Emerge Financial and Consulting Services

1. Understand Your Investor Profile Every investor is unique and has a specific investment requirement to fulfill his/her financial goals. 2. Avoid Emotion-Driven Investment Decisions In March, when the stock markets crashed due to the lockdown and pandemic, many investors panicked and sold their stocks to minimize their losses. While this seemed like the best thing to do, it was not an informed decision but an emotional reaction to a stressful sit...uation. 3. Be Careful Before Using Borrowed Money to Invest Most first-time Investors open a margin trading account where the brokerage firm lends money to invest in stocks, This is usually around 50 percent of the purchase value of the stocks. While this seems like a great way to invest, the risks are far greater than the benefits of using this facility. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Take a deep breath, and step into a negative situation with a clear head! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Get your cocktail fix this weekend @littlejumbobc! They will rock your socks off with all of their delicious concoctions. Their staff and service will have you coming back time and time again...we know we do! See you this weekend ;) #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. Check Your Interest Rate Q: Which loan should you pay off first? A: The one with the highest interest rate. 2. Consider an All-Cash Diet If you’re consistently overspending, this will break you out of that rut. 3. Allocate at Least 20% of Your Income Toward Financial Priorities... By priorities, we mean building up emergency savings, paying off debt, and padding your retirement nest egg. 4. Budget About 30% of Your Income for Lifestyle Spending This includes movies, restaurants, and happy hoursbasically, anything that doesn’t cover basic necessities. 5. Adopt a Spending Mantra Pick out a positive phrase that acts like a mini rule of thumb for how you spend. For example, ask yourself, Is this [fill in purchase here] better than Bali next year? 6. Shop Solo Ever have a friend declare, That’s so cute on you! You have to get it! for everything you try on? Save your socializing for a walk in the park, instead of a stroll through the mall, and treat shopping with serious attention. 7. When You Get a Raise, Raise Your Retirement Savings, Too You know how you’ve always told yourself you would save more when you have more? We’re calling you out on that. Every time you get a bump in pay, the first thing you should do is up your automatic transfer to savings. 8. Make Savings Part of Your Monthly Budget If you wait to put money aside for when you consistently have enough of a cash cushion available at the end of the month, you’ll never have money to put aside! 9. Keep Your Savings Out of Your Checking Account Here’s a universal truth: If you see you have money in your checking account, you will spend it. Period. 10. Open a Savings Account at a Different Bank Than Where You Have Your Checking Account. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #letstalkmoney See more

OK Calgary! If you havent already heard of them, meet @cabinbrewing. Cabin took home gold for brewery of the year at Albertas Small Brewery Association 2020 Alberta Beer Awards. Their Super Duper Saturation IPA will knock your socks off... Run and grab a 4 pack of these bad boys before they fly off the walls! #CanadianBusiness #CanadianEntrepreneur #yycsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #craftbeer #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #calgarybasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #fortheloveofbeer #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #beerlover

Patience is the key to overcoming adversity. Are you practicing patience today? #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. Increase mid-month activities Just because something is due at the end of the month, doesnt mean you have to wait until then to complete it. Based on your reviews, determine what preemptive actions can be taken to complete close activities early. 2. Make reviews part of the process Regular reviews are a crucial part of the change management process. Decide the close timeline and indicators of success up front, and then conduct reviews pre- and ...post-close (though if this is not possible, a post-close review alone will suffice). 3. Embrace automation Automation satisfies several of the items on this list. Speed and accuracy are both staples of automated solutions, as is the customization of business processes. These benefits allow employees to focus on tasks that require greater analysis and strategic thinking. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

OK Calgary! If you haven't already heard of them, meet @cabinbrewing. Cabin took home gold for brewery of the year at Alberta's Small Brewery Association 2020 Alberta Beer Awards. Their Super Duper Saturation IPA will knock your socks off... Run and grab a 4 pack of these bad boys before they fly off the walls! #CanadianBusiness #CanadianEntrepreneur #yycsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #craftbeer #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #calgarybasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #fortheloveofbeer #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #beerlover

Fall 7 times, stand up 8! Remember to pick yourself up. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Patience is the key to overcoming adversity. Are you practicing patience today? #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Fall is officially here so there is no better time to stock up on some delicious coffee! Theres no better time to cozy up with this perfectly well balanced bean from Kenya. Hit up @elevenspeedcoffee for all your caffeine needs! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic

