Fraser Insurance and Investments Specialist

Interesting research.

When you think of Financial Advisor, what do you think of? This must be one of the greatest challenges a Financial Advisor must deal with. We are not Stock Brokers. We don't just pick investments. Investment selection IS one component of Financial Planning. But there are many more components. My role as an Advisor is to help you navigate all of these components to varying degrees.... https://protect.ksfraser.ca/financial-advisors-dont-just-p/

A statistic within the financial services industry is that those clients who have a financial advisor for just 15 years accumulate 4 times the wealth compared to their peers who do not have the advisor. Do financial advisors have some magic tools for picking investments then? Would you believe that the reason has less to do with the specific advisor and more to do with the use of an advisor?... https://protect.ksfraser.ca/why-advisors-lead-to-4x-the-we/

Wealth Building is a team sport! Who is on _your_ team?

One of my personal development coach set me an assignment to query my friends: what are 3 things you think of related to me when you see this pic/post? (I.e 3 characteristics/traits)

What Happens If a Life Insurance Policy Lapses? In 2015 Seniors surrendered or let lapse 112 Billion dollars of death benefits they had been paying premiums for! https://protect.ksfraser.ca/what-happens-if-a-life-insuran/

1M dollars isn't what it used to be, as Grant shows us.

Wow has time really flew by. The insurance industry is always adapting, but Covid really drove changes recently. Changes in underwriting tools, the use and acceptance of online applications, and the rollout of new products are just some of the results. Do you need assistance navigating personal insurance? Message me for a no obligation conversation!

The article explains it well. When your priorities and goals and actions don't align, there will be problems.

The #1 thing you need to make it through these turbulent times.

I did my monthly financial review this past weekend. Did you?

Happy new year's every one. Have a safe celebration tonight.

Perception. Now to expand my own...

The next generation are entering a whole new age of what it means to be human. This clip is from this weekend's K2 Elite mastermind. Keynote by Rocky Scopelliti. Check my Instagram stories for more

This is so true. Herd rule - if you don't conform to the norm you are ostracized. So if you exceed the norm, you get held back, whereas if you are below standard they are demanding better.

Freedom comes from structure and discipline. If you want assistance towards financial freedom, let's talk!

Rewire your brain

This. As another mentor states, pay the price now so you can pay any price later!

Watch this video twice if you want a practical way of getting more of what you want

We all probably had someone, even if only ourselves, telling us we were lazy.

To achieve your dreams you need to put the work in. Thanks Will Smith

Ensure you know who the beneficiary is when you buy insurance. If you buy mortgage insurance from the bank, they are the beneficiary, and as the policy is underwritten at the time of claim, it could be found to be null and void :( https://globalnews.ca//348/mortgage-life-insurance-canada/

This is a good starting point. But not the end.

These 4 aren't the only things. But these 4 are important!

Master list of reasons...

Understanding is all about perspective and energy.

Being grateful helps growth. Being resentful (i.e. always wanting more) decreases access. Something to meditate over...

If you are triggerless, you are limitless. Triggers are the things that provoke stress and emotions. And stress and emotions lead to conflict either with yourse...lf or those around you. When we start taking responsibility for everything in our lives and stop blaming everyone and ourselves for what’s in our lives, we become triggerless. And once we become triggerless, we start entering a realm of becoming limitless. Then you’ll start to see your true potential. What are your triggers? #responsibility

I thought money was important to me for a long time but it clearly wasn't since I spent it as soon as it reached my bank account. It's okay to want more money. But you'll find it a lot easier to make more once you stop focusing on it and instead focus on what you love and are good at.

Some questions to help you determine what your life purpose should be