Build Equity
236 Pritchard Road L8W 3P7 Hamilton, ON, Canada

Credit card debt is UNSECURED. SECURE the debt without remortgaging. Why? REDUCE the interest rate without the risk or penalties of a mortgage. How? By securing the debt against the home in the form of a lien, like when renting a water heater. NO LAWYERS, NO APPRAISAL, NO PENALTIES, NO CLOSING COSTS.... Benefit from a lower interest rate without risking the home, as a lien has less power than a mortgage or secured line of credit (HELOC).

Quick Cash Money Places - thinking of visiting one? If you own your home, please talk to me first. There may be a much better way that does not gouge you.

Need Quick Cash? Don’t fall for those payday loan shops. We see them gouge every day. If you own your home, you may not need them. SECURE your loan and receive the money in your account within 48 hours.

Credit card debt is UNSECURED. SECURE your debt without remortgaging. Why? REDUCE your interest rate without the risk or penalties of a mortgage. How? By securing the debt against your home in the form of a lien. ... A lien is like what they do when you rent a water heater. NO LAWYERS, NO APPRAISAL, NO PENALTIES, NO CLOSING COSTS. You can benefit from a lower interest rate and they cannot take your home.

If you need $40K or less and you own your home: Don't get a 2nd mortgage DON'T get quick cash (whatever you do) Get a LIEN loan ... Why? A LIEN loan secures the loan against your home so that you benefit from better terms, no legal fees, no appraisal, no penalties, cash in your account in as little as 48 hours, no credit bureau reporting and you pay it down over time. 2nd mortgages require expensive lawyers, appraisers, high rates, fees, penalties and take weeks to process. They can be risky because they can go power of sale. They are generally interest only so you never pay it down. Quick cash places don't secure the funds so you pay exorbitant rates and they gouge you with penalties and fees especially when you try to leave. They can destroy your credit. Mortgages are our business and if you need less than $40K, you don't need a mortgage. You need a lien. It's a 30 second application form with no commitment or obligation whatsoever.

We approve homeowners with loans that don’t cost you an arm & a leg when you pay them back!

Hi Friends!! Before you walk into your bank, PM me and I’ll tell you exactly what to say to squeeze them! They will NEVER offer you their best rate up front!

There are good and bad reasons to refinance your home. Please make sure your reason falls in this list!

https://www.robertfloris.com/mortgage-while-on-disability-/

https://wp.me/p5h08k-xH

Need $40K or less to consolidate? YOU DO NOT NEED A SECOND MORTGAGE! YOU DO NOT NEED TO PAY LEGAL FEES!... 2nd mortgages are costly, with locked terms, penalties, legal fees, appraisals. They appear on your credit bureau, they take weeks to arrange and they are risky. Trust us - we have a better solution...up to $40K.

Need $40K or less to consolidate? YOU DO NOT NEED A SECOND MORTGAGE! 2nd mortgages are costly, with locked terms, penalties, legal fees, appraisals. They appear on your credit bureau, they take weeks to arrange and they are risky. Trust us - we have a better solution...up to $40K.

It is our strong belief that Hamilton Real Estate Prices will not be going anywhere in the near future and it's good for Hamilton!

Need $30K or less to consolidate? YOU DO NOT NEED A 2ND MORTGAGE! 2nd mortgages are costly, with locked terms, penalties, legal fees, appraisals. They appear on your credit bureau, they take weeks to arrange and they are risky. Trust us - we have a better solution...up to $30K.

If you need $30K or less and you own your home: Don't get a 2nd mortgage DON'T get quick cash (whatever you do) Get a LIEN loan ... Why? A LIEN loan secures the loan against your home so that you benefit from better terms, no legal fees, no appraisal, no penalties, cash in your account in as little as 48 hours, no credit bureau reporting and you pay it down over time. 2nd mortgages require expensive lawyers, appraisers, high rates, fees, penalties and take weeks to process. They can be risky because they can go power of sale. They are generally interest only so you never pay it down. Quick cash places don't secure the funds so you pay exorbitant rates and they gouge you with penalties and fees especially when you try to leave. They can destroy your credit. Trust us. Mortgages are our business and if you need less than $30K, you don't need a mortgage. You need a lien! It's a 30 second application form with no commitment or obligation whatsoever.

Circumstances change throughout the course of a mortgage. We can help you prepare.

Don't trade in your lifestyle for mortgage payments.

Keep these in mind if youre ever planning on getting a mortgage!

If you need up to $30K in your account quickly and you own your home, don't refinance or get a costly 2nd mortgage. Keep your home. Avoid legals, fees and penalties. Find out how from somebody you can trust.

Why didn't they just abolish the stress test? Because it would have worked too well!!

If you need up to $30K fast, you dont need to refinance or a costly second mortgage. There is another option. https://www.livewithdignity.ca/stop-making-minimum-payments/

Did you know that your mortgage broker can buy down your rate?

Retired and considering CHIP? Check your options first. It should be a last resort. www.livewithdignity.ca

Interesting concept: use a reverse mortgage for an investment to INCREASE your retirement income. Buy a condo, get the rental income, enjoy the appreciation of your condo and your home at the same time, then have a place to sell and move into when you are ready to downsize!

When you use a mortgage broker, it's like getting a second opinion. Only it's more like 57 different unbiased opinions! I do the shopping for you at no cost and with no obligation.

So if you have a credit card with a balance of $6000, the bank will treat you as if you are making payments of $180/mth.

I've spoken to many people who think this is restricted to first-time homebuyers!

Happy Thanksgiving to all of my American family and friends and my snowbirding family!

Many Canadians are overextending themselves unnecessarily. Reduced cash flow = strain on your relationship. www.buildequity.ca

Some advantages of using a mortgage broker vs. going directly to a bank.