Zinga Lending
330 Highway 7 East - PH3 L4B3P8 Richmond Hill, ON, Canada

The Home Equity Line of Credit (HELOC) lets you split up your mortgage debt and borrow against your equity at low rates. The unique feature of this mortgage product is that you can slice the pie (the mortgage balance) into various segments. All of it is registered against the subject property title as just one charge. This gives you the ability to diversify your risk in the marketplace. If you had a $480,000 outstanding mortgage against a property (with 20% equity or a value ...Continue reading

Beware of Mortgage and Title FraudNow a days with the amount of information that is shared on the Internet and social media, identity theft and Ponzi schemes are happening regularly. Homeowners are taking the necessary steps to protect one of their largest investments which is their home. However, the last thing you want to worry about is yet another way to lose your hard-earned money. But as a homeowner, you need to be aware of crimes on the rise known as mortgage fraud and ...Continue reading

It is no surprise that the Bank of Canada maintained its target overnight rate at 1/2 percent today, reaffirming its view that the Canadian economy is still operating with considerable slack despite strong employment growth and inflation remains below the 2 percent target. The policy statement highlighted that that "uncertainty about the global outlook is undiminished, particularly with respect to policies in the United States." Trump's ascendancy to the highest office in th...Continue reading

New program partners with first-time homebuyers as they enter the housing market. We believe every British Columbian deserves a place to call home, said Premier Christy Clark. We’ve invested in affordable rental housing, we’ve invested in transitional and emergency housing, and now we’re partnering with first-time buyers to make the purchase of their first home more affordable.Saving for a mortgage down payment can be hard for first-time homebuyers. The B.C. Home Owner...Continue reading