go down while your finding your dream home, you will receive the new lower rate. This protection could save you a substantial amount of money if interest rates are fluctuating while you are house hunting. Best of all, a pre-approved mortgage puts you under no obligation and is available to you at no cost.... https://www.yourmortgagenow.ca/mortgag/what-can-you-afford/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

HOW MUCH IS A DOWN PAYMENT? To qualify for a conventional mortgage, you generally need a down payment of 20% or more. Your Mortgage Now can help you understand what type of equity you have to put towards your down payment. To learn more about down payments, visit us online - https://www.yourmortgagenow.ca/mortgage-types/down-payments/ We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

HAPPY AUGUST LONG! From all of us at Your Mortgage Now, we wish you a wonderful August long weekend! Have a great day!

THANK YOU FOR YOUR REVIEW CURTIS! "Have had a chance to work with Devin and Wes for a number of years now, both personally and through client referrals. The benefits that I continue to see from working with both of them is honesty, and integrity. They take the time to listen to you and come up with practical solutions based on your best interest, not theirs. That goes a long way in my books, and I'll continue to deal with both of them for as long as I can!" - Curtis Haigh We... work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

WHAT ARE THE BEST AVAILABLE MORTGAGE RATES? Our Saskatoon mortgage broker team at Your Mortgage Now find and compare Saskatoon mortgage rates for you! Low mortgage rates are only one aspect of choosing a lender, we know finding the best rates is the first step, and we keep our website up-to-date with Saskatoons best mortgage rates. Devin & Wes understand the home buying process can be nerve-wracking, but we aim to make it stress and hassle free for you! Learn more about mor...tgage rates: https://www.yourmortgagenow.ca/saskatoon-mortgage-rates/ We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

IS IT TIME TO REFINANCE? While you are thinking about refinancing, contact Your Mortgage Now to find out the current best interest rates. Next, decide what type of mortgage you would like to obtain, and we can help you decide whether you want an adjustable or fixed-rate mortgage. With our online calculating system, we are able to help you determine if this is the right time for you to refinance or not. https://www.yourmortgagenow.ca/mortgage-types/refinancing/... We work hard to get our clients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

CONSIDERING A REVENUE PROPERTY IN SASKATOON? When it comes to a revenue property Devin & Wes from Your Mortgage Now know having options and the best rate possible are at the top of the list. We are your Saskatoon Investment Mortgage experts at making your revenue property investment a profitable one. https://www.yourmortgagenow.ca/mortgag/investment-property/ We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

READY TO BE A FIRST TIME HOME-BUYER? So, you are looking at real estate and you are considering being a Saskatoon first time home buyer. If you are planning to get a mortgage in the near future, it is best to be prepared, Your Mortgage Now is here to help! https://www.yourmortgagenow.ca/mortg/first-time-home-buyer/ We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

THANK YOU SHELLA! "Wes helped us with our mortgage for our first home and we did not hesitate to ask him for his help with our second home! He was detailed and explained everything very well! He communicated all the time and even offered to refer us to lawyers and Insurance brokers. I would recommend Your Mortgage Now to anyone! They will help you get into your dream home! Thank you so much to Wes for getting into our dream home. " - Shella Gonzales We work hard to get our c...lients the best mortgage rate! Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

HAPPY CANADA DAY!!

NEED HELP WITH YOUR MORTGAGE APPROVAL AND MOVE? We can do both! At Your Mortgage Now we have access to a variety of lenders to be able to find you the best rate and options for your mortgage. Once you have your dream home we can help you move by lending you our trailer for FREE! https://www.yourmortgagenow.ca/mortgag/what-can-you-afford/ We work hard to get our clients the best mortgage rate! Contact us today!... 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

MAKE SURE YOU READ THE FINE PRINT At Your Mortgage Now we are proud to work with a variety of lenders to help our clients get the best rate! We are your local Trusted Saskatoon Mortgage Brokers with years of experience! We will make sure that you know everything you need to know and nothing is left unanswered. We work hard to get our clients the best mortgage rate! ... Contact us today! 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

PROUD TO BE Trustedsaskatoon.com mortgage brokers Great to be featured alongside 3 other locally owned businesses this week and Ddiy Property Maintenance & Renos Ltd. , Palliser Rooms / EQ3 & Age Of Electric The Your Mortgage Now team is here to help!... We work hard to get our clients the best mortgage rate! Contact us today! It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

DON'T WANT THE EXPENSE OF MOVERS? We offer our clients our trailer for FREE when we help them with their mortgage! At Your Mortgage Now we are proud to be able to offer our clients great financing options and rates for purchasing their home! We work hard to get our clients the best mortgage rate! ... Contact us today. 'It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon See more

DAD YOU ARE THE BEST! Wishing everyone a great Father's Day!

