MC Equity Solutions
66 Drumlin Circle, Unit 5 Concord, ON, Canada

My wife and I called Maria for a mortgage to purchase our dream home.We had a complicated situation, but she knew exactly what to do to make it work.She explained everything in detail, answered all of our questions, and went above and beyond to get us the best possible outcome.We were confident that we were in good hands.Thank you Maria, we look forward to working together again. @mcequitysolutions ______________________________... 647 545 4123 [email protected] www.mcequitysolutions.com _______________________________

Do you have a full understanding of how choosing a mortgage broker can benefit you? It’s FREE I get paid by the Lender at the time of closing. A broker fee MAY be charged in more complex situations and this fee will always be fully disclosed and negotiated with the client upfront. It SAVES TIME I do the shopping for you. I work with many banks and direct lenders, some which can only be accessed through a broker channel. There is no cookie-cutter approach for the client,... I analyze your financial situation, explore all of the available options and determine the best solution for YOU. It SAVES your CREDIT When you apply to multiple financial institutions in search of the most competitive offer, each one of them pulls a credit bureau report which then negatively affect your credit score. I only do ONE check and use the SAME report for all the lenders I’m sending the application to. It’s FLEXIBLE I am available 24/7 and work around YOUR clock to accommodate you in the best way possible. I regularly touch base with my clients to keep them up-to-date on the progress of the application. I continue to provide independent advice and share relevant information even after your mortgage funding. It’s a RELATIONSHIP Unlike a bank employee who can get promoted, transferred to a different branch or change an employer, I’m always there for my clients, their friends and family. I will always have access to the same network of lenders, and the only change that can happen - my network will expand. Whether you call me the day after closing, a month later, or a year later - I will always be there to help you. @mcequitysolutions ______________________________ 647 545 4123 [email protected] www.mcequitysolutions.com ______________________________ #broker #mortgage #mortgagebroker #bankvsbroker #brokerlife #homefinancing #lending #realestate #realestatelending #ипотека #брокер #mortgagetips #homepurchase #refinance #bank #banking

Have you been refused a mortgage from a bank? Do you have no verifiable income? Are you in cash business? Do you have poor credit? Every situation is unique. I am here to create custom solutions for you and help you get the house of your dreams! Contact me today to discuss your options! @mcequitysolutions ____________________________... 647 545 4123 [email protected] www.mcequitysolutions.com ____________________________ #privatemortgage #mortgage #broker #mortgagebroker #mortgagespecialist #gtamortgages #gtarealestate #homefinancing #poorcredit #secondmortgage #homepurchase #dreamhome #realestate #mortgagesolutions

Stay on top of your DEBT-TO-SERVICE RATIO. Keep revolving debt at < 30% of your available credit. This applies to your overall credit balance and the balance on each individual credit facility as well. Pay all bills ON TIME. Whether it’s a credit card or an internet bill - PAY THEM ON TIME! With credit cards, ideally you want to pay the balance in full every month, but if you can’t - at least make a minimum payment. ALWAYS follow through when cancelling services (pho...ne, cable etc.). Ensure all outstanding balances are fully paid and accounts are closed. A small collection item from a phone company can negatively affect your credit. Do NOT close a paid off credit card if you don’t have to. Closing a card may increase your debt to credit utilization ratio and affect the average age of accounts on your credit report. Do NOT co-sign or guarantee a loan for a friend/ colleague/ relative you don’t trust. If you think you trust them, think again. By co-signing on their debt you are equally responsible for it and may sabotage your credit if the other person stops paying for it. @mcequitysolutions ______________________________ 647 545 4123 [email protected] www.mcequitysolutions.com ______________________________ #credit #creditrepair #debt #debtfree #debtconsolidation #credithistory #creditreport #creditscore #beaconscore #goodcredit #badcredit

Refinancing means replacing your current mortgage loan with a new one. Some of the reasons homeowners refinance are to consolidate debt, increase their mortgage amount for upcoming expenses or obtain a lower interest rate. If you are interested in finding out more or want to discuss your options, I’m always happy to help!