Jay Meakin Mortgage Associate

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Canadian Households See Net-Worth Growth Slow, Decline For Seniors https://bit.ly/2Mdt5tw We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgageconsultant #Canada

Tight Market Conditions Keep Home Prices at Historic Highs https://bit.ly/3nK6wL3 We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgageconsultant #Alberta

Winter is coming https://www.popsci.com/keep-warm-without-heat/

Cash Back Mortgage rates are lower than they have typically been, causing an upswing in use by first-time home buyers. Getting 3% cash back of the total mortgage amount can be a big financial boost and provide much-needed breathing room after closing on the most expensive purchase most people make. The funds can help pay for things like closing costs, renovations, and moving costs. Interested in learning more? Let's discuss whether a cash-back mortgage fits your needs.

The Financial Consumer Agency of Canada has a comprehensive website with tips and tools to help you better understand your finances with a focus on our challenging times. The site will help you think more about your financial well-being - https://bit.ly/3eRmGPe

With mortgage deferrals ending, there are options for those in need. I'm here to help!

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What do you think about this? If a home equity tax were implemented would this affect your decision to buy a home?

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Not surprising: the Bank of Canada announced today that it is keeping its benchmark rate at 0.25%. It is expected that the Bank will keep this rate unchanged well into 2022 to aid our economic recovery.

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Bank of Canada set to reassure markets on low-interest rates for years to come https://bit.ly/3mdB5sj We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca for more information. #JayMeakinArchimedesMortgageLTD #retirementmortgage #Cochrane

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The recent shock to the economy has had many Canadians thinking seriously about what their life might look like after their paycheques stop. Even if you have a workplace pension plan to look forward to, you may find it falls short of the income youd like to live on. Is it possible to take your pension into your own hands and create sustainable long-term income? An investment property has the potential to provide a monthly income and grow your wealth over time. And this is a wealth-building strategy that is within reach of ordinary Canadians. If you are thinking about an investment property, get in touch to have all your questions answered.

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Early advice can save time, money, and stress! The process of qualifying for a mortgage should begin before you buy a home. Lets start with a conversation for advice on downpayment, determining what you can afford, understanding all of the costs involved in buying a home, budgeting, improving your credit, mortgage features beyond rate like prepayment options, refinancing penalties, restrictions and more. Get off on the right foot on your homebuying journey!

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Important information if youve deferred mortgage payments.

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With the major Banks lowering their posted 5-year fixed rates, the qualifying rate will drop to 4.79%, which makes it slightly easier to qualify for a mortgage! The qualifying rate is used in stress tests for both insured and uninsured mortgages, and a lower rate is good news for anyone who needs a new mortgage: homebuyers and those looking to refinance or renew their mortgage at a different lender for a better deal. Get in touch to see how much you qualify for!

Im always finding ways to say YES! to homebuyers and homeowners. Working with over 50 lenders, including the major banks, credit unions, national, regional and private lenders, I have mortgages that can meet you where you are financially, giving you the options you need to achieve your goals for homeownership and financial security. I work with all Canadians first-time buyers, new to Canada, renovation enthusiasts, trade-up buyers, renewers, seniors, investors, vacation home purchasers, and those who need to refinance to consolidate debt or take out equity for a specific goal. Whats your need?

Tiff Macklem, Governor of the Bank of Canada, made a strong statement when he said that "we have been unusually clear about the future path for interest rates which will allow Canadians to be confident that interest rates will be low for a long time. This is of course very comforting news for homebuyers and homeowners, especially those purchasing, renewing or refinancing. If you want to discuss how you can benefit if your current rate is higher or to have a review of your mortgage strategy, get in touch.

Over 1 In 5 Canadians Are On CERB, The Countrys Emergency Income Benefit https://bit.ly/3hmDBsO We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgage #Canada

A little bit of optimism... lower rates over a long period of time could be good news for many.

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If youre spending more time than usual in your own backyard this summer, you might appreciate these tips on keeping away pests - even the "cute" ones

Alberta and Quebec lead the country in CMHC-insured mortgage deferrals https://bit.ly/2NUWB4W We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgage #Alberta

The Bank of Canada has just announced that it is maintaining the overnight lending rate. "In a statement announcing the decision, the bank says the rate will have to stay low to provide extraordinary monetary policy support to help recuperate from the economic impact of COVID-19."

Make your mortgage work for you. Get in touch any time for a free mortgage checkup! Id be delighted to advise you on how to get the most from your mortgage. - Transfer consumer debt to a lower interest rate. - Pay off your mortgage early and save thousands. ... - Get out of a high-rate mortgage. - Access the lowest-cost funds for renovations. - Make sure you are getting the best possible deal at renewal.

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If youve started working from home, keep a file for all your expenses and reimbursements from your employer so you can take advantage of any eligible claims when you file your 2020 income tax return

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Will fixed mortgage rates go down further in Canada by the end of 2020? https://bit.ly/2ALNfpf We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgage #Canada

Six pieces of advice to help guide first-time home buyers through a changing landscape.

Its hard to believe Canada Day is just a few days away! Heres how to celebrate safely with your social bubble.

Refinancing your mortgage could make a huge difference if youre struggling to pay your bills. Depending on where you are in your current mortgage term and what new lower rate you could qualify for, it might be a smart financial move. I can help you run the numbers. And no matter what you decide to do, it always pays to get expert mortgage advice.

Do you have a recreational property that youre considering renting out to provide some additional income? If so, you might find this information useful.

Good news... the other two Canadian mortgage insurers are not changing their guidelines to match CMHCs announcement that would result in a reduction in buying power of approx. 9 to 11%.

Announcing the new website Were pleased to announce the launch of our new website. Do visit us on https://www.archimedesmortgageltd.ca/ #JayMeakinArchimedesMortgageLTD #mortgage #Alberta

Mortgage qualifying for insured mortgages will get tougher starting July 1. If you are thinking of homeownership, have your situation reviewed as soon as possible to determine how this might affect you. Get in touch - Im always happy to help.

Canadians that continue to be in need can apply for the fourth installment of the CERB starting on Monday. You can apply for four of the 4-week periods. (If you are receiving it through EI, there is no need to do anything.) The CERB is available if you earned $1,000 (before taxes) or less during the eligibility period. Apply through your CRA or Service Canada account.

For pandemic-era homebuyers, virtual tours and patience can pay off https://bit.ly/2ZWEByc We offer Mortgage Services. Visit https://www.archimedesmortgageltd.ca/ for more information. #JayMeakinArchimedesMortgageLTD #mortgage #Alberta