PURCHASING A HOME IN A PANDEMIC The trustedsaskatoon.com team asked us to share some advice on purchasing a home in the pandemic - Read the article we shared in their Saskatoon tip library by clicking below. We work hard to get our clients the best mortgage rate! Contact us today! ... It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

LOOKING TO PURCHASE A LARGER HOME? Whatever your reasons are we want to help! At Your Mortgage Now we can review your options for mortgage financing to help you make your dream home a reality! We work hard to get our clients the best mortgage rate! ... Contact us today! It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

THE RIGHT MORTGAGE FOR YOU! From first time home buyers to refinancing and everything in-between! If you are in the market for any mortgage, give us a call and give us the opportunity to help you save $$$$$$!... It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

KNOW WHAT YOU CAN AFFORD BEFORE YOU LOOK AT HOUSES! Pre-approvals are even more important with all the mortgage qualification changes over the past few years! This way you know what you can afford and save yourself the disappointment of falling in love with a home that you cannot buy. Let us help you with your pre-approval. We work hard to get our clients the best mortgage rate! ... Contact us today! It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

Normally, you dont rock the boat when youre already taking on water, but thats what CMHC has done. Despite a weakened housing market, the nations largest default insurer is making it tougher for people to get a mortgage. That is, for borrowers with higher debt loads, lower credit scores and borrowed down payments. Heres CMHCs official announcement. Its changes take effect July 1, 2020.... Below are updates weve collected throughout the day 10:25 p.m. (Final) Update CMHCs new debt-ratio policy will cut homebuyers purchase power by up to 11%. For example, someone earning $60,000 with no other debt and 5% down could afford approximately 10.9% less home under CMHCs new rules. Thats like jacking up the minimum stress test rate from 4.94% (where it lies today) to 6.30%! In a report tonight by RBC Capital Markets, Genworth and Canada Guaranty reportedly indicated that the choice to adopt any/all of CMHCs changes is theirs. CMHCs policies were not an industry-wide mandate by the Department of Finance. Insured borrowers currently account for roughly 20% of new mortgages. A top insurer executive once told us that credit score, loan-to-value and geography all predict defaults on these loans better than debt ratios. 20% of down payment funds from first-time buyers came from borrowed sources, according to a Mortgage Professionals Canada survey in February. Yet, only 2% of down payments for CMHC-insured borrowers with loan-to-values above 90% were from non-traditional sources like unsecured credit and loans. CMHCs rule-tightening could cost it 20% of its business, say analysts. It could eventually lose its decades-long status as market share leader in the Canadian default insurance market. Liquidity is key if home values dive. Yet, CMHCs decision today may shift more of its business outside of big urban areas and into less urban and less liquid real estate markets. Thats because borrowers in Greater Toronto and Vancouver generally have higher debt ratios and borrowers with higher debt ratios and less than 20% down payments would choose Canada Guaranty or Genworth by default, since theyre the only games left in town. Todays announcement is just the latest in a long series of measures that have reduced CMHCs business. It makes one wonderfrom a taxpayer standpointif Ottawa should have sold the crown corporations commercial loan insurance business before CMHC started dismantling itself.

BREAKING MORTGAGE NEWS: CMHC will announce new mortgage policies this afternoon that may include the following: -lower debt ratio limits... -higher credit score requirements -removing the borrowed down program This would be for ALL CMHC insured mortgages aka putting LESS THAN 20% down. Stay tuned for an official announcement this afternoon from Canada Mortgage and Housing Corporation (CMHC). The Your Mortgage Now team is here to help! We work hard to get our clients the best mortgage rate! Contact us today! It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon

MORTGAGE RENEWAL TIME? We would love to sit down and discuss options! Don't feel stuck let's explore the mortgage options together. We work hard to get our clients the best mortgage rate! ... Contact us today! It costs nothing...saves you thousands' www.yourmortgagenow.ca #Mortgage #Saskatoon #YXE #renewal #mortgagetypes #Trustedsaskatoon