Vidit Paruthi Mortgage Expert
106 - 2626 Croydon Drive V3Z0S8 Surrey, BC, Canada

Unsure About the Housing Market? Let's Talk. #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #Victoriabc

#MortgagePreApprovals are more #ratehold than actual #preapproval...#langleymortgagebroker #VancouverMortgage

Refinance or Purchase, our goal is help you in the best possible way! Happy Friday Everyone! #feedbackfriday #5starsfriday #reviews #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

When it comes to securing a #mortgage, you want to have the long game in mind! #viditparuthi #surreymortgagespecialist #langleymortgage #vancouvermortgagebroker

First-time buyers often require additional care and support during their purchase and mortgage process. Happy Long-weekend Everyone! #feedbackfriday #5starsfriday #reviews #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

Should You Get Preapproved For A Mortgage? #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #Victoriabc

#realestate in #vancouver is so competitive. You want the right team in your corner! #viditparuthi #surreymortgages

Possibilities begins as early as our first phone consultation. Happy Friday Everyone! #feedbackfriday #5starsfriday #reviews #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

Although it’s ideal to have your mortgage paid off by the time you retire, in today’s economy, that isn’t always possible. The cost of living is considerably higher than it has ever been, and as a result, a lot of Canadians are putting off retirement, hoping to make just a little more money to add to that nest egg. So if you find yourself in the position where you’re considering your mortgage options into retirement, you’ve come to the right place. The advantage of working wi...th an independent mortgage professional (as opposed to a single bank) is choice. When you deal with a broker, you won’t be limited to an individual institution’s products; instead, you will have access to considerably more options. Here are some options available to older Canadians as they plan for mortgage financing through their retirement. Standard Mortgage Financing If you’ve got a steady income, decent credit, and equity in your home, there is no reason you shouldn’t qualify for standard mortgage financing which usually comes at the lowest interest rates and best terms. Even if you’ve already retired, some lenders use pension and retirement income to support your mortgage application. Reverse Mortgage Financing A reverse mortgage allows Canadian homeowners 55 years and older to borrow money from their home with no proof of income, no credit check, and no health questions. A reverse mortgage is a fabulous mortgage solution that has helped thousands of older Canadians to enhance their lifestyle. Home Equity Line of Credit (HELOC) A line of credit secured to the equity you have in your home is an excellent tool to allow you to access money when you need it, but not pay interest if you don’t. A lot of Canadians like the idea of rolling all their expenses and income into one account. Private Financing If you happen to be in a bit of a tight spot, you have a plan, but you need a financial solution, private financing might be the answer. Certainly not the first choice for many (typically higher interest rates) however private financing can provide you with options your typical bank can’t. If you have any questions about securing mortgage financing into your retirement, please don’t hesitate to contact me anytime, I would love to provide you with options! #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

Is now a good time to buy a presale? #vancouvermortgagebroker #SurreyMortgages #presale

Bank of Canada Rate Announcement Jan 20th, 2021

Private mortgages access #alternativelending solutions to find you a great mortgage fit! #surreymortgagebroker #langleyhomes #vancouvermortgageprofessional

1st time buyer or experienced, we guide you to the right path, and help you stay clear of any foreseeable issues! Happy Friday Everyone! #feedbackfriday#5starsfriday#reviews#viditparuthi#Top3RatedSurrey #mortgagebroker#HotList2020#vericoexecutiveclub#mortgageprofessional#sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

When it comes to #applyingforamortgage, there are some mistakes you want to avoid! #surreymortgages #hotlist2020

Our human centric approach works in your favour! Happy Friday Everyone! #feedbackfriday#5starsfriday#reviews#viditparuthi#Top3RatedSurrey #mortgagebroker#HotList2020#vericoexecutiveclub#mortgageprofessional#sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #victoriabc

4 Ways to Take Control of Your Finances in 2021 #viditparuthi #Top3RatedSurrey #mortgagebroker #HotList2020 #vericoexecutiveclub #mortgageprofessional #sold #realestate #realtor #vancouver #surrey #southsurrey #delta #fraservalley #whiterockbc #langley #burnaby #coquitlam #richmond #Victoriabc

A Surefire Plan to Saving a Downpayment https://www.viditparuthi.ca/a-surefire-plan-to-saving-a-dow

There is more to a #mortgage than just the #interestrate. What's right for you will depend largely on your goals and current finances...give me a call! #surreymortgagebroker

Being a cosigner or guarantor on a #mortgage comes with some #financialrisk. Here's my guide... #burnabymortgagebroker