Fall 7 times, stand up 8! Remember to pick yourself up. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. Increase mid-month activities Just because something is due at the end of the month, doesn’t mean you have to wait until then to complete it. Based on your reviews, determine what preemptive actions can be taken to complete close activities early. 2. Make reviews part of the process Regular reviews are a crucial part of the change management process. Decide the close timeline and indicators of success up front, and then conduct reviews pre- and ...post-close (though if this is not possible, a post-close review alone will suffice). 3. Embrace automation Automation satisfies several of the items on this list. Speed and accuracy are both staples of automated solutions, as is the customization of business processes. These benefits allow employees to focus on tasks that require greater analysis and strategic thinking. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

1. Respond promptly If you file your taxes reliably and pay on time, theres a good chance the government tax office contacted you for a spot check. In this case, all that may be asked is that you provide receipts and answer a few questions. 2. Seek professional help Get in touch with your accountant as soon as an audit has been scheduled for advice and support. And if youve been handling the books on your own, now is the time to consider hiring a ...tax accountant. 3. Get organized An auditor will ask you to provide receipts that prove you qualify for any write offs youve claimed. On the day of the audit, be ready with your paperwork and be prepared to answer any questions. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Fall is officially here so there is no better time to stock up on some delicious coffee! There's no better time to cozy up with this perfectly well balanced bean from Kenya. Hit up @elevenspeedcoffee for all your caffeine needs! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic

Have you watered your grass today?! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. Join local business groups Getting involved with your local Chamber of Commerce, Rotary Club, industry associations, or a local meet up group is a great way to increase your visibility. 2. Pay it forward One of the simplest ways to network (without feeling like youre networking!) is to get involved in projects that benefit your local community. Volunteer, host a fundraiser, serve on a non-profit board or offer pro-bono services! 3. Do a... bit of background research on the people youd like to connect with. When you meet in person, youll be able to break the ice more easily with a question or two prepared in advance. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

1. Respond promptly If you file your taxes reliably and pay on time, there’s a good chance the government tax office contacted you for a spot check. In this case, all that may be asked is that you provide receipts and answer a few questions. 2. Seek professional help Get in touch with your accountant as soon as an audit has been scheduled for advice and support. And if you’ve been handling the books on your own, now is the time to consider hiring a ...tax accountant. 3. Get organized An auditor will ask you to provide receipts that prove you qualify for any write offs you’ve claimed. On the day of the audit, be ready with your paperwork and be prepared to answer any questions. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Have you watered your grass today?! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Its okay to fail! In fact, we encourage it. Without failure we will never learn how to improve....and it makes success all the more sweat! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Its time to get your sweat on!!! Head on over to @hotshopyyc to do a little hot yoga! Reset and rejuvenate your body and mind in this beautiful, accepting space. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

It's okay to fail! In fact, we encourage it. Without failure we will never learn how to improve....and it makes success all the more sweat! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Whether you are thinking of launching a small, local business or a global enterprise, finding a city that is friendly toward entrepreneurs is important. Without further ado, here is a list with some of the cities that produce the most successful startup businesses. 1 - San Francisco, United States 2 - Amsterdam, The Netherlands 3 - Copenhagen, Denmark... 4 - Boston, United States 5 - London, United Kingdom 6 - Bengaluru, India 7 - Stockholm, Sweden 8 - Helsinki, Finland 9 - Berlin, Germany 10 - Toronto, Canada #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

What are you going to decide today!? #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

It's time to get your sweat on!!! Head on over to @hotshopyyc to do a little hot yoga! Reset and rejuvenate your body and mind in this beautiful, accepting space. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

@nezzanaturals is another one of our favourite natural self-care products. They are locally made in Victoria and are 100% natural and cruelty free. They will absolutely brighten your day! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. So many tasks, so little time! Busy business owners have notoriously long to-do lists. Without effective strategies for managing time and sharing the load, youll be forced into a reactive versus proactive position the perfect storm for chronic stress and impaired decision-making. Try these tactics to counteract them: - Resist the urge to micromanage and begin delegating more tasks to partners and employees. - Use a project management tool to... prioritize and assign tasks, track progress, and share results with clients. Maintaining positive cash flow 2. All businesses, particularly start-ups, must ensure they have enough cash to keep running after covering expenses each month. - Be wary of slashing prices: if you must mark down a product or service, be sure you can recover your costs elsewhere. 3. Attracting new customers Starting to panic because you keep missing your sales goals? Auditing your current approach and implementing better growth strategies is key to alleviating that stress. - Drill down into the behaviours and preferences of your customers, so you can better target your marketing. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Stop wasting your time, take action! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Summer might be coming to an end, but it isnt too late to grab some delicious BC cider from Merridale Cidery & Distillery ! This is BCs first craft cidery, and if youre around Cowichan then you have to head to there farm for an afternoon of snacks, cider and adventure! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. Stop Panicking The first thing you should do when you lose your job is stop panicking. Losing your job is devastating, but the loss is a temporary one. 2. Gather Your Resources The immediate aftermath of a job loss can be very difficult, but how you handle the first couple of days can make all the difference in the world. Now is the time to gather your resources and start your job-hunting strategy. 3. Assess Your Monthly Expenses... The sudden loss of a regular paycheck can be financially devastating but taking some proactive steps now can reduce the pain substantially. 4. Fight for yourself! Most large companies offer laid off workers some sort of severance package but the rules are not written in stone. If your tenure with the company was a positive one, you may be able to negotiate a much better severance package than the one you were originally offered. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Its okay to be scared, but never let it stop you from achieving your goals! What are you going to achieve today?? #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

If you workout then you know proper diet AND supplementation is KEY. If youre in Calgary then the only place to buy your supplements is Hercs Nutrition Calgary ! Hercs is owned and ran by an awesome single mom who has all the ins and outs on how to get the most exclusive supplements. While youre in there you have to get one of their awesome protein shakes! You will not regret it! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #s...upportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

1. Focusing on negatives While its important to clearly discuss expectation early in the onboarding process, focusing on a list of negatives that could result in termination detracts from why you hired the person in the first place. 2. Failing to provide an agenda All newly hired employees should be supplied with a training agenda prior to their start date. The agenda should list the type of training they should expect to receive, the name of the t...rainer with a short bio, and an expectation of when they will be finished their training and start work on their own. If there is a competency test prior to the start of work, this should be noted in the agenda as well. 3. Failing to provide knowledge resources Not all employees learn at the same rate using the same methods. Make sure new hires have access to training material in various formats. This includes training handbooks, training videos, and employee shadowing. Rather than force a particular format, concentrate on the results needed to excel at the position. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Here is a gentle reminder that you are not stuck. You are simply one decision and one action away from the life youve always wished for. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Incase you havent noticed...we LOVE local. Frys Red Wheat Bread is one of our absolute favourite bakerys. If you live in the greater Victoria area then you have to head over and grab a treat or two (or 3 or 4)! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

1. You have clients visiting your business If you have an office, store or other facility that clients visit, you need general liability insurance to protect you in case a client is injured while on your premises. No matter how well you maintain your location, theres still a risk of someone slipping and falling, and injuring themselves. 2. You have a building or equipment If your business owns a building or has valuable equipment, you need protecti...on against damage to either. Damage to your building or your equipment can affect your ability to maintain your income, and if you have to raise the money to replace your equipment you could be out of income for a long time. 3. You offer professional services No matter how good you are at your work, there is a chance youll come across a client who wont be happy with the work you provide. Professional liability insurance protects you in case a client claims you provided negligent services or otherwise failed to uphold your end of a contract #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Happy Tuesday! Keep on grinding away! What are you working on today? Comment below! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Rocky Mountain Soap Co. creates the most AH-mazing natural soap products. They started their Canadian based company with nothing but optimism and love for pure, 100% natural products. Throughout its growth, Rocky Mountain Soap continues to be, handmade, with 100% natural, simple, ingredients. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Adding a recurring revenue stream (or two, or three!) can provide a predictable, ongoing source of income which will improve the accuracy of your projections, increase profits, and provide a buffer for any unexpected sales dips. Auto-renew subscriptions - the most tried and true recurring revenue model? The subscription that automatically rolls over each month unless cancelled. Membership sites: If youre an expert in your field, a membership site can provi...de a lucrative opportunity to serve more clients on the weband earn more income. In addition to increasing sales and profit margins, recurring revenue can lead to better customer retention as well as greater growth for your business. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Instead of searching for the next best thing, play the long game. We have a feeling youll be way happier at the end of the day. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Does your organization need a little more organization? Meet the day planner to solve all of your needs! STIL Classics creates modern and minimalistic day planners that support mindfulness, organization and productivity. They are also based out of Vancouver, BC! Grab yourself a planner and in doing so youll be supporting a local company ran by women. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #featurepost #supportingsmallbusiness #letstalkm...oney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

1. Commit to clean bookkeeping from day one Year-round, effective bookkeeping is the best way new business owners can minimize tax season stress. 2. Capture every business expense Each year, 21% of small business owners claim less than half of their business expenses, largely because they dont have a reliable system for documenting expenditures while on the go. Without carefully logged receipts, entrepreneurs must forfeit valuable tax ded...uctions, sacrificing cash they could be funneling back into their business. 3. Separate business from personal Right from day one, small business owners should clearly divide their personal and business expenses. Differentiating between the two will make it much easier to claim deductions on your tax return and support those claims in case of an audit. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Holding onto regrets and anger is like drinking poison and expecting someone else to feel the pain. Let it go, let it go, let it go. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Meet Monique! She is our newest bookkeeper. She has hit the ground running with us and so far we can definitely say that she is incredibly meticulous and hard working. Monique is a ray of sunshine; in her free time she likes to watch food recipe tutorials and youtube vloggers. Monique has 6 years of bookkeeping experience and is well versed in handling any and all of your financial needs! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbu...siness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Heres the thing about billing by the hour: your clients will focus on how youre spending your time rather than the results youre achieving. At the same time, hourly billing opens you up to comparisons with your competitors, who may charge a higher or lower hourly rate. What you always want your clients to focus on is the value you bring to a project which is why another term for fixed rate packages is value-based pricing. Offering a fixed rate package makes it... easier for a client to say yes to your pitch. Knowing the final cost in advance allows them to more comfortably and confidently plan, budget, and invest in your services. Ultimately, value-based pricing will also free you up to do your best work knowing youll earn a fair rate for your services with the potential to increase your earnings. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Tag a friend who needs to hear this today! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #quoteoftheday #quote #wordstoliveby #likeforlike #communitysupport #EmergeFinancialServices #followforfollow #deepmeaning #motivations #lifequotes #bookkeepingservices #bookkeeper #poetry #virtualbookkeeping #motivationalquotes #success #yyjbookkeeping #lifequotes #positicity #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

If youre living in the greater Victoria area then you absolutely must check out your neighbour Howl Brewing They are a craft brewery with a love for fresh and local ingredients. They create delicious and unique small batch brews and they have a passion and dedication to creating historical and rare beers. Howl is a wonderful little brewery to escape to, maybe well see you there this weekend #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #fea...turepost #supportingsmallbusiness #letstalkmoney #smallbusinessfinance #supportlocal #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #businesstobusiness #yyjentrepreneur #bookkeepingservices #bookkeeper #victoriabasedbusiness #supportlocalBC #likeforlike #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Here are a few things to keep in mind when handling your inventory: 1. Waste - If you handle items with expiration dates, like food or even cosmetics, they can become rotten or unusable if not sold in time. Spoiled products mean your investments go down the drain, along with your potential profits. 2. Dead Stock - An expiration date isnt the only way your products go bad. Dead stock are items that cant be sold for a number of other reasons: theyve gone... out of style, out of season, or the products become otherwise irrelevant. Often an item is declared dead after sitting on a shelf for 12 months. 3. Implement a system for accurate stock tracking - Whether you have a modest stockroom or a large warehouse, its important to know precisely when products are coming in or shipping out, so youre able to re-stock efficiently. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more

Your happiness comes from within! #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

We could not be more in love with this Vancouver based candle company Mala the Brand. Not only are they a local company, but for every candle you buy, they will plant a tree. #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition

Succession planning is a strategy for identifying and developing future leaders at your company not just at the top but for major roles at all levels. It helps your business prepare for all contingencies by preparing high-potential workers for advancement. Here are a few tips on how to develop a solid succession plan: 1. Be proactive with a plan 2. Pinpoint succession candidates 3. Let them know 4. Step up professional development effort...s 5. Do a trial run of your succession plan #CanadianBusiness #CanadianEntrepreneur #yyjsmallbusiness #womeninbusiness #womensupportingwomen #letstalkmoney #smallbusinessfinance #taxtips #bookkeeping #communitysupport #EmergeFinancialServices #bossmom #businessoperations #yyjtech #yyjentrepreneur #bookkeepingservices #bookkeeper #selfemployed #virtualbookkeeping #businesstaxes #biztips #yyjbookkeeping #canadianbookkeeping #entrepreneurlife #WomenWhoHustle #CreateToCultivate #LiveAuthentic #goalgetter #businesscoach #womenwithambition